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Virtual Life Insurance Agent Jobs in Iowa (NOW HIRING)

HMG Careers

Remote Life Insurance Agent

Davenport, IA · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Life Insurance Agent

Cedar Rapids, IA · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Life Insurance Agent

Des Moines, IA · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

Lone Star Careers

Remote Life Insurance Agent

Davenport, IA · Remote

$69K - $150K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

Shelter Insurance

Insurance Agent

Davenport, IA

At Shelter, we do not require a previous background in the insurance industry. While the experience ... virtual new agent training schools, paired with continuing industry education courses, helps you ...

Shelter Insurance

Insurance Agent

West Des Moines, IA

At Shelter, we do not require a previous background in the insurance industry. While the experience ... virtual new agent training schools, paired with continuing industry education courses, helps you ...

HealthMarkets, Inc.

Insurance Agent

Ames, IA

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

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Virtual Life Insurance Agent information

What is a Virtual Life Insurance Agent job?

A Virtual Life Insurance Agent sells life insurance policies remotely, using phone calls, emails, and online meetings to connect with clients. They educate customers about policy options, help them choose the right coverage, and guide them through the application process. This role requires strong communication skills, a life insurance license, and the ability to work independently. Many virtual agents work for insurance companies, agencies, or as independent brokers. The job offers flexibility and the potential for commission-based earnings.

What are some common challenges faced by Virtual Life Insurance Agents, and how can they be overcome?

Virtual Life Insurance Agents often face the challenge of building trust with clients without face-to-face meetings, which makes establishing rapport and credibility vital. Managing distractions and maintaining self-discipline in a remote work environment are also common hurdles. To overcome these, successful agents use clear communication, video conferencing, and regular follow-ups to foster relationships, as well as set a dedicated workspace and structured schedule. Ongoing training and participation in virtual team meetings can also help agents stay motivated and up to date with industry changes.

Why do most life insurance agents quit?

Many life insurance agents quit due to the challenging nature of building a client base, inconsistent commissions, and high rejection rates. Success often requires strong sales skills, persistence, and ongoing training, which can be demanding over time.

How much can you sell a $100,000 life insurance policy for?

A virtual life insurance agent typically does not sell policies for a fixed price; instead, they earn commissions based on the premiums paid by clients. The commission rate for a $100,000 policy can range from 20% to 40% of the first year's premium, depending on the insurer and product. Agents focus on sales volume and client needs rather than selling policies at a set price.

What are the key skills and qualifications needed to thrive in the Virtual Life Insurance Agent position, and why are they important?

To thrive as a Virtual Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and regulatory compliance, usually supported by state licensure. Familiarity with customer relationship management (CRM) systems, virtual communication tools, and e-signature platforms is essential for remote client interactions. Strong interpersonal skills, self-motivation, and clear communication help agents build trust and manage client relationships effectively. These competencies are crucial for achieving sales goals, providing excellent service virtually, and adhering to industry standards.

How much do virtual insurance agents make?

Virtual life insurance agents typically earn between $40,000 and $80,000 annually, with top performers earning over $100,000 through commissions and bonuses. Income depends on sales volume, experience, and the commission structure of the agency or company they work for.

Can I get life insurance with lupus?

As a virtual life insurance agent, you should know that individuals with lupus can qualify for life insurance, but approval depends on disease severity, treatment stability, and overall health. Insurers may require medical records and may offer higher premiums or specific policies based on health status. Advising clients accurately involves understanding underwriting guidelines and medical documentation requirements.
What are the most commonly searched types of Life Insurance Agent jobs in Iowa? The most popular types of Life Insurance Agent jobs in Iowa are:
What are popular job titles related to Virtual Life Insurance Agent jobs in Iowa? For Virtual Life Insurance Agent jobs in Iowa, the most frequently searched job titles are:
What job categories do people searching Virtual Life Insurance Agent jobs in Iowa look for? The top searched job categories for Virtual Life Insurance Agent jobs in Iowa are:
Virtual Life Insurance Agent jobs near you
Infographic showing various Virtual Life Insurance Agent job openings in Iowa as of July 2026, with employment types broken down into 1% Locum Tenens, 90% Full Time, 7% Part Time, and 2% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution.
Licensed Life Insurance Agent

Licensed Life Insurance Agent

American Assurance

Des Moines, IA • On-site

Full-time

Posted 27 days ago

Job description


We are seeking a Life Insurance Sales Agent - Remote to join our team! You will be responsible for expanding the company's book of business by selling various types of insurance policies to new and existing clients.
Are you tired of the daily commute? Sick of the 8:00-5:00 workday? Fed up with trying to sell Life Insurance the Old-Fashioned Way? Then look no further! We work 100% VIRTUALLY, you get to WORK FROM HOME or wherever you can get an internet connection! No getting up early to put on your makeup, no suit, and tie, no commute to and from the office, no wear and tear on your vehicle, and no boss! You are your own boss and get to make your own schedule, and work as much as you'd like!
We are looking for Licensed Life Insurance Agents to join our company! We work in all 50 States. We Are Not a Captive Agency! NOTE: This Is an Independent Contractor Role.
Responsibilities:
  • Present and sell insurance policies to new and existing clients
  • Develop and calculate suitable plans based on clients' needs
  • Resolve incoming TV ad client inquiries
  • Expand business reach through networking techniques
  • Comply with insurance standards and regulations
  • Track and identify areas of improvement

Requirements
Qualifications:
  • Previous experience in insurance is a plus but not required.
  • Strong negotiation skills
  • Excellent written and verbal communication skills
  • Ability to prioritize and multitask
  • Must have a computer and strong internet service
  • Must be licensed in as a life insurance agent (training provided to get licensed)
  • Strong customer service and organizational skills
  • Must be able to understand insurance products and services.

Benefits
We provide:
  • Work Freedom- work from nearly anywhere, whenever and as often as you like
  • Free Leads- find coverage for a steady stream of free, qualified inbound shoppers
  • Free Support- Tech, admin, and sales support is available when you need it.
  • Turn-Key System- you help the customers and our technology and platform do the rest
  • Uncapped Earnings Potential- earn commissions and bonuses while getting paid daily 7 days a week
  • Health benefits- access to health benefits and discounts
  • Access to exclusive deals- access special offers from our partners
  • Flexible Hours- flexible hours and the ability to take time off when needed
  • Monthly Performance Bonuses - receive additional bonus payments based on performance goals.
  • Full training & onboarding- receive comprehensive training and guidance to help you get started quickly.
  • Unlimited growth opportunities- unlimited potential for career growth and development.
  • Family friendly environment - a fun, inviting and supportive atmosphere that fosters family life.
  • The ability to be your own boss - take control of your career by setting your own goals

Apply