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Virtual Adjuster Jobs (NOW HIRING)

Zurich Insurance Company Ltd.

WI · On-site

$22.40 - $30.87/hr

Zurich is currently looking for an RCIS Crop Claims Field Adjuster I to join our Rural Community ... Location(s): Wisconsin Virtual Office Remote Working: Yes Schedule: Full Time Employment ...

Wilson-McShane Corp

MEDICAL CLAIMS ADJUSTER

Duluth, MN · On-site

$24/hr

As a Medical Claims Adjuster with Wilson-McShane Corporation, you will be processing medical, and ... Employee Assistance Program, including access to confidential counseling (virtual and in-person ...

AlphaStaffHCM

Senior Property Adjuster

Denver, CO · Remote

$63K - $114K/yr

Adjusters recognize and empathize with members' life events, as appropriate. The Inside Senior ... Applies proficient knowledge of estimating technology platforms and virtual inspection tools;

AlphaStaffHCM

Senior Property Adjuster

Chesapeake, VA · Remote

$64K - $114K/yr

Adjusters recognize and empathize with customers' life events, as appropriate. The Inside Senior ... Applies proficient knowledge of estimating technology platforms and virtual inspection tools;

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All JobsVirtual Adjuster Jobs

Virtual Adjuster information

See salary details

$31.5K

$64.9K

$98K

How much do virtual adjuster jobs pay per year?

As of Jul 3, 2026, the average yearly pay for virtual adjuster in the United States is $64,942.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $75,000.00 per year, depending on experience, location, and employer.

What are virtual adjusters?

Virtual adjusters are insurance professionals who assess and process insurance claims remotely, often using digital tools like video calls, photos, and specialized software. Instead of visiting the site of a claim in person, they evaluate damages and losses through virtual communication with policyholders and other parties. This approach increases efficiency, reduces travel time, and allows for faster claim resolutions. Virtual adjusters may handle claims related to property, auto, or other types of insurance.

What are some common challenges faced by Virtual Adjusters when assessing claims remotely?

Virtual Adjusters often encounter challenges such as accurately evaluating property damage or losses without being physically present at the site. This requires strong communication skills to guide claimants in providing clear photos or videos and detailed information. Additionally, they must be adept at using digital tools and navigating various software platforms to review documentation and process claims efficiently. Building rapport with clients remotely and ensuring thorough investigations can also be more complex in a virtual environment, making attention to detail and adaptability key strengths in this role.

What are the key skills and qualifications needed to thrive as a Virtual Adjuster, and why are they important?

To thrive as a Virtual Adjuster, you need a solid understanding of insurance claims processes, investigative techniques, and relevant legal/regulatory knowledge, often supported by certifications such as AIC or CPCU. Familiarity with claims management software, virtual inspection tools, and digital communication platforms is essential for remote evaluations. Strong attention to detail, effective problem-solving, and excellent customer service skills help you navigate complex claims and communicate with clients professionally. These abilities ensure accurate claim assessments, efficient resolutions, and high client satisfaction in a remote work environment.

What is a virtual adjuster?

A virtual adjuster is an insurance claims professional who evaluates and settles claims remotely using digital tools, such as photo and video submissions, without needing to visit the claim site. They typically work from home or an office and require strong communication skills, insurance knowledge, and familiarity with claims management software.

How to become a virtual home insurance adjuster?

To become a virtual home insurance adjuster, you typically need to obtain a state license by completing pre-licensing education and passing an exam. Relevant skills include knowledge of insurance policies, claim assessment, and proficiency with digital tools, as the role is performed remotely. Some employers may also require experience in property claims or certification from industry organizations.

How much do remote adjusters make?

Remote adjusters typically earn between $45,000 and $75,000 annually, depending on experience, certifications, and the complexity of claims handled. Some experienced adjusters or those working for specialized insurance companies can earn higher salaries or additional bonuses. Compensation may also include benefits such as flexible schedules and remote work advantages.

Is claim adjusting a dying field?

Claim adjusting, including virtual adjusting roles, remains a stable profession as insurance companies continue to handle claims remotely and digitally. The field is evolving with technology, requiring skills in claims management software and communication, but overall demand persists due to ongoing insurance needs.

What is the difference between Virtual Adjuster vs Insurance Claims Examiner?

AspectVirtual AdjusterInsurance Claims Examiner
Required CredentialsAdjuster license, insurance knowledge, possibly certificationsClaims handling certification, insurance knowledge, sometimes licensing
Work EnvironmentRemote, independent, often home-basedOffice-based or remote, depending on employer
Employer & Industry UsageInsurance companies, third-party administrators, independent adjusting firmsInsurance carriers, third-party claims departments
Common Search & ComparisonYesYes

The Virtual Adjuster and Insurance Claims Examiner roles both involve handling insurance claims, but Virtual Adjusters primarily assess property or casualty claims remotely, often requiring adjuster licensing and field knowledge. Insurance Claims Examiners focus on reviewing and processing claims within insurance companies, often with a background in claims processing and less emphasis on field assessments. Both roles can be remote and require insurance industry knowledge, but their specific responsibilities and licensing requirements differ.

