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Virtual Benefits Rep Jobs (NOW HIRING)

AMBA

Benefits Representative

Maple Grove, MN · On-site

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Minnesota (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...

AMBA

Benefits Representative

Charleston, WV · On-site

$90K/yr

Description Position at AMBA Insurance Benefits Representative (1099 Independent Contractor ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...

AMBA

Benefits Representative

Omaha, NE

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Nebraska (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...

AMBA

Benefits Representative

Coralville, IA

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Iowa (statewide, any city ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...

AMBA

Benefits Representative

Billings, MT · On-site

$90K/yr

Description Position at AMBA Insurance Benefits Representative (1099 Independent Contractor ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...

AMBA

Benefits Representative

Sheridan, WY

Insurance Benefits Representative (1099 Independent Contractor) Location: Wyoming (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...

AMBA

Benefits Representative

San Francisco, CA

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...

AMBA

Benefits Representative

Harrisburg, PA

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Pennsylvania (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...

AMBA

Benefits Representative

Altoona, IA

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Iowa (statewide, any city ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...

AMBA

Benefits Representative

Saint Cloud, MN

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Minnesota (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...

AMBA

Benefits Representative

Nampa, ID

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Idaho (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...

AMBA

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: West Virginia (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...

AMBA

Benefits Representative

Santa Rosa, CA · On-site

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...

AMBA

Benefits Representative

Madison, WI

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Wisconsin (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...

AMBA

Benefits Representative

Chico, CA

Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...

AMBA

Benefits Representative

Prattville, AL

Insurance Benefits Representative (1099 Independent Contractor) Location: Alabama (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...

AMBA

Benefits Representative

Kennewick, WA

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Washington (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...

AMBA

Benefits Representative

Kent, WA

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Washington (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...

AMBA

Benefits Representative

Clarksburg, WV

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: West Virginia (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...

AMBA

Benefits Representative

Murfreesboro, TN

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Tennessee (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...

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Virtual Benefits Rep information

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$18

$26

How much do virtual benefits rep jobs pay per hour?

As of May 31, 2026, the average hourly pay for virtual benefits rep in the United States is $18.05, according to ZipRecruiter salary data. Most workers in this role earn between $14.90 and $19.23 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Virtual Benefits Representative, and why are they important?

To thrive as a Virtual Benefits Representative, you need a solid understanding of employee benefits programs, strong customer service skills, and often a background in human resources or related fields. Familiarity with benefits administration software, CRM systems, and sometimes state licensure in insurance or benefits is typically required. Excellent communication, problem-solving abilities, and attention to detail help you effectively assist clients and resolve concerns remotely. These skills are crucial for ensuring accurate benefits communication, client satisfaction, and efficient virtual service delivery.

How does a Virtual Benefits Rep typically collaborate with HR teams and other departments while working remotely?

As a Virtual Benefits Rep, you'll regularly communicate with HR teams and other departments through video calls, messaging platforms, and collaborative tools. You may be responsible for providing updates on employee benefits enrollment, addressing questions from staff, and coordinating with payroll to ensure accurate deductions. Effective collaboration requires strong communication skills and the ability to manage information securely across digital channels. While you work remotely, you become a key liaison between employees and the company, helping to resolve benefits issues and ensuring a smooth experience for everyone involved.

What is a Virtual Benefits Representative?

A Virtual Benefits Representative is a professional who assists employees or clients in understanding and enrolling in benefits programs, such as health insurance, retirement plans, and other workplace perks, through online platforms and remote communication tools. They provide guidance, answer questions, and help resolve issues while working from a remote location, often using video calls, chat, or email. This role requires strong communication skills, knowledge of benefits programs, and the ability to explain complex information in an easy-to-understand way.

What is the difference between Virtual Benefits Rep vs Customer Service Representative?

