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Underwriter Jobs in Rochester, NY (NOW HIRING)

Diedre Moire Corp.

Insurance Underwriter

Gates, NY · On-site +1

$100K - $300K/yr

Insurance Underwriter - Transportation, Cargo & Logistics - Rochester, NY Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME ...

Diedre Moire Corp.

Insurance Underwriter

Gates, NY · On-site +1

$100K - $300K/yr

Ins Underwriter - Personal Grooming & Fitness Business - Rochester, NY Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME POSSIBLE ...

NBT Bank

Home Lending Loan Underwriter

Fairport, NY

$27.18 - $36.25/hr

Pay Range: $27.18 - $36.25 Responsible for underwriting equity or mortgageloan applications ensuring bank, policy, program, investor and insurer guidelines are adhered to. Assures the integrity of ...

Diedre Moire Corp.

Vice President Surety

Greece, NY · On-site +1

$200K - $300K/yr

Seeking extensive experience in leading team marketing and underwriting Commercial, Contract, Fidelity, Non-Standard, and Court Surety risks and growing programs. Shall: • Expand product ...

CrossCountry Mortgage

Loan Processor

Rochester, NY · On-site

$18.50 - $24.75/hr

Coordinate with borrowers, real estate agents, attorneys, and underwriting to facilitate smooth communication throughout the loan process. * Maintain detailed records of all loan processing ...

CrossCountry Mortgage

Loan Processor

Rochester, NY

$18.50 - $24.75/hr

Coordinate with borrowers, real estate agents, attorneys, and underwriting to facilitate smooth communication throughout the loan process. * Maintain detailed records of all loan processing ...

Crosscountrymortgage

Loan Processor

Rochester, NY

$18.50 - $24.75/hr

Coordinate with borrowers, real estate agents, attorneys, and underwriting to facilitate smooth communication throughout the loan process. * Maintain detailed records of all loan processing ...

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Underwriter information

See Rochester, NY salary details

$32.1K

$77.8K

$137.6K

How much do underwriter jobs pay per year?

As of May 28, 2026, the average yearly pay for underwriter in Rochester, NY is $77,827.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,200.00 and $85,800.00 per year, depending on experience, location, and employer.

What Do Underwriters Do?

The most common underwriters work for insurance companies or financial institutions to evaluate financial risk for insurance policies or loans. They review applications and paperwork and can approve or deny the request based on a set of three criteria--credit reputation, capacity to repay the loan, and collateral value. Underwriters check the applicant’s credit report and credit history, weight their annual salary with the cost of the loan or policy, and determine the loan-to-value ratio. Using these factors, they may approve the application, suspend it until further stipulations are met, or deny it.

Other kinds of underwriters include equity underwriters who administer the distribution of securities, and debt securities underwriters who buy government bonds and other debt securities and sell them for a profit.

What are the key skills and qualifications needed to thrive as an Underwriter, and why are they important?

To thrive as an Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Proficiency with underwriting software, risk assessment tools, and industry certifications such as CPCU or ARM is highly valued. Excellent decision-making, negotiation, and communication skills help underwriters effectively assess risk and interact with clients or agents. These skills are essential for accurately evaluating applications, minimizing financial risk, and supporting organizational profitability.

What are some common challenges faced by underwriters in balancing risk assessment and business goals?

Underwriters often face the challenge of thoroughly assessing risk while also supporting their company's business objectives, such as meeting production goals or maintaining client relationships. This requires a careful analysis of data, attention to detail, and effective communication with agents or brokers to clarify information and negotiate terms. Balancing these priorities can be demanding, but successful underwriters develop strong analytical skills and the ability to make judicious decisions under time constraints. Collaboration with other departments, such as claims and sales, is also key to ensuring both risk management and business targets are achieved.

What does an underwriter do?

An underwriter evaluates the risk of insuring a person, property, or company and decides whether to provide insurance or a loan, and at what terms. They analyze applications, review financial and background information, and use statistical data to determine the likelihood of a loss. Underwriters play a key role in banking, insurance, and mortgage industries, ensuring that risks are carefully assessed to protect their organization from potential losses.

What is the difference between Underwriter vs Actuary?

