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Subrogation Claims Adjuster Jobs (NOW HIRING)

Gallagher

Subrogation Claims Adjuster (Auto PD)

Saint Peters, MO · Remote

$47K - $61K/yr

Auto Liability Subrogation Claims, Property Damage Claims, Liability Investigations, Third-Party Recovery, Arbitration Experience, Active Adjusters license - Jurisdictions: Nationwide - Licenses: TX, ...

Posted today

Melton Truck Lines

Claims Adjuster

Tulsa, OK · On-site

$60K - $75K/yr

Claims Adjusters initially manage investigation by deciding what outside resources are required in ... Pursue subrogation claims against other parties found to be at fault. On-call on a rotation basis ...

Network Adjusters, Inc.

Claims Adjuster

Denver, CO · On-site

$85K/yr

Identify subrogation opportunities. * Meet all quality standards and expectations based on Best ... CLAIMS ADJUSTER QUALIFICATIONS: * College/Technical degree or equivalent business experience.

Melton Truck Lines, Inc.

Claims Adjuster

Tulsa, OK

Identify and pursue subrogation and recovery opportunities. * Use specific industry, company, and ... Qualifications: -Must have an active Claims Adjusters license and be willing to complete continuing ...

Afni, Inc.

Virtual Subrogation Specialist

IL · On-site +1

$21/hr

We are looking to hire Subrogation Specialists who are either English speaking or English/Spanish ... Adjuster license preferred. * Proficiency with Microsoft Office and relevant claims systems.

Melton Truck Lines

Claims Adjuster

Tulsa, OK

Identify and pursue subrogation and recovery opportunities. * Use specific industry, company, and ... Qualifications: -Must have an active Claims Adjusters license and be willing to complete continuing ...

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Subrogation Claims Adjuster information

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$30.5K

$64.6K

$90K

How much do subrogation claims adjuster jobs pay per year?

As of Jul 31, 2026, the average yearly pay for subrogation claims adjuster in the United States is $64,609.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,000.00 and $75,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Subrogation Claims Adjuster, and why are they important?

To thrive as a Subrogation Claims Adjuster, you need a solid understanding of insurance policies, claims investigation, and negotiation, typically supported by a bachelor’s degree or relevant experience in insurance or law. Familiarity with claims management software, legal databases, and sometimes industry certifications like AIC or CPCU is important. Strong analytical thinking, attention to detail, and effective communication are standout soft skills for success in this role. These skills ensure accurate claim resolutions, maximize recoveries, and foster productive relationships with clients and third parties.

What claims adjuster makes the most money?

Senior claims adjusters, especially those specializing in complex or high-value claims such as commercial or catastrophic losses, tend to earn the highest salaries among claims adjusters. Factors like experience, certifications, and the size of the company also influence earning potential, with adjusters in major markets or with specialized skills earning more.

What is the difference between Subrogation Claims Adjuster vs Property Claims Adjuster?

AspectSubrogation Claims AdjusterProperty Claims Adjuster
CredentialsInsurance licenses, claims adjusting certificationsInsurance licenses, claims adjusting certifications
Work EnvironmentInsurance companies, third-party recovery teamsInsurance companies, independent agencies
Employer & Industry UsageFocuses on recovering funds from third parties after claimsHandles property damage claims directly from policyholders

While both roles require insurance licenses and claims adjusting certifications, a Subrogation Claims Adjuster specializes in recovering funds from third parties after a claim, whereas a Property Claims Adjuster manages claims directly from policyholders for property damages. The roles often overlap but serve different stages of the claims process within the insurance industry.

Can I get a claims adjuster job with no experience?

Entry-level claims adjuster positions, including subrogation claims adjusters, often do not require prior experience but typically require a high school diploma or equivalent. Employers may provide on-the-job training and may prefer candidates with strong communication skills and basic knowledge of insurance processes. Certification or licensing, such as the Property & Casualty (P&C) license, can improve job prospects but is not always mandatory for entry-level roles.

How to become a subrogation specialist?

To become a subrogation claims adjuster, candidates typically need a high school diploma or equivalent, with some roles preferring an associate or bachelor's degree in insurance, law, or a related field. Gaining experience in claims adjusting, insurance, or legal environments is valuable, and obtaining relevant certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance prospects. Strong negotiation, analytical skills, and knowledge of insurance policies are essential for success in this role.

What are Subrogation Claims Adjusters?

Subrogation Claims Adjusters are insurance professionals who investigate and handle claims where an insurance company seeks reimbursement from a third party responsible for loss or damages paid to a policyholder. Their main duties include reviewing claim details, gathering evidence, negotiating settlements, and coordinating with other insurers or legal representatives to recover funds. They play a crucial role in reducing the financial losses of insurance companies by ensuring responsible parties pay for damages. Strong analytical, negotiation, and communication skills are essential for success in this role.

What does a subrogation adjuster do?

A subrogation claims adjuster investigates insurance claims to recover costs paid out by the insurer when a third party is responsible for the damage or loss. They analyze evidence, negotiate with third parties, and work with legal teams if necessary, often using claims management software. Strong analytical skills and knowledge of insurance policies are essential for this role.

How does a Subrogation Claims Adjuster typically collaborate with other departments during the recovery process?