AspectVirtual Benefits RepCustomer Service Representative
CredentialsTypically requires knowledge of benefits programs, insurance, or HR certificationsRequires general customer service skills; certifications vary by industry
Work EnvironmentRemote, home-based role often within insurance or benefits companiesCan be remote or in-office, across various industries
Employer & Industry UsageCommon in insurance, healthcare, and HR sectorsWidely used across retail, telecom, finance, and other sectors

The Virtual Benefits Rep primarily focuses on explaining and managing employee benefits remotely, often within insurance or HR companies. In contrast, a Customer Service Representative handles general customer inquiries across diverse industries. While both roles require strong communication skills, the Virtual Benefits Rep specializes in benefits-related knowledge, making it more niche compared to the broader scope of a Customer Service Rep.

What cities are hiring for Virtual Benefits Rep jobs? Cities with the most Virtual Benefits Rep job openings:
What are the most commonly searched types of Benefits Rep jobs? The most popular types of Benefits Rep jobs are:
What states have the most Virtual Benefits Rep jobs? States with the most job openings for Virtual Benefits Rep jobs include:
Virtual Benefits Rep jobs near you
Benefits Representative

Benefits Representative

AMBA

Maple Grove, MN • On-site

$90K/yr

Full-time

Retirement

Posted 22 days ago

Job description

Insurance Benefits Representative (1099 Independent Contractor)
Location: Minnesota (statewide, any city)
Compensation: Commission plus bonuses
Schedule: Self-managed with full-time effort required for success
About AMBA
For more than 65 years, AMBA has served retired public servants by providing access to supplemental insurance benefits not typically included in traditional retirement plans. We partner with more than 450 associations across all 50 states and Canada, representing over 44 million members, including educators, first responders, veterans, healthcare workers, and trade professionals.
In Minnesota, AMBA is the exclusive endorsedprovider of theRetiredEducators Association of Minnesota, giving direct access to their members and communities.
Why Partner with AMBA
  • Proven Systems: Build your business using established sales processes, strong carrier relationships, and a trusted national brand.
  • Leads You Can Count On: Receive no-cost leads through exclusive association endorsements. Success in this role requires consistent outbound calling, follow-up, and persistence.
  • Purpose-Driven Work: Help protect the financial security and peace of mind of retirees who spent their careers serving others.
  • Entrepreneurial Independence: You manage your own schedule and daily activities. A consistent full-time effort is essential to generate income and long-term success.
  • Comprehensive Support: Access to licensing guidance, structured onboarding resources, self-branded marketing materials, product education, sales coaching, and business planning tools to support independent agents at every stage of growth.
What You Will Do
  • Meet virtually or in person with association members to assess needs and recommend appropriate supplemental insurance solutions.
  • Educate clients through one-on-one consultations, seminars, webinars, and/or group presentations.
  • Utilize a consultative sales approach to assist retirees in protecting their health, income, and legacy, including retirement-focused solutions like Fixed Indexed Annuities.
  • Participate in ongoing training, mentorship, and business planning to continuously improve performance and results.
Who Thrives in This Role
This opportunity may be a strong fit if you have:
  • An entrepreneurial mindset and a self-starter approach
  • Comfort with phone-based outreach, follow-up, and virtual appointments
  • Strong communication and relationship-building skills
  • A commitment to providing ethical, high-quality service
  • A Life and Health insurance license or willingness to obtain one prior to onboarding
  • Motivation to grow income through a performance-based compensation model
Compensation and Support
  • Performance-based commissions with advanced payouts and lifetime vesting
  • No income cap. Typical first-year earnings range from $65,000 to $80,000 for agents who maintain consistent activity, with top agents earning $90,000 or more in year one
  • Monthly performance bonuses and travel incentives
  • Ongoing onboarding, sales training, and mentorship
  • Access to experienced local leadership, a dedicated Sales Support team, and onboarding specialists focused on your success
Ready to Take the Next Step
Apply today to explore a partnership with AMBA and build a purpose-driven insurance business serving retirees who rely on trusted guidance.
Employment Type: Full-Time

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