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Subrogation Claims Adjuster Jobs (NOW HIRING)

Claims Adjuster

Tulsa, OK · On-site

$60K - $75K/yr

Claims Adjusters initially manage investigation by deciding what outside resources are required in ... Pursue subrogation claims against other parties found to be at fault. On-call on a rotation basis ...

Claims Adjuster

Denver, CO · On-site

$85K/yr

Identify subrogation opportunities. * Meet all quality standards and expectations based on Best ... CLAIMS ADJUSTER QUALIFICATIONS: * College/Technical degree or equivalent business experience.

Claims Adjuster I/II (Mid-Level) - Auto Liability Department: Claims Reports To: Claims Manager ... Identify subrogation, salvage, and fraud indicators, and refer files appropriately. * Communicate ...

Subrogation Claim Representative I Location: Phoenix, AZ - Hybrid schedule after initial training ... Collaborate with claims adjusters to coordinate and support additional investigative activities as ...

Virtual Subrogation Specialist

IL · On-site +1

$21/hr

We are looking to hire Subrogation Specialists who are either English speaking or English/Spanish ... Adjuster license preferred. * Proficiency with Microsoft Office and relevant claims systems.

Overview Subrogation Claim Representative I Location: Phoenix, AZ - Hybrid schedule after initial ... Collaborate with claims adjusters to coordinate and support additional investigative activities as ...

Overview Subrogation Claim Representative I Location: Phoenix, AZ - Hybrid schedule after initial ... Collaborate with claims adjusters to coordinate and support additional investigative activities as ...

We are looking to hire Subrogation Specialists who are either English speaking or English/Spanish ... Adjuster license preferred. * Proficiency with Microsoft Office and relevant claims systems.

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Subrogation Claims Adjuster information

See salary details

$30.5K

$64.6K

$90K

How much do subrogation claims adjuster jobs pay per year?

As of Jul 17, 2026, the average yearly pay for subrogation claims adjuster in the United States is $64,609.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,000.00 and $75,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Subrogation Claims Adjuster, and why are they important?

To thrive as a Subrogation Claims Adjuster, you need a solid understanding of insurance policies, claims investigation, and negotiation, typically supported by a bachelor’s degree or relevant experience in insurance or law. Familiarity with claims management software, legal databases, and sometimes industry certifications like AIC or CPCU is important. Strong analytical thinking, attention to detail, and effective communication are standout soft skills for success in this role. These skills ensure accurate claim resolutions, maximize recoveries, and foster productive relationships with clients and third parties.

What claims adjuster makes the most money?

Senior claims adjusters, especially those specializing in complex or high-value claims such as commercial or catastrophic losses, tend to earn the highest salaries among claims adjusters. Factors like experience, certifications, and the size of the company also influence earning potential, with adjusters in major markets or with specialized skills earning more.

What is the difference between Subrogation Claims Adjuster vs Property Claims Adjuster?

AspectSubrogation Claims AdjusterProperty Claims Adjuster
CredentialsInsurance licenses, claims adjusting certificationsInsurance licenses, claims adjusting certifications
Work EnvironmentInsurance companies, third-party recovery teamsInsurance companies, independent agencies
Employer & Industry UsageFocuses on recovering funds from third parties after claimsHandles property damage claims directly from policyholders

While both roles require insurance licenses and claims adjusting certifications, a Subrogation Claims Adjuster specializes in recovering funds from third parties after a claim, whereas a Property Claims Adjuster manages claims directly from policyholders for property damages. The roles often overlap but serve different stages of the claims process within the insurance industry.

Can I get a claims adjuster job with no experience?

Entry-level claims adjuster positions, including subrogation claims adjusters, often do not require prior experience but typically require a high school diploma or equivalent. Employers may provide on-the-job training and may prefer candidates with strong communication skills and basic knowledge of insurance processes. Certification or licensing, such as the Property & Casualty (P&C) license, can improve job prospects but is not always mandatory for entry-level roles.

How to become a subrogation specialist?

To become a subrogation claims adjuster, candidates typically need a high school diploma or equivalent, with some roles preferring an associate or bachelor's degree in insurance, law, or a related field. Gaining experience in claims adjusting, insurance, or legal environments is valuable, and obtaining relevant certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance prospects. Strong negotiation, analytical skills, and knowledge of insurance policies are essential for success in this role.

What are Subrogation Claims Adjusters?

