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Underwriting Assistant Jobs in Rochester, NY (NOW HIRING)

Genesee Regional Bank

Senior Underwriter

Rochester, NY · On-site

$43.26 - $48.08/hr

... * Assist loan officers and processors with questions related to underwriting policies and loan structuring. * Work with post-closing department on any suspense related items clearing them in a ...

Genesee Regional Bank

Senior Underwriter

Rochester, NY · On-site

$43.26 - $48.08/hr

... * Assist loan officers and processors with questions related to underwriting policies and loan structuring. * Work with post-closing department on any suspense related items clearing them in a ...

PREMIUM MORTGAGE CORPORATION

Underwriter

Rochester, NY · On-site

$72K - $90K/yr

Provides feedback on loan quality to the Underwriting Manager * Mentors and develops processing staff and loan officers * Maintains a unified voice with fellow underwriters on underwriting guidance

Genesee Regional Bank

Underwriter

Rochester, NY · On-site

$38.46 - $43.25/hr

Develop and maintain expert knowledge base related to underwriting requirements of correspondent lending partners (investors). * Develop and maintain good working relationships with bank loan ...

Genesee Regional Bank

Underwriter

Rochester, NY · On-site

$38.46 - $43.25/hr

Develop and maintain expert knowledge base related to underwriting requirements of correspondent lending partners (investors). * Develop and maintain good working relationships with bank loan ...

NBT Bank

Home Lending Loan Underwriter

Fairport, NY · On-site

$27.18 - $36.25/hr

Pay Range: $27.18 - $36.25 Responsible for underwriting equity or mortgageloan applications ensuring bank, policy, program, investor and insurer guidelines are adhered to. Assures the integrity of ...

Crosscountrymortgage

Loan Officer Assistant

Rochester, NY · On-site

$37K - $50K/yr

Conduct preliminary credit analysis and assist with underwriting processes by organizing financial data and supporting risk assessments. * Utilize basic math skills and 10-key typing proficiency to ...

Crosscountrymortgage

Loan Officer Assistant

Rochester, NY · On-site

$37K - $50K/yr

Conduct preliminary credit analysis and assist with underwriting processes by organizing financial data and supporting risk assessments. * Utilize basic math skills and 10-key typing proficiency to ...

CrossCountry Mortgage

Loan Officer Assistant

Rochester, NY · On-site

$37K - $50K/yr

Conduct preliminary credit analysis and assist with underwriting processes by organizing financial data and supporting risk assessments. * Utilize basic math skills and 10-key typing proficiency to ...

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Underwriting Assistant information

See Rochester, NY salary details

$13

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How much do underwriting assistant jobs pay per hour?

As of Aug 11, 2026, the average hourly pay for underwriting assistant in Rochester, NY is $22.45, according to ZipRecruiter salary data. Most workers in this role earn between $18.51 and $25.38 per hour, depending on experience, location, and employer.

What is an underwriting assistant?

An underwriting assistant, or underwriting service assistant, helps a lead underwriter to process applications for mortgages, credit, or insurance. Whether you work in the banking or insurance industry, your primary responsibility is to support your company’s underwriters. This includes obtaining relevant documents and client information so that the underwriter can assess their eligibility, and maintaining accurate records on all applicants and approval processes. Since you often work directly under a single underwriter, specific duties vary depending on your supervisors working style. You need an associate degree in finance or economics for a career as an underwriting assistant, but most employers prefer candidates to hold a bachelor’s degree. Organizational and administrative skills are crucial for this field.

Is underwriting a difficult job?

Underwriting is a detail-oriented role that involves assessing risks and making decisions based on financial and personal information. It requires strong analytical skills, attention to detail, and knowledge of industry guidelines, which can make it challenging for some individuals. The job often involves working with specialized software and adhering to strict deadlines.

How much do underwriting assistants earn?

Underwriting assistants typically earn a median annual salary of around $45,000 to $55,000, depending on experience, location, and employer. Entry-level positions may start lower, while experienced assistants with specialized skills or certifications can earn higher wages. Salaries often include benefits such as health insurance and retirement plans.