AspectUnderwriterActuary
Required CredentialsInsurance license, sometimes certifications like CPCUFellowship in SOA or CAS, actuarial exams
Work EnvironmentInsurance companies, underwriting departmentsConsulting firms, insurance companies, financial institutions
Industry UsageCommon in insurance, bankingPrimarily in insurance, pensions, finance
Job FocusAssessing risk for policy approvalAnalyzing statistical data to predict future risks

While both underwriters and actuaries work in the insurance industry assessing risk, underwriters focus on evaluating individual insurance applications and approving policies. Actuaries analyze large data sets to forecast future risks and set premium rates. Their roles complement each other but require different certifications and skill sets.

More about Underwriter jobs
What are the most commonly searched types of Underwriter jobs in Rochester, NY? The most popular types of Underwriter jobs in Rochester, NY are:
What are popular job titles related to Underwriter jobs in Rochester, NY? For Underwriter jobs in Rochester, NY, the most frequently searched job titles are:
What job categories do people searching Underwriter jobs in Rochester, NY look for? The top searched job categories for Underwriter jobs in Rochester, NY are:
What cities near Rochester, NY are hiring for Underwriter jobs? Cities near Rochester, NY with the most Underwriter job openings:
Underwriter jobs near you
Insurance Underwriter

Insurance Underwriter

Diedre Moire Corp.

Gates, NY • On-site, Remote

$100K - $300K/yr

Other

Medical, Dental, Vision, Retirement

Posted 8 days ago

Job description

Insurance Underwriter - Transportation, Cargo & Logistics - Rochester, NY Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME POSSIBLE Seeking individual with extensive underwriting and program management experience within Excess & Surplus lines for Transportation, Cargo or Logistics to lead small program team. • Markets: --- Truck, Rail & Storage --- Fleet Owners --- Couriers --- Package delivery --- Line haulers --- Expeditors --- Truckers --- Freight brokers --- Freight forwarders • Coverages: --- General liability --- Workers Compensation --- Crime --- Inland marine & cargo --- Environmental --- Umbrella Responsibilities: • Manage small specialty program lines underwriting team.

• Develop and implement underwriting strategies to align with corporate mission, value, and strategy. • Analyze rate plans along with applicant claims history to determine plans, benefits, and rates. • Hands-on underwriting for complex or high-dollar risks.

• Build a book of business and service both new and renewal accounts. • Ensure products and rates are compliant to laws, regulations, and internal strategies. • Manage interactions with brokers and agencies.

• Train and manage staff development, recruit new personnel based on unmet company needs and areas of concern. Industry leading company, highly rated by employees and customers, and career oriented staff. Competitive compensation with executive salary and bonus opportunities for total earning potential to $300,000.

Long-term incentives include stock ownership, pension, retirement plan, profit sharing, etc. Fully company paid medical, health, dental, vision, and prescription drug coverage. For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at: http://dmc9.com/gbf/app.asp Or email to: 1000070868_10006796@najbcareers302.com Please reference #39412NY411 when responding.

Diedre Moire Corporation Education Requirements: Bachelor Degree Minimum Experience Requirements: 2-5 years Job City Location: Rochester Job State Location: NY Job Country Location: USA Salary Range: $100,000 to $300,000 Diedre Moire Corporation, Inc. diedremoire.com WE ARE AN EQUAL OPPORTUNITY EMPLOYER and our employment decisions are made without regard to race, color, religion, age, sex, national origin, handicap, disability or marital status. We reasonably accommodate individuals with handicaps, disabilities and bona fide religious beliefs.

Jobs Career Position Hiring. CONSIDERED EXPERIENCE INCLUDES: Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter #DiedreMoire #JobSearch #JobHunt #JobOpening #Hiring #Job #Jobs #Careers #Employment #jobposting #InsuranceJobs #UnderwriterJobs DISCLAIMER: We will make every effort to consider applications for all available positions and shall use one or more of the contact methods and addresses indicated in resume or online application. Indicated location may be proximate or may be desirable point of embarkation for paid or unpaid relocation to another venue.

Job descriptions may fit single or multiple presently available or anticipated positions and are NOT an offer of employment or contract implied or otherwise. Described compensation is not definite nor precise and may be estimated and approximate and is negotiable depending on market conditions and candidate availability and other factors and is solely at the discretion of employers. Linguistics used herein may use First Person Singular and First Person Plural grammatical person construction for and with the meaning of Third Person Singular and Third Person Plural references.

We reserves the right to amend and change responsibilities to meet business and organizational needs as necessary. Response to a specific posting or advertisement may result in consideration for other opportunities and not necessarily the incentive or basis of the response. Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or oath.

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