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Virtual Insurance Agent Jobs in Ontario (NOW HIRING)

$24.75 - $30/hr

As a Field Insurance Agent, you will acquire the necessary knowledge to achieve licensing in ... Our "cameras on" approach during virtual meetings reflects our expectation that team members are ...

New

Insurance Advisor

Aurora, ON · On-site

CA$45K - CA$80K/yr

Training & development Desjardins Agent Team Member Type: Full-Time, Permanent About the ... Panel Interview - In-person or virtual interview with our leadership team. * Reference Checks - We ...

FCT provides industry-leading title insurance, default solutions and other real estate related ... Comprehensive benefits that include virtual healthcare and an Employee & Family Assistance Program

FCT provides industry-leading title insurance, default solutions and other real estate related ... Comprehensive benefits that include virtual healthcare and an Employee & Family Assistance Program

Virtual Insurance Agent information

See Ontario salary details

$21.5K

$67.8K

$120.5K

How much do virtual insurance agent jobs pay per year?

As of Aug 16, 2026, the average yearly pay for virtual insurance agent in Ontario is $67,807.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,500.00 and $79,000.00 per year, depending on experience, location, and employer.

What does a virtual insurance agent do?

As a virtual insurance agent, your responsibilities are to sell customers different types of health, life, auto, home, and disaster insurance plans or add-ons to their existing coverage. However, unlike a traditional insurance agent, you perform your work remotely and discuss options with customers via online chat platforms, email, or phone. Your duties include determining what type of coverage a customer needs, assessing their risk factors and financial stability to decide whether or not they qualify for coverage, and identifying what kinds of coverage are available to them.

What is the difference between Virtual Insurance Agent vs Insurance Broker?

AspectVirtual Insurance AgentInsurance Broker
CredentialsTypically requires insurance licenses, certifications vary by stateRequires insurance licenses, often holds multiple state licenses
Work EnvironmentRemote or online, working independently or for an agencyCan work independently or for brokerage firms, often client-facing
Employer & Industry UsageInsurance companies, agencies, online platformsIndependent or agency-based, representing multiple insurers
Search & Comparison IntentFinding remote insurance sales or support rolesComparing insurance options or seeking independent advice

The main difference is that a Virtual Insurance Agent primarily sells or supports insurance products online and may work directly for an insurer or agency. An Insurance Broker acts as an independent intermediary, representing clients and comparing policies across multiple insurers. Both roles require licensing and have overlapping skills, but their work environments and client interactions differ.

How do virtual insurance agents typically collaborate with underwriters and claims adjusters in a remote environment?

Virtual Insurance Agents often work closely with underwriters and claims adjusters through secure digital platforms, video calls, and shared documentation systems. Effective communication and timely updates are essential, as agents relay client information, clarify policy details, and coordinate on complex cases. Collaboration tools and regular team meetings help ensure that everyone stays informed and aligned on client needs, making remote teamwork both efficient and responsive.

What is a virtual insurance agent?

A Virtual Insurance Agent is a professional who provides insurance services and advice remotely, typically using phone, email, video calls, or online chat. They help clients understand different insurance policies, assess their needs, and select appropriate coverage without meeting in person. Virtual Insurance Agents can handle a variety of insurance types, such as life, health, auto, or homeowners insurance, and often work for insurance companies, agencies, or as independent brokers. Their role emphasizes convenience and accessibility for clients who prefer digital communication. This position requires strong communication skills, knowledge of insurance products, and often appropriate licensing.

What are the key skills and qualifications needed to thrive as a virtual insurance agent, and why are they important?

To thrive as a Virtual Insurance Agent, you need a strong understanding of insurance products, sales techniques, and relevant licensing or certifications. Familiarity with customer relationship management (CRM) software, digital communication platforms, and quoting systems is essential. Excellent verbal communication, active listening, and self-motivation are standout soft skills in this role. These skills ensure agents can effectively advise clients, build trust remotely, and achieve sales targets in a digital environment.

What are the most commonly searched types of Insurance Agent jobs in Ontario?

The most popular types of Insurance Agent jobs in Ontario are:

What cities in Ontario are hiring for Virtual Insurance Agent jobs?

Cities in Ontario with the most Virtual Insurance Agent job openings:

Infographic showing various Virtual Insurance Agent job openings in Ontario as of August 2026, with employment types broken down into 70% Full Time, and 30% Contract. Highlights an 46% In-person, and 54% Remote job distribution, with an average salary of $67,807 per year, or $32.6 per hour.