What are some typical challenges an underwriting assistant might face when supporting multiple underwriters, and how can they manage these effectively?

Underwriting Assistants often juggle supporting several underwriters simultaneously, which can present challenges in prioritizing tasks and managing tight deadlines. Effective communication and strong organizational skills are essential to stay on top of document processing, application reviews, and data entry. Leveraging technology, such as workflow management systems, and proactively clarifying priorities with underwriters can help maintain accuracy and efficiency. Building a collaborative relationship with both underwriters and other support staff also ensures smoother workflow and reduces bottlenecks.

How much do beginner underwriting assistants make?

Beginner underwriting assistants typically earn between $40,000 and $55,000 annually, depending on location, company size, and prior experience. Entry-level roles often require basic knowledge of insurance policies and proficiency with underwriting software.

What is the difference between Underwriting Assistant vs Insurance Underwriter?

AspectUnderwriting AssistantInsurance Underwriter
CredentialsHigh school diploma or equivalent; some roles may require insurance licenses or certificationsBachelor's degree in finance, business, or related field; professional certifications like CPCU are common
Work EnvironmentOffice setting, supporting underwriting teams, handling administrative tasksOffice environment, analyzing risk, making coverage decisions
Job ResponsibilitiesData entry, document review, assisting underwriters, preparing reportsAssessing risk, approving or denying insurance applications, setting premiums

While both roles are integral to the insurance industry, an Underwriting Assistant primarily provides administrative and support functions, whereas an Insurance Underwriter makes critical risk assessments and coverage decisions. The Underwriting Assistant supports the underwriting process, enabling underwriters to focus on evaluating risks and setting policies.

Is an underwriting assistant a good job?

An underwriting assistant plays a key role in supporting underwriters by reviewing applications, gathering documentation, and assessing risk. The position often requires strong attention to detail, communication skills, and familiarity with insurance policies or financial data. It can be a good entry-level role for those interested in insurance or finance careers, with opportunities for advancement and skill development.

What are the key skills and qualifications needed to thrive as an underwriting assistant, and why are they important?

To thrive as an Underwriting Assistant, you need strong organizational abilities, attention to detail, and a foundational understanding of insurance principles, usually supported by a high school diploma or some college coursework. Familiarity with underwriting software, document management systems, and proficiency in Microsoft Office are commonly required. Excellent communication, multitasking, and teamwork skills help you effectively support underwriters and coordinate with clients or brokers. These capabilities are vital for ensuring accurate, efficient processing of insurance applications and contributing to the overall success of the underwriting team.
More about Underwriting Assistant jobs
What are the most commonly searched types of Underwriting jobs in Rochester, NY? The most popular types of Underwriting jobs in Rochester, NY are:
What are popular job titles related to Underwriting Assistant jobs in Rochester, NY? For Underwriting Assistant jobs in Rochester, NY, the most frequently searched job titles are:
What job categories do people searching Underwriting Assistant jobs in Rochester, NY look for? The top searched job categories for Underwriting Assistant jobs in Rochester, NY are:
What cities near Rochester, NY are hiring for Underwriting Assistant jobs? Cities near Rochester, NY with the most Underwriting Assistant job openings:
Underwriting Assistant jobs near you
Infographic showing various Underwriting Assistant job openings in Rochester, NY as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 20% Part Time, 1% Temporary, and 2% Contract. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $46,693 per year, or $22.4 per hour.

