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Virtual Adjuster Jobs in Minnesota (NOW HIRING)

$47K - $62K/yr

Virtual, on-camera training: * Our paid training program is scheduled to begin on Monday, September ... Must hold an Adjuster licensed for all applicable states or obtain license(s) within 90 days of ...

... virtual setting to gain alignment with client on next steps, and settlements. * Handles most ... Must hold an Adjuster licensed for all applicable states or obtain license(s) within 90 days of ...

$63K - $82K/yr

Paid virtual training starts on September 28, 2026, and consists of a combination of classroom and on-the-job training. The training schedule is Monday through Friday from 8 a.m. to 5 p.m. pacific ...

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Virtual Adjuster information

See Minnesota salary details

$30.9K

$63.6K

$96K

How much do virtual adjuster jobs pay per year?

As of Aug 1, 2026, the average yearly pay for virtual adjuster in Minnesota is $63,605.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,000.00 and $73,500.00 per year, depending on experience, location, and employer.

What are virtual adjusters?

Virtual adjusters are insurance professionals who assess and process insurance claims remotely, often using digital tools like video calls, photos, and specialized software. Instead of visiting the site of a claim in person, they evaluate damages and losses through virtual communication with policyholders and other parties. This approach increases efficiency, reduces travel time, and allows for faster claim resolutions. Virtual adjusters may handle claims related to property, auto, or other types of insurance.

What are some common challenges faced by Virtual Adjusters when assessing claims remotely?

Virtual Adjusters often encounter challenges such as accurately evaluating property damage or losses without being physically present at the site. This requires strong communication skills to guide claimants in providing clear photos or videos and detailed information. Additionally, they must be adept at using digital tools and navigating various software platforms to review documentation and process claims efficiently. Building rapport with clients remotely and ensuring thorough investigations can also be more complex in a virtual environment, making attention to detail and adaptability key strengths in this role.

What are the key skills and qualifications needed to thrive as a Virtual Adjuster, and why are they important?

To thrive as a Virtual Adjuster, you need a solid understanding of insurance claims processes, investigative techniques, and relevant legal/regulatory knowledge, often supported by certifications such as AIC or CPCU. Familiarity with claims management software, virtual inspection tools, and digital communication platforms is essential for remote evaluations. Strong attention to detail, effective problem-solving, and excellent customer service skills help you navigate complex claims and communicate with clients professionally. These abilities ensure accurate claim assessments, efficient resolutions, and high client satisfaction in a remote work environment.

What is a virtual adjuster?

A virtual adjuster is an insurance claims professional who evaluates and settles claims remotely using digital tools, such as photo and video submissions, without needing to visit the claim site. They typically work from home or an office and require strong communication skills, insurance knowledge, and familiarity with claims management software.

How to become a virtual home insurance adjuster?

To become a virtual home insurance adjuster, you typically need to obtain a state license by completing pre-licensing education and passing an exam. Relevant skills include knowledge of insurance policies, claim assessment, and proficiency with digital tools, as the role is performed remotely. Some employers may also require experience in property claims or certification from industry organizations.

How much do remote adjusters make?

Remote adjusters typically earn between $45,000 and $75,000 annually, depending on experience, certifications, and the complexity of claims handled. Some experienced adjusters or those working for specialized insurance companies can earn higher salaries or additional bonuses. Compensation may also include benefits such as flexible schedules and remote work advantages.

Is claim adjusting a dying field?

Claim adjusting, including virtual adjusting roles, remains a stable profession as insurance companies continue to handle claims remotely and digitally. The field is evolving with technology, requiring skills in claims management software and communication, but overall demand persists due to ongoing insurance needs.

What is the difference between Virtual Adjuster vs Insurance Claims Examiner?

AspectVirtual AdjusterInsurance Claims Examiner
Required CredentialsAdjuster license, insurance knowledge, possibly certificationsClaims handling certification, insurance knowledge, sometimes licensing
Work EnvironmentRemote, independent, often home-basedOffice-based or remote, depending on employer
Employer & Industry UsageInsurance companies, third-party administrators, independent adjusting firmsInsurance carriers, third-party claims departments
Common Search & ComparisonYesYes

The Virtual Adjuster and Insurance Claims Examiner roles both involve handling insurance claims, but Virtual Adjusters primarily assess property or casualty claims remotely, often requiring adjuster licensing and field knowledge. Insurance Claims Examiners focus on reviewing and processing claims within insurance companies, often with a background in claims processing and less emphasis on field assessments. Both roles can be remote and require insurance industry knowledge, but their specific responsibilities and licensing requirements differ.