Field Insurance Agent I (59651)

AAA Northeast

On-site

$24.75 - $30/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 3 days ago

New


AAA Northeast rating

8.0

Company rating: 8.0 out of 10

Based on 36 frontline employees who took The Breakroom Quiz

164th of 308 rated insurance


Job description

Launch Your Insurance Career with AAA Northeast - Paid Training, Licensing, and Unlimited Growth! Join our dynamic team at AAA Northeast as a Field Insurance Agent, where you'll inspire and motivate clients, achieve results, and enjoy comprehensive training and support in a fast-paced, rewarding environment with excellent earning potential. As a Field Insurance Agent, you will acquire the necessary knowledge to achieve licensing in Personal Lines, with all training and costs covered by AAA Northeast. Once licensed, you will sell personal lines insurance products to members who contact us over the phone, online, and in retail branches.
What you will do:

  • Insurance Sales Responsibilities: • Sell insurance products and services, meeting or exceeding sales goals • Interact with members in person at the branch, over the phone and online • Compile coverage and rating information; confirm insurer underwriting criteria, coverage, and premium data • Provide members with product and premium proposals that best fit their needs • Develop leads and prospects by responding to referrals in a timely manner • Participate in sales programs and maintain prospect files in the CRM system • Develop general knowledge of Life products for referrals to licensed agents
  • Regulatory & Compliance Responsibilities: • Develop familiarity with various insurance carrier products, services, technology and processes • Follow agency processes and procedures in quoting and binding coverage, and processing member payments • Work with Quality Assurance and Underwriting departments to minimize error and omission exposures • Gain general knowledge of insurance practices, including the scope of an agent's authority
  • Member Service Responsibilities: • Provide AAA Five Diamond service to all current and prospective AAA Insurance clients • Services new Insurance accounts by processing payments, researching underwriting criteria and acting as liaison with Insurance Companies • Build professional relationships with clients, insurance company representatives, dealerships, real estate agents, etc., to ensure success of AAA Insurance and to broaden community knowledge of AAA Insurance products and services • Gain knowledge of the AAA Northeast membership and its benefits to be able to offer and sell to clients

What You Will Need

  • High School Diploma or GED required and
  • Associate's Degree preferred
  • 2+ years Sales or customer service experience required and
  • Insurance sales experience preferred
  • Outbound or cold-calling experience strongly preferred
  • Personal Lines Insurance License within 30 Days Required and
  • Life License Preferred

Why AAA Northeast

Career Growth: With ongoing world-class training and proven career paths, you'll have the opportunity to develop expertise and advance your career within AAA Northeast.
Trusted Legacy: With over 120 years of service excellence, we have a long track record of protecting our members as well as our employees and their families.
Future-Focused: With new business offerings and increasing digital presence, we are focused on innovating for the future to sustain our success.

What We Offer

  • Award-Winning: We’ve been named as a Top Employer for the last 7 years
  • Health Coverage: Medical coverage with employer contributions covering up to 93% of the premium cost, plus dental and vision options.
  • Retirement: 6% company match on 401(k) retirement plan contribution, with contributions fully vested and made every pay period
  • Paid Time off: 3 weeks’ vacation, 12 holidays, 8 sick days, 48 hours of volunteer time annually
  • Additional Perks: Free AAA membership, insurance discounts, travel commission refund, up to $625 in Wellness Incentives, up to $6k in tuition reimbursement, and more!
  • Compensation: Competitive base pay, annual bonus opportunities, and for certain roles, additional monthly and/or quarterly incentive compensation. The posted salary range represents the full range grade for this role, with individual pay based on job-related skills, experience, shift, and geographic location.

At AAA Northeast, how we work together matters. We are a highly collaborative organization that values connection, transparency, and trust. Our “cameras on” approach during virtual meetings reflects our expectation that team members are present, engaged and actively participating, helping to build strong working relationships and a sense of shared accountability, no matter where we’re located.
We are also proud of our diverse culture, shaped by the talents, experiences, and perspectives of our employees. AAA Northeast is an equal opportunity employer and is committed to fair and equitable practices in recruiting, hiring, and advancement. We do not discriminate based on race, color, creed or religion, national origin, sex, age, sexual orientation, veteran status, gender identity or expression, disability, genetic information, marital status, pregnancy, or membership in any other protected class. We thrive when our team members bring their whole selves to work.


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