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Virtual Insurance Jobs in Washington (NOW HIRING)

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Licensed Life Insurance Annuity Specialist - Remote / Contract Location: Remote Job Type: Contract ... Responsibilities Meet with pre-booked prospects through virtual or face-to-face appointments.

Life Insurance Sales Agent

Arlington, VA · On-site +1

$117K - $153K/yr

Engage closely with mentors and team members to connect with prospects across the nation, guiding them through insurance options via phone and virtual meetings. Employ proprietary tools to tailor ...

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Virtual Insurance information

See Washington salary details

$13

$27

$38

How much do virtual insurance jobs pay per hour?

As of Jun 10, 2026, the average hourly pay for virtual insurance in Washington is $27.63, according to ZipRecruiter salary data. Most workers in this role earn between $23.12 and $31.06 per hour, depending on experience, location, and employer.

What is a Virtual Insurance Agent?

A Virtual Insurance Agent is a professional who sells and manages insurance policies remotely, typically using online platforms, phone calls, and video conferencing instead of meeting clients in person. They help clients understand their insurance needs, recommend suitable policies, and assist with claims or policy changes. Virtual Insurance Agents can work for insurance companies, brokers, or as independent agents, and their remote approach allows them to serve clients from various locations efficiently. This role requires strong communication skills and a deep understanding of insurance products.

How do virtual insurance agents typically collaborate with clients and team members in a remote work setting?

Virtual insurance agents primarily interact with clients through phone calls, emails, and video meetings, ensuring personalized service while working remotely. Collaboration with underwriters, claims specialists, and other team members is usually managed via digital platforms like CRM systems, chat tools, and virtual meetings. This remote structure requires strong communication skills and self-discipline, but also offers flexibility and the chance to develop expertise in digital customer service. Regular virtual team check-ins help maintain a supportive environment and keep everyone aligned on goals.

What is the difference between Virtual Insurance vs Insurance Agent?

AspectVirtual InsuranceInsurance Agent
CredentialsTypically requires licensing, insurance knowledge, and sometimes certificationsRequires licensing, certifications vary by state and product
Work EnvironmentRemote, online platforms, digital communicationOffice-based or in-person client meetings, some remote work
Employer & Industry UsageInsurance companies, online brokerages, digital platformsInsurance agencies, brokerages, direct sales
Search & Comparison IntentUnderstanding virtual insurance services, remote insurance rolesTraditional insurance sales, client consultations

Virtual Insurance professionals focus on providing insurance services remotely through digital platforms, often requiring specific licenses and knowledge of online tools. Insurance Agents typically work directly with clients in person or via phone, offering personalized advice and sales. While both roles require licensing, Virtual Insurance emphasizes remote, tech-driven interactions, whereas Insurance Agents often operate in physical locations. The choice depends on your preferred work environment and career focus within the insurance industry.

What are the key skills and qualifications needed to thrive as a Virtual Insurance Agent, and why are they important?

To thrive as a Virtual Insurance Agent, you need a solid understanding of insurance products, sales experience, and often a state-issued insurance license. Familiarity with digital CRM platforms, quoting tools, and secure communication systems is typically required. Exceptional customer service, strong communication skills, and self-motivation help agents build trust and effectively assist clients remotely. These skills and qualities ensure agents can efficiently sell policies, provide reliable support, and maintain compliance in a digital work environment.

How to become a virtual life insurance agent?

To become a virtual life insurance agent, you typically need to obtain a state insurance license by completing pre-licensing education and passing a licensing exam. Many agents also pursue industry certifications and develop skills in sales, customer service, and familiarity with insurance software to succeed in a remote environment.
What are the most commonly searched types of Insurance jobs in Washington? The most popular types of Insurance jobs in Washington are:
What job categories do people searching Virtual Insurance jobs in Washington look for? The top searched job categories for Virtual Insurance jobs in Washington are:
What cities in Washington are hiring for Virtual Insurance jobs? Cities in Washington with the most Virtual Insurance job openings:
Infographic showing various Virtual Insurance job openings in Washington as of June 2026, with employment types broken down into 2% As Needed, 53% Full Time, 33% Part Time, and 12% Contract. Highlights an 66% Physical, 2% Hybrid, and 32% Remote job distribution, with an average salary of $57,478 per year, or $27.6 per hour.

Licensed Life Insurance Annuity Specialist

AEF

Arlington, VA • Remote

$200K - $1M/yr

Other

Posted 6 days ago

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Job description

Job Title: Licensed Life Insurance Annuity Specialist – Remote / Contract

Location: Remote
Job Type: Contract / Performance-Based Compensation
Schedule: Flexible, based on appointment availability

Job Description

We are seeking motivated, licensed Annuity Specialists to join our growing team. This is a remote contract opportunity for experienced insurance professionals who are comfortable meeting with clients virtually and, when needed, face-to-face.

Our company provides booked appointments with prospects who are interested in learning more about retirement income strategies, annuities, and financial protection options. Your role is to meet with these prospects, understand their goals, educate them on available solutions, and help determine whether an annuity strategy may be a good fit.

This is a performance-based opportunity, ideal for licensed advisors or agents who are confident in consultative sales and want access to consistent appointment flow without having to rely solely on their own prospecting.

Responsibilities

Meet with pre-booked prospects through virtual or face-to-face appointments.

Review client goals related to retirement income, asset protection, tax concerns, and legacy planning.

Present annuity solutions in a clear, compliant, and professional manner.

Follow up with prospects throughout the sales process.

Maintain accurate records of appointments, client notes, and production activity.

Operate with integrity, professionalism, and a client-first approach.

Requirements

Active life insurance license required.

Experience selling annuities, retirement products, or insurance-based financial solutions preferred.

Strong communication and presentation skills.

Ability to conduct virtual appointments professionally.

Comfortable working as an independent contractor.

Must be self-motivated, organized, and able to manage follow-up consistently.

Face-to-face appointment availability is a plus.

Compensation

This is a contracted, performance-based position. Compensation is based on the agent’s production and successful business written. Additional details will be discussed during the interview process.

What We Provide

Pre-booked appointments with interested prospects.

Remote flexibility.

Opportunity to meet with clients virtually or in person.

Supportive sales and marketing infrastructure.

Growth opportunity for licensed professionals who can convert appointments into business.

Ideal Candidate

The ideal candidate is a licensed insurance professional with annuity experience who enjoys helping clients prepare for retirement. You should be confident explaining annuity strategies, comfortable with a performance-based role, and motivated by the opportunity to work with booked appointments.

Apply Today

If you are a licensed annuity professional looking for a remote contract opportunity with provided appointments and performance-based earning potential, we’d love to hear from you.