Subrogation Claims Adjusters often work closely with claims, legal, and underwriting teams to pursue recoveries from at-fault parties. They coordinate with claims adjusters to gather documentation and evidence, consult with legal teams when disputes arise, and may provide feedback to underwriting about risk patterns. This collaborative approach ensures the recovery process is thorough and compliant, and helps maximize successful outcomes for the company.
More about Subrogation Claims Adjuster jobs
What cities are hiring for Subrogation Claims Adjuster jobs? Cities with the most Subrogation Claims Adjuster job openings:
What states have the most Subrogation Claims Adjuster jobs? States with the most job openings for Subrogation Claims Adjuster jobs include:
What job categories do people searching Subrogation Claims Adjuster jobs look for? The top searched job categories for Subrogation Claims Adjuster jobs are:
Subrogation Claims Adjuster jobs near you
Infographic showing various Subrogation Claims Adjuster job openings in the United States as of July 2026, with employment types broken down into 97% Full Time, 1% Part Time, and 2% Contract. Highlights an 79% Physical, 8% Hybrid, and 13% Remote job distribution, with an average salary of $64,609 per year, or $31.1 per hour.

Subrogation Claims Adjuster (Auto PD)

Gallagher

Saint Peters, MO • Remote

$47K - $61K/yr

Full-time

Posted 12 hours ago

Posted today

Arthur J. Gallagher & Co. rating

7.7

Company rating: 7.7 out of 10

Based on 92 frontline employees who took The Breakroom Quiz

199th of 300 rated insurance

Job description

Introduction
At Gallagher Bassett, we're there when it matters most because helping people through challenging moments is more than just our job, it’s our purpose. Every day, we help clients navigate complexity, support recovery, and deliver outcomes that make a real difference in people’s lives. It takes empathy, precision, and a strong sense of partnership—and that’s exactly what you’ll find here. We’re a team of fast-paced fixers, empathetic experts, and outcomes drivers — people who care deeply about doing the right thing and doing it well. Whether you're managing claims, supporting clients, or improving processes, you’ll play a vital role in helping businesses and individuals move forward with confidence. Here, you’ll be supported by a culture that values teamwork, encourages curiosity, and celebrates the impact of your work. Because when you’re here, you’re part of something bigger. You’re part of a team that shows up, stands together, and leads with purpose.

Overview

Role specifics: Auto Liability Subrogation Claims, Property Damage Claims, Liability Investigations, Third-Party Recovery, Arbitration Experience, Active Adjusters license 

- Jurisdictions: Nationwide

- Licenses: TX, FL, GA, NY preferred  

- Location: This role is eligible for fully remote work.


How you'll make an impact

Apply claims management experience to execute decision-making to analyze claims exposure, plan the proper course of action, and appropriately resolve claims.

• Interact extensively with various parties involved in the claim process to ensure effective communication and resolution.

• Provide exceptional customer service to our claimants on behalf of our clients exhibiting empathy through each step of the claims process

• Handle claims consistent with clients' and corporate policies, procedures, and standard methodologies in accordance with statutory, regulatory, and ethics requirements.

• Document and communicate claim activity timely and efficiently, supporting the outcome of the claim file.


About You

Ideal candidates for this position will have:

  • Claims Background: Auto Liability Subrogation Claims, Property Damage Claims, Liability Investigations, Third-Party Recovery, Arbitration Experience, Active Adjusters license 
  • Jurisdictional Experience: Nationwide
  • Active Adjusters' licenses: TX, FL, GA 

As a key member of our Claims Adjuster team, you will:

  • Investigate, evaluate, and resolve Auto Liability Property damage claims, applying your claims experience and analytical skills to make informed decisions and bring claims to resolution.
  • Work in partnership with our clients to deliver innovative solutions and enhance the claims management process
  • Think critically, solve problems, plan, and prioritize activities to optimally serve clients

REQUIRED QUALIFICATIONS:

  • High School Diploma.
  • Minimum of 3 years related claims experience.
  • Appropriate licensing and/or certification in all states in which claims are being handled.
  • Knowledge of accepted industry standards and practices.
  • Computer experience with related claims and business software.

DESIRED:

  • Bachelor's Degree.

#LI-JL1

#Remote

#Liability


Compensation and benefits

At Gallagher, we believe supporting our colleagues goes far beyond the role itself. For more information, visit our Benefits page.

  • Competitive compensation
  • Comprehensive benefits programs designed to support your well-being 
  • Career development opportunities and ongoing learning 
  • A collaborative, people-first culture with accessible leadership 
  • The opportunity to do meaningful work with global reach and local impact 

At Gallagher, we are dedicated to building an inclusive and authentic workplace. If your past experience doesn’t align perfectly, we encourage you to join our Talent Community to stay connected to additional career opportunities. At times, we will consider transferable skills from previous roles.

Gallagher is an affirmative action/equal opportunity employer (Minorities/Females/Veterans/Disabled)

Qualifications:

Ideal candidates for this position will have:

  • Claims Background: Auto Liability Subrogation Claims, Property Damage Claims, Liability Investigations, Third-Party Recovery, Arbitration Experience, Active Adjusters license 
  • Jurisdictional Experience: Nationwide
  • Active Adjusters' licenses: TX, FL, GA 

As a key member of our Claims Adjuster team, you will:

  • Investigate, evaluate, and resolve Auto Liability Property damage claims, applying your claims experience and analytical skills to make informed decisions and bring claims to resolution.
  • Work in partnership with our clients to deliver innovative solutions and enhance the claims management process
  • Think critically, solve problems, plan, and prioritize activities to optimally serve clients

REQUIRED QUALIFICATIONS:

  • High School Diploma.
  • Minimum of 3 years related claims experience.
  • Appropriate licensing and/or certification in all states in which claims are being handled.
  • Knowledge of accepted industry standards and practices.
  • Computer experience with related claims and business software.

DESIRED:

  • Bachelor's Degree.

#LI-JL1

#Remote

#Liability

Education:UNAVAILABLEEmployment Type: FULL_TIME

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