What are the most commonly searched types of Adjuster jobs in Minnesota? The most popular types of Adjuster jobs in Minnesota are:

Commercial Auto Claims Adjuster - Remote

CSAA

$47K - $62K/yr

Full-time

Retirement

Posted 4 days ago


Job description

External candidates: In order for your application to be correctly processed please sign-in before you apply

Internal candidates: Please go to Workday and click "Find Jobs" link under Career

Thank you for considering opportunities with us!

Job Title

Commercial Auto Claims Adjuster - Remote

Requisition Number

R7891 Commercial Auto Claims Adjuster - Remote (Open)

Location

Nevada - Home Teleworkers

Additional Locations

Arizona - Home Teleworkers, Arizona - Home Teleworkers, Arkansas - Home Teleworkers, California - Home Teleworkers, Colorado - Home Teleworkers, Connecticut - Home Teleworkers, Delaware - Home Teleworker, District of Columbia - Home Teleworkers, Florida - Home Teleworkers, Georgia - Home Teleworkers, Idaho - Home Teleworkers, Illinois - Home Teleworkers, Indiana - Home Teleworkers, Iowa - Home Teleworkers, Kansas - Home Teleworker, Kentucky - Home Teleworkers, Louisiana - Home Teleworkers, Maine Home Teleworkers, Maryland - Home Teleworkers, Massachusetts - Home Teleworkers, Michigan - Home Teleworkers, Minnesota - Home Teleworkers, Mississippi - Home Teleworker, Missouri - Home Teleworker, Montana - Home Teleworkers {+ 19 more}

Job Information

We're Mobilitas, a commercial insurance company created by CSAA Insurance Group. Our mission is to reinvent commercial insurance in the mobility space to offer our partners innovative solutions for today's way of doing business. At Mobilitas, we believe in what's possible and we use our inventive skills to meet the demands of modern mobility with exceptional service. We're looking for motivated, innovative individuals who think big, move fast and are dedicated to creating a company from the ground up, without the constraints of a traditional insurance company. We're excited to push the boundaries of commercial insurance and are looking for enthusiastic team members to help us reimagine insurance.

Hablas Espanol? Estamos buscando agentes de reclamaciones bilingues! No se requiere experiencia en seguros, nosotros aseguraremos que sepas como explicar la terminologia de aseguranza en ingles y espanol.

Your Role:

As a Commercial Auto Claims Adjuster, you will handle routine non-complex to moderately complex non-injury Commercial and Specialty claims. You are responsible for opening, investigating, evaluating, and settling auto claims and ensuring compliance with Department of Insurance and other statutory requirements. At a proficient level, you will adjust higher-complexity liability claims including property damage claims and total losses. You will be responsible for verifying coverage on policies with standard commercial symbols and/or specialty exposures. For claims with injury assigned to a casualty adjuster, you will service the physical damage exposures in collaboration with the casualty adjuster.

Your Work:

  • Contact insureds, claimants, and other involved parties to confirm loss details and applicable policy coverage. Explains claims process, next steps, and outcomes to involved parties. Is the primary point of contact for auto physical damage questions.
  • Investigates, evaluates, negotiates, and settles first- and third-party auto/property damage claims from start to finish.
  • Takes inbound calls from customers and maintains an inventory of pending claims.
  • Conducts coverage and liability investigations.
  • Advises customers of available benefits, coverages, and liability outcomes.
  • Coordinates and oversees the claims process; keeping customers informed.
  • Negotiates estimating damages and supplements.
  • Validates reparability and monitors repairs.
  • Arranges towing, storage, and rental vehicles as needed.
  • Addresses subrogation and total loss responsibilities.
  • Ensures the insurance program agreements and Claim Service Level agreements between external clients and Mobilitas Insurance are adhered to.
  • Ensures compliance that specific state regulations and/or policy provisions is completed with needed file documentation and appropriate correspondence.
  • Supports other areas of claims as needed.
  • Actively shapes our company culture (e.g., participating in employee resource groups, volunteering, etc.).
  • Lives into cultural norms (e.g., willing to have cameras when it matters: helping onboard new team members, building relationships, etc.).
  • Travels as needed for role, including divisional / team meetings and other in-person meetings.
  • Fulfills business needs, which may include investing extra time, helping other teams, etc.

