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Default Servicing Jobs (NOW HIRING)

Customer Service

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Servicing - Customer Advocate

Ferndale, MI · On-site

$16 - $22.85/hr

The ideal candidate has experience in mortgage servicing, collections, customer advocacy, default servicing, or loss mitigation and is passionate about helping customers while maintaining compliance ...

New

Waukesha State Bank

Default Specialist

Waukesha, WI · On-site

$23 - $26/hr

Join our Loan Servicing Team as a Default Specialist and play an important role in helping Waukesha State Bank's mortgage customers navigate challenging financial circumstances. In this position, you ...

Waukesha State Bank

Default Specialist

Waukesha, WI · On-site

Join our Loan Servicing Team as a Default Specialist and play an important role in helping Waukesha State Bank's mortgage customers navigate challenging financial circumstances. In this position, you ...

Customer Service

Be Seen First

Servicing - Customer Advocate

Ferndale, MI · On-site

$16 - $22.85/hr

The ideal candidate has experience in mortgage servicing, collections, customer advocacy, default servicing, or loss mitigation and is passionate about helping customers while maintaining compliance ...

New

Agility 360

VP of Mortgage Default

Irving, TX · On-site

Lead, manage, and develop a team of default associates across onshore and offshore operations to meet departmental goals and service-level agreements. * Oversee Agency and Government Foreclosure ...

Waukesha State Bank

Default Specialist

Waukesha, WI · On-site

$23 - $26/hr

Join our Loan Servicing Team as a Default Specialist and play an important role in helping Waukesha State Bank's mortgage customers navigate challenging financial circumstances. In this position, you ...

First American

$23.37 - $31.15/hr

Who We Are ServiceMac is a new sub-servicing entity backed by some of the leading practitioners of ... What We Do The Default Loan Servicing Specialist is responsible for servicing mortgage accounts and ...

Agility 360

VP of Mortgage Default

Irving, TX · On-site

Lead, manage, and develop a team of default associates across onshore and offshore operations to meet departmental goals and service-level agreements. * Oversee Agency and Government Foreclosure ...

Pennymac

Default Loan Counselor I

Moorpark, CA · On-site

$39K - $55K/yr

PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated ... A Typical Day The Default Loan Counselor plays a crucial role in proactively managing and resolving ...

Agility360

VP of Mortgage Default

Irving, TX · On-site

$170 - $260/hr

Collaborate with Compliance, Legal, Loss Mitigation, Bankruptcy, REO, Servicing, and other Default departments to ensure seamless handoffs and risk controls. EDUCATION / EXPERIENCE REQUIREMENTS * 10+ ...

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How much do default servicing jobs pay per hour?

As of Aug 20, 2026, the average hourly pay for default servicing in the United States is $26.43, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $28.85 per hour, depending on experience, location, and employer.

What is default servicing?

A Default Servicing job involves managing loans that are delinquent or in default to help mitigate financial losses for lenders. Responsibilities often include communicating with borrowers, arranging repayment plans, coordinating foreclosure or loss mitigation efforts, and ensuring compliance with regulations. The goal is to work with borrowers to resolve delinquencies while protecting the lender's interests.

What are the daily responsibilities of someone working in default servicing?

In a Default Servicing role, you'll spend much of your time reviewing delinquent accounts, contacting borrowers to discuss repayment options, and coordinating with internal departments to facilitate resolutions. You'll also be responsible for documenting communications, updating borrower records in servicing systems, and ensuring compliance with industry regulations. The job is often fast-paced, requiring adaptability and a customer-focused approach to help both clients and your organization reach favorable outcomes. Team collaboration is key, as you may regularly work with underwriting, legal, and loss mitigation teams to resolve more complex cases.

What skills and qualifications are needed for default servicing?

Success in Default Servicing requires a solid understanding of mortgage or loan servicing, financial analysis, and collection procedures, often supported by experience in banking or finance. Familiarity with loan servicing software, collections platforms, and relevant regulatory guidelines such as FDCPA is highly valued. Strong negotiation, problem-solving, and interpersonal skills help professionals work effectively with borrowers and internal teams. These capabilities are crucial for navigating complex financial situations, ensuring compliance, and achieving positive outcomes for both lenders and borrowers.

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default servicing jobs near you
Infographic showing various Default Servicing job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 77% Full Time, 14% Part Time, 2% Temporary, and 6% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $54,984 per year, or $26.4 per hour.

