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Virtual Life Insurance Agent Jobs in Iowa (NOW HIRING)

Shelter Insurance

Trac Agent

Cedar Falls, IA

At Shelter, we do not require a previous background in the insurance industry. While the experience ... virtual new agent training schools, paired with continuing industry education courses, helps you ...

HealthMarkets, Inc.

Insurance Sales Agent

Ames, IA · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other ... life. Never worked in the health insurance industry before? Its no problem. If youve got an ...

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Showing results 1-20

All JobsVirtual Life Insurance Agent JobsVirtual Life Insurance Agent Jobs in Iowa

Virtual Life Insurance Agent information

See Iowa salary details

$20K

$77.9K

$135.1K

How much do virtual life insurance agent jobs pay per year?

As of Jun 14, 2026, the average yearly pay for virtual life insurance agent in Iowa is $77,916.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,770.00 and $94,631.00 per year, depending on experience, location, and employer.

What is a Virtual Life Insurance Agent job?

A Virtual Life Insurance Agent sells life insurance policies remotely, using phone calls, emails, and online meetings to connect with clients. They educate customers about policy options, help them choose the right coverage, and guide them through the application process. This role requires strong communication skills, a life insurance license, and the ability to work independently. Many virtual agents work for insurance companies, agencies, or as independent brokers. The job offers flexibility and the potential for commission-based earnings.

What are some common challenges faced by Virtual Life Insurance Agents, and how can they be overcome?

Virtual Life Insurance Agents often face the challenge of building trust with clients without face-to-face meetings, which makes establishing rapport and credibility vital. Managing distractions and maintaining self-discipline in a remote work environment are also common hurdles. To overcome these, successful agents use clear communication, video conferencing, and regular follow-ups to foster relationships, as well as set a dedicated workspace and structured schedule. Ongoing training and participation in virtual team meetings can also help agents stay motivated and up to date with industry changes.

How much can I sell a $100,000 life insurance policy for?

As a virtual life insurance agent, you typically sell policies at face value, earning commissions based on the premium paid by the client. The sale price of a $100,000 policy is determined by the premium amount, which varies depending on the applicant's age, health, and coverage type; agents earn commissions on the premium rather than selling policies at a markup. Your role involves helping clients select suitable coverage and facilitating the application process, not reselling policies at different prices.

How much do virtual life insurance agents make?

Virtual life insurance agents typically earn between $40,000 and $80,000 annually, with top performers making over $100,000 through commissions and bonuses. Income depends on sales volume, experience, and the company they work for, often requiring strong communication and sales skills.

What are the key skills and qualifications needed to thrive in the Virtual Life Insurance Agent position, and why are they important?

To thrive as a Virtual Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and regulatory compliance, usually supported by state licensure. Familiarity with customer relationship management (CRM) systems, virtual communication tools, and e-signature platforms is essential for remote client interactions. Strong interpersonal skills, self-motivation, and clear communication help agents build trust and manage client relationships effectively. These competencies are crucial for achieving sales goals, providing excellent service virtually, and adhering to industry standards.

How to become a virtual insurance agent?

To become a virtual insurance agent, you typically need to obtain a state insurance license by completing pre-licensing education and passing a licensing exam. Additionally, strong communication skills, familiarity with insurance products, and proficiency with digital communication tools are important for success in a remote environment.

Can I get life insurance with lupus?

A virtual life insurance agent can inform you that obtaining life insurance with lupus depends on the severity, control, and type of the condition. Insurers may require medical records and a health assessment, and coverage options vary based on individual health status. Working with an agent can help identify policies suited to your health situation.
What are the most commonly searched types of Life Insurance Agent jobs in Iowa? The most popular types of Life Insurance Agent jobs in Iowa are:
What are popular job titles related to Virtual Life Insurance Agent jobs in Iowa? For Virtual Life Insurance Agent jobs in Iowa, the most frequently searched job titles are:
What job categories do people searching Virtual Life Insurance Agent jobs in Iowa look for? The top searched job categories for Virtual Life Insurance Agent jobs in Iowa are:
Virtual Life Insurance Agent jobs near you
Infographic showing various Virtual Life Insurance Agent job openings in Iowa as of June 2026, with employment types broken down into 2% As Needed, 44% Full Time, 43% Part Time, 2% Temporary, and 9% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $77,916 per year, or $37.5 per hour.
Insurance Agent

Insurance Agent

Shelter Mutual Insurance Company

West Des Moines, IA • On-site

Full-time

Posted 6 days ago

Shelter Insurance rating

6.8

Company rating: 6.8 out of 10

Based on 20 frontline employees who took The Breakroom Quiz

231st of 261 rated insurance

Job description

A company built to serve you. It's your career, Shelter it!
We are seeking an exceptional entrepreneur to make a difference in West Des Moines, IA and become our newest Shelter Insurance Agent.
• Do you have a desire to meet new people, develop new contacts, and become known in your community?
• Are you passionate about serving your community?
• Do you want to grow your sales, business, and networking skills to new heights?
• Would you like to do what you love and love what you do?
• Do you have a desire to control your own income?
• Have you wanted to start you own business but extreme start-up costs stopped you in your tracks?
If you answered "yes" to these questions, then you owe it to yourself to learn more about becoming a Shelter Insurance® Agent.
At Shelter, we do not require a previous background in the insurance industry. While the experience is a plus, it is far from a necessity. Around half of our new Shelter Agents have never worked in insurance; our agents have backgrounds ranging from real estate and retail sales to education and coaching.
What is required? A motivated attitude, an entrepreneurial spirit, and skilled capacity for effectively communicating with clients in a sales atmosphere.
While some sales experience & a degree with general business courses is helpful, our mix of in-house and virtual new agent training schools, paired with continuing industry education courses, helps you build the foundation necessary to launch your agency.
At Shelter we do not require prospective agents to have capital/assets on hand to be considered for an agency. We do not "sell" agencies and Shelter does not "loan" money to agents to begin their business. We provide the opportunity. The only expectations are that you meet sufficient sales requirements and core business proficiencies. If you are no longer a Shelter agent for any reason, your financial responsibilities are limited to any unsatisfied bills owed through your departure. This could include advertising contracts, telephone bills, and utilities.
A true business owner's mindset is required to succeed! While developing prospects and selling Shelter products in your agency will be your main focus, you may also have the opportunity to bring on staff to help you perform general administrative duties and improve your sales.
If you possess a strong desire to be a business owner, a vigorous passion for helping people, and a desire to work for a company that strives to be a leader in its communities, then take the first steps to explore a partnership with Shelter Insurance Companies. Shelter has one of the top new-agent programs in the entire insurance industry, and if you are committed to hard work, we can help you launch your insurance sales career.
Shelter Agents receive a tremendous amount of support as they build their business:
  • Support to Launch Your Career
  • Unlimited New Commissions
  • Lucrative Bonus & Incentive Opportunities
  • Exceptional Contract Benefits
  • Professional Sales Training
  • Subsidies & Office Staff Reimbursement, if applicable
  • Computer & Technology Support

Shelter has a purpose driven culture that centers on:
  • Being a Leader in and Giving Back to Our Communities
  • Diversity & Inclusion
  • Financial Strength & Stability

Our agents are achieving an unprecedented level of personal growth, career fulfillment and financial success. Take the first step towards operating your own Shelter Insurance Agency today!
Applicants must be eligible to work in the United States. No relocation compensation.
If interested, please apply by:

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