Work Schedule:

The expected schedule for this role is Sunday through Thursday, 8:00 AM to 5:00 PM Pacific Time (PT). Schedule requirements may change to support business and operational needs.

Virtual, on-camera training:

  • Our paid training program is scheduled to begin on Monday, September 28, 2026.
  • Training schedule: Monday-Friday from 8:00 am to 5:00 pm Pacific Time.

Required Experience, Education and Skills:

  • High School Diploma/GED or a minimum of one year of customer service experience in a virtual environment leveraging internet, phone, and chat features.
  • Must hold an Adjuster licensed for all applicable states or obtain license(s) within 90 days of completing the provided licensing training.
  • Basic math and moderate computer skills with technical aptitude to utilize a variety of software applications.
  • Must meet work from home requirements including internet speeds and designated workspace.
  • Ability to type 30 wpm.

What would make us excited about you?

  • Bachelor's degree.
  • Two or more years of customer service experience preferred. Prior insurance claims experience also preferred.
  • Bilingual a plus!
  • Auto physical damage training and/or I-CAR or SCLA enrollment preferred.
  • Strong Customer Service skills for both internal/external customers.
  • Strong analytical, problem-solving, and organizational skills, as well as the ability to prioritize and multitask effectively.
  • Strong oral and written communication skills.
  • Strong negotiation skills.
  • Active contributor to team success.
  • Flexibility to work between the hours of 7AM to 7PM PDT, including weekends and/or holidays.

Please note we are hiring for this role remote anywhere in the United States with the following exceptions: Hawaii and Alaska.

Why Choose a Career at Mobilitas?

At Mobilitas, we are a mission-driven organization proudly committed to empowering our members, our employees, and our communities to thrive.

Recognition: We offer a total compensation package, annual bonus eligibility for most roles, 401(k) with a company match, and so much more! Read more about what we offer and what it is like to be a part of our dynamic team at careers.mobilitasinsurance.com.

Career Growth: We believe in growth for everyone. Here at Mobilitas, leaders and mentors partner with employees to align interests, unlock development opportunities, and support longterm success.

Flexible Workplace: We embrace a remote-first culture through our Flexible Workplace. Most employees hold Home-Flex roles, working primarily from home, often with the flexibility to work from various locations including Mobilitas offices. Our flexible workplace empowers you to balance remote work with intentional inperson moments that deepen connection and collaboration.

Inclusion and Belonging: An inclusive and welcoming workplace is the cornerstone of our success. By fostering an environment where people feel valued and heard, we deepen our ability to understand and meet the unique needs of our members. This strengthens innovation and enhances our products and services, giving us a competitive edge in the market.

Sustainability: As climate change leads to more frequent and severe weather events, we are taking bold action to build more resilient communities and reduce our environmental impact.

Submit your application to be considered. We communicate via email, so check your inbox and/or your spam folder to ensure you don't miss important updates from us.

CSAA is committed to providing reasonable accommodations to qualified applicants and employees with disabilities or other limitations. If you would like to request an accommodation to participate in the job application or interview process, please contact jobs@mobilitasinsurance.com

If you apply and are selected to continue in the recruiting process, we will schedule a preliminary call with you to discuss the role and will disclose during that call the available salary/hourly rate range based on your location. Factors used to determine the actual salary offered may include location, experience, or education.

Mobilitas does not provide visa sponsorship for this role. Applicants must have authorization to work indefinitely in the US. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

Mobilitas Insurance Group is an equal opportunity employer.

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The national average hourly rate for this position is $25.32-$28.13. However, we have a location-based compensation structure. Our salary ranges vary and are calculated based on work location. The starting pay range for this position across all the states we hire in is $25.32-$33.71. This role also includes an opportunity for a company-wide annual discretionary bonus, through our Annual Incentive Plan (AIP), of up to 5% of eligible pay.This job posting will be unposted on Fri, 28 Aug 2026.