Default Loan Serving Specialist - Claims - ServiceMac

First American

Fort Mill, SC • On-site

$23.37 - $31.15/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 10 days ago

Job description

Who We AreServiceMac is a new sub-servicing entity backed by some of the leading practitioners of the mortgage servicing industry. ServiceMac is focused on providing superior technology, products, and services for the mortgage and real estate industries backed by highly personalized service and support. Through continuous innovation and acquisition, our offerings comprise of personalized solutions that span the mortgage continuum and enhance security, compliance, customer satisfaction, and profitability. Our inclusive, people-first culture has earned our company numerous accolades, including being named to the Fortune 100 Best Companies to Work For list for eleven consecutive years. We have also earned awards as a best place to work for women, diversity and LGBTQ+ employees, and have been included on more than 50 regional best places to work lists. First American will always strive to be a great place to work, for all.What We DoThe Default Loan Servicing Specialist is responsible for servicing mortgage accounts and managing default claim activities in compliance with all applicable federal, state, investor, insurer, agency, and company requirements. This role performs a variety of default claims servicing functions within established timelines and workflow processes to ensure accurate claim filing, minimize risk, and support operational performance goals.
The ideal candidate will have thorough working experience filing GNMA claims and possess a strong understanding of default servicing, loss mitigation, and investor/insurer requirements.

HOW YOU'LL CONTRIBUTE

  • Service mortgage accounts to ensure all applicable activities are processed in compliance with all state and federal laws while maintaining compliance with Investor, Insurer, Agency, and company guidelines
  • Order, review and maintain loan documents to include signing of documents needed to proceed within the default process
  • Conduct a complete review of files to ensure all applicable timeframes have been met in the relevant processes managed.
  • Manage loan level requirements on assigned cases by interacting and instructing various parties such as mortgagors, attorneys, investors, insurers, trustees, appraisers, clients, and any other party involved with default.
  • Review proceedings, records, and timeframes in addition to working all system/database activities throughout the process.
  • Diligently follow up on all outstanding requests and telephone calls from internal and external partners.
  • Perform required research on loans with questionable items such as the application of payments, proper notification, and any other situation that may arise.
  • Manage exception reporting used as key controls for minimizing risk.
  • May prepare, validate and deliver accurate default service reports ensuring data integrity and adherence to investor, agency and regulatory requirements.
  • May analyze default portfolio trends and performance metrics, identify data variances or risks, and partner with operations, compliance, and management to support decision-making and continuous process improvement.

HOW YOU'LL CONTRIBUTE

  • Ensure claims are filed accurately, timely, and in compliance with applicable federal and state regulations, as well as investor, insurer, agency, and company guidelines.
  • Process GNMA claims, including FHA, USDA, and VA Loss Mitigation claims, along with supplemental claims and appeals as applicable.
  • Monitor and manage loans within assigned claims queues to ensure all required milestones and deadlines are met.
  • Identify portfolio trends, operational risks, and process improvement opportunities, and communicate findings to management.
  • Stay informed of regulatory, investor, insurer, and state law changes that may impact claim processing activities.
  • Proactively follow up on outstanding requests and inquiries from both internal and external business partners.
  • Prioritize workload effectively to ensure timely, accurate resolution of claims and related servicing issues.
  • Maintain high levels of quality, accuracy, and attention to detail while adhering to established procedures and service-level expectations.
  • Collaborate with team members and provide support across the department as business needs require.

WHAT YOU'LL BRING

Knowledge, Skills & Abilities (KSA's)

  • 1+ years GNMA Claims
  • Demonstrated experience filing GNMA claims, including FHA, USDA, and VA Loss Mitigation claims.
  • Working knowledge of MSP, LoanSphere Claims, FHA Connection, Catalyst, LINC, and VALERI.
  • Ability to interpret and navigate investor, insurer, and agency servicing guides to obtain information necessary for claim processing.
  • Strong research and problem-solving skills, with the ability to gather required documentation and resolve issues within established timelines.
  • Solid understanding of the mortgage default servicing lifecycle, including foreclosure, bankruptcy, loss mitigation, and eviction processes.
  • Exceptional attention to detail and commitment to compliance with established policies, procedures, and regulatory requirements.
  • Ability to work independently, exercise sound judgment, and manage assignments through completion with minimal supervision.
  • Strong organizational and time-management skills, with the ability to manage multiple priorities in a deadline-driven environment.
  • Excellent verbal and written communication skills, with the ability to build effective relationships with internal and external partners.

Candidates selected for employment will be required to successfully complete a background check and credit check as a condition of employment, where permitted by applicable law.

Pay Range: $23.37 - $31.15 Hourly, RemoteThis hiring range is a reasonable estimate of the base pay range for this position at the time of posting. Pay is based on a number of factors which may include job-related knowledge, skills, experience, business requirements and geographic location.What We OfferBy choice, we don't simply accept individuality - we embrace it, we support it, and we thrive on it! Our People First culture is inclusive for all employees - not just because it's the right thing to do, but because it's the key to our success. We are proud to foster an authentic and inclusive workplace For All. You are free and encouraged to bring your entire, unique self to work. First American is an equal opportunity employer in every sense of the term.Based on eligibility, First American offers a comprehensive benefits package including medical, dental, vision, 401k, PTO/paid sick leave and other great benefits like an employee stock purchase plan.

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