More about Virtual Adjuster jobs
What cities are hiring for Virtual Adjuster jobs? Cities with the most Virtual Adjuster job openings:
What are the most commonly searched types of Adjuster jobs? The most popular types of Adjuster jobs are:
What states have the most Virtual Adjuster jobs? States with the most job openings for Virtual Adjuster jobs include:
What job categories do people searching Virtual Adjuster jobs look for? The top searched job categories for Virtual Adjuster jobs are:
Virtual Adjuster jobs near you
Infographic showing various Virtual Adjuster job openings in the United States as of June 2026, with employment types broken down into 88% Full Time, 10% Part Time, and 2% Contract. Highlights an 70% Physical, 10% Hybrid, and 20% Remote job distribution, with an average salary of $64,942 per year, or $31.2 per hour.
Virtual Property Adjuster

Virtual Property Adjuster

Allstate Insurance Company

Remote

Full-time

This job post has expired today. Applications are no longer accepted.

Job description

National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers' evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers.
Job Description
As a Virtual Property Adjuster, you will be responsible for investigating and confirming the facts of loss for Homeowners claims. This remote role includes determining coverage and damages, and adjusting and negotiating claims within assigned authority levels. You will manage the full lifecycle of the claim, including supplements, Additional Living Expense, contents, and personal property. Throughout the process, you will provide timely, clear communication to customers, keeping them informed as their claim progresses.
We are seeking an experienced Property Adjuster with proficiency in Xactimate and a strong foundation in claims handling, including supplements and full claim ownership. The ideal candidate will demonstrate strong organizational skills, a proactive approach, excellent customer service, and the ability to adapt in a fast-paced environment. Experience handling property claims is required.
Key Responsibilities
  • Applies increased experience in the Adjuster II level or a rotation into a specialty position (Coverage, Investigation Specialist, Litigation, Large Loss, Water Mitigation, Desk Review)
  • For claims involving fraud or subrogation, partners with assigned reps from those areas to achieve best outcome
  • Recognizes and identifies key components of residential construction and repair, including structural integrity and home systems
  • Identifies complex customer needs and works to meet those needs using appropriate customer service skills
  • Determines subrogation or fraud potential and how to handle
  • Demonstrates advanced understanding of insurance policies written by the company, the industry, and organizational relationships within the company and department
  • Handles investigation regarding all aspects of complex Homeowners first party claims (coverage, damages and subrogation) with the exercise of discretion and independence within increased level of authority
  • Supervisory Responsibilities
    • This job does not have supervisory duties.

#LI-SC1
Skills
Case Management, Claims Administration, Claims Resolution, Insurance Administration, Insurance Claims, Insurance Underwriting, Negotiation, Property Claims, Relationship Management, Xactimate
Compensation
Sign On Bonus: You may be eligible for a $1,000 Licensing Sign on Bonus if you have the applicable active licenses needed for this role. This could include Home Resident Property & Casualty License, Designated Home State (DHS) Florida or Texas License, and/or applicable Appraiser License.
*Current employees or candidates who have previously worked for Allstate, including its family of companies, are not eligible for this sign-on bonus
Joining our team isn't just a job - it's an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger - a winning team making a meaningful impact.
Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.
For jobs in San Francisco, please click "here" for information regarding the San Francisco Fair Chance Ordinance.
For jobs in Los Angeles, please click "here" for information regarding the Los Angeles Fair Chance Initiative for Hiring Ordinance.
To view the "EEO Know Your Rights" poster click "here". This poster provides information concerning the laws and procedures for filing complaints of violations of the laws with the Office of Federal Contract Compliance Programs.
To view the FMLA poster, click "here". This poster summarizing the major provisions of the Family and Medical Leave Act (FMLA) and telling employees how to file a complaint.
It is the Company's policy to employ the best qualified individuals available for all jobs. Therefore, any discriminatory action taken on account of an employee's ancestry, age, color, disability, genetic information, gender, gender identity, gender expression, sexual and reproductive health decision, marital status, medical condition, military or veteran status, national origin, race (include traits historically associated with race, including, but not limited to, hair texture and protective hairstyles), religion (including religious dress), sex, or sexual orientation that adversely affects an employee's terms or conditions of employment is prohibited. This policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment.
National General Holdings Corp., a member of the Allstate family of companies, is headquartered in New York City. National General traces its roots to 1939, has a financial strength rating of A- (excellent) from A.M. Best, and provides personal and commercial automobile, homeowners, umbrella, recreational vehicle, motorcycle, supplemental health, and other niche insurance products. We are a specialty personal lines insurance holding company. Through our subsidiaries, we provide a variety of insurance products, including personal and commercial automobile, homeowners, umbrella, recreational vehicle, supplemental health, lender-placed and other niche insurance products.
Companies & Partners
Direct General Auto & Life, Personal Express Insurance, Century-National Insurance, ABC Insurance Agencies, NatGen Preferred, NatGen Premier, Seattle Specialty, National General Lender Services, ARS, RAC Insurance Partners, Mountain Valley Indemnity, New Jersey Skylands, Adirondack Insurance Exchange, VelaPoint, Quotit, HealthCompare, AHCP, NHIC, Healthcare Solutions Team, North Star Marketing, Euro Accident.
Benefits
National General Holdings Corp. is an Equal Opportunity (EO) employer - Veterans/Disabled and other protected categories. All qualified applicants will receive consideration for employment regardless of any characteristic protected by law. Candidates must possess authorization to work in the United States, as it is not our practice to sponsor individuals for work visas. In the event you need assistance or accommodation in completing your online application, please contact NGIC main office by phone at (336) 435-2000.
Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.
When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.

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