Subrogation Claims Adjusters are insurance professionals who investigate and handle claims where an insurance company seeks reimbursement from a third party responsible for loss or damages paid to a policyholder. Their main duties include reviewing claim details, gathering evidence, negotiating settlements, and coordinating with other insurers or legal representatives to recover funds. They play a crucial role in reducing the financial losses of insurance companies by ensuring responsible parties pay for damages. Strong analytical, negotiation, and communication skills are essential for success in this role.

What does a subrogation adjuster do?

A subrogation claims adjuster investigates insurance claims to recover costs paid out by the insurer when a third party is responsible for the damage or loss. They analyze evidence, negotiate with third parties, and work with legal teams if necessary, often using claims management software. Strong analytical skills and knowledge of insurance policies are essential for this role.

How does a Subrogation Claims Adjuster typically collaborate with other departments during the recovery process?

Subrogation Claims Adjusters often work closely with claims, legal, and underwriting teams to pursue recoveries from at-fault parties. They coordinate with claims adjusters to gather documentation and evidence, consult with legal teams when disputes arise, and may provide feedback to underwriting about risk patterns. This collaborative approach ensures the recovery process is thorough and compliant, and helps maximize successful outcomes for the company.
More about Subrogation Claims Adjuster jobs
What cities are hiring for Subrogation Claims Adjuster jobs? Cities with the most Subrogation Claims Adjuster job openings:
What states have the most Subrogation Claims Adjuster jobs? States with the most job openings for Subrogation Claims Adjuster jobs include:

Claims Adjuster- Tuscaloosa AL

Alfa Insurance Corporate Careers

Tuscaloosa, AL • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 days ago


Job description

Benefits:
  • Health insurance
  • Opportunity for advancement
  • Paid time off
  • Dental insurance

Company Overview
 
Alfa Insurance® is an A-rated insurance carrier that offers an excellent array of auto, home, life, farm and business insurance products. Since its humble beginnings in 1946, Alfa and its affiliates now serve more than 1 million customers across 14 states.   
 
Working as a Claims Adjuster for Alfa Insurance® offers a remarkable opportunity that extends beyond the mere tasks of handling property and casualty clams. It entails joining a revered company built on principles of faith, family, community, and unwavering integrity. By becoming a member of the Alfa family, you can uncover your true purpose and actively contribute to enhancing the lives of our valued policyholders and making a positive impact in your community.
 
Job Summary
Do you have a keen eye for details, have excellent time management skills and thrive in a fast-paced working environment? Do you enjoy working with a team of professionals who are committed to customer service excellence? If you answered yes, then you might be the perfect fit for the Claims Adjuster position at Alfa Insurance. 
As a Claims Adjuster, you will be responsible for handling all assigned company property and casualty and/or subrogation claims in an efficient and accurate manner. At Alfa Insurance, we pride ourselves on delivering on our promise to our customers. Our Claims department has a 94% satisfaction rating, and we work hard to help our customers get back on their feet as quickly as possible. 
 
Responsibilities 

  • This position is responsible for handling all company property and casualty and/or subrogation claims assigned to the position in an efficient and accurate manner.
  • During the period that the incumbent is an Adjuster Trainee they will be expected to successfully complete the Alfa Adjuster training and other departmentally provided training to move to an Adjuster position.
  • Maintain the company standard of professional claims handling by providing fast, fair claims service with a minimum of customer complaints.
  • Contribute to the financial planning of the company by adequate reserving and controlling expenses.
  • Assure control of claimants and insured to avoid lawsuits.
Qualifications

  • 4-year bachelor’s degree. In lieu of degree, must have 2 years as an Adjuster -OR- 3 years in automobile repair, home and/or commercial construction, law enforcement, auto and/or property estimating.
  • Computer skills with Excel and Word are preferred.
  • AIC certification preferred.
  • Valid driver's license and satisfactory driving record.
  • Ability to lift and carry approximately 50 pounds, such as a ladder.
  • Physical agility to ascend/descend stairs/ladders, walk on roofs, crawl under houses/cars and maneuver over and around small barriers. Sit for long periods of time doing sedentary work such as paperwork and computer work.
  • Must be able to work in adverse weather and working conditions, with some extended stay away from home. 

Benefits/Perks

  • Opportunity for annual performance bonus
  • Discounts on your auto insurance (underwriting approval required)
  • Benefits include: Health, dental, supplemental cancer, vision insurance and 401(k) plan
  • Paid Time Off Bank to include 3 days PTO available after first 80 hours worked for New Hires
  • Short-term and long-term disability
  • Flexible Healthcare and Childcare spending accounts for tax savings
  • Opportunities for advancement
  • Continuous training and support throughout your career with Alfa
  • College tuition discounts at various colleges in Alabama