Mortgage Underwriting Manager

Genesee Regional Bank

Rochester, NY • On-site

$120K - $140K/yr

Full-time

Re-posted 17 days ago

Job description

SALARY RANGE: $120,000 - $140,000
PRIMARY RESPONSIBILITY:
The Mortgage Underwriting Manager is responsible for managing the functional work and providing guidance to the Underwriting team to ensure that effective policies, procedures, and workflows are in place that result in timely and accurate underwriting and closing of the bank's residential mortgage and consumer loans.
ESSENTIAL FUNCTIONS:
  • Provide strategic direction to the Underwriting Team
  • Responsible for daily supervision/oversight and ongoing developmental objectives of the Mortgage Underwriting team including:
  • Plan and coordinate daily work of direct reports; Train and motivate employees.
  • Monitor and evaluate team performance, holding employees accountable for goals and
  • Development of staff through coaching and performance appraisal process.
  • Manage staff in analyzing and interpreting credit information to maximize credit while minimizing risk to the bank. Ensure loans are in compliance with investor requirements, federal and state laws, and regulations including ATR/QM provisions.
  • Develop and maintain expert knowledge base related to underwriting requirements
  • Collaborate with Residential Mortgage Manager to effectively develop and execute the Bank's mortgage banking strategy.
  • Underwrite and oversee underwriting of conventional and government mortgage loans for sale in the secondary market, bank portfolio loans, HELOCS and all consumer loans.
  • Develop and manage an efficient departmental infrastructure to ensure quality loans are delivered to investors within the appropriate timeframes to maximize revenue to the bank. Develop and maintain the necessary reports and monitoring tools.
  • Work closely with investors to proactively identify problems and trends, ensure appropriate pull through rates and lender performance; work with account representatives to escalate post-closing suspense issues as needed.
  • Ensure Underwriter loan files are covered during absences.
  • Develop Underwriting policies and procedures to ensure the bank is meeting all agency and regulatory requirements.
  • Provide scenario support to mortgage sales and operations partners.
  • Collaborate with mortgage sales, processing, closing and post-closing teams to ensure smooth process flow.
  • Provide secondary review for loans recommended for decline.
  • Maintain knowledge of investor requirements, program guidelines and competitive landscape.
  • Provide reports to management as requested.
  • Active participation in demonstrating the behaviors outlined in the GRB Experience.
  • Collaborate with vendors, service partners, and industry leaders to develop strategies to improve efficiency, reduce risk, and/or improve the loan process from origination through sale and consistently deliver the GRB customer experience.
  • Develop effective risk management methodologies to limit the bank's exposure to regulatory and credit risk.
  • Oversee the bank's partnership with Affordable Housing Providers in a manner that meets production thresholds as well as program requirements.
  • Represents the Underwriting department in audits and examinations of Mortgage Operations and related areas; respond to requests for information from designated departments or agencies.

EDUCATION AND EXPERIENCE:
Bachelor's degree in a business-related discipline plus a minimum of 5 years residential mortgage underwriting experience, or the equivalent combination of education and experience.
In addition, the following experience is strongly preferred:
  • 3+ years of supervisory experience
  • Strong knowledge of mortgage guidelines, loan program and automated underwriting systems.
  • Prior experience with mortgage loan origination systems

COMPETENCIES:
  • Provide a remarkable client experience. Greet clients with warmth, genuine interest and a smile.
  • Holds self and others accountable for measurable, quality, timely results.
  • Is adaptive and receptive to change; removes barriers for staff.
  • Builds & maintains effective relationships at all levels both inside and outside of the Bank.
  • Facilitates cooperation and motivates team members to accomplish group goals.
  • Nurtures growth and is committed to ongoing training and development of staff.
  • Lives the GRB Experience brand for others to emulate; influences and communicates effectively.
  • Demonstrates personal growth and learning.
  • Demonstrated PC literacy.
  • Ability to handle highly confidential information with sensitivity, tact and discretion.
  • Demonstrates decisiveness and confidence.

PHYSICAL DEMANDS:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
While performing the duties of this job, the employee is regularly required to use hands or fingers, handle, or feel and reach with hands and arms. The employee frequently is required to stand, sit, and talk or hear. Specific vision abilities required by this job include close vision, distance vision, and ability to adjust focus.
WORK ENVIRONMENT:
The work environment is an indoor, climate-controlled office setting. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
Genesee Regional Bank is an equal opportunity organization. We recruit, employ, train, compensate, and promote without regard to race, religion, color, national origin, age, sex, disability, veteran status, or any other basis protected by applicable federal, state, or local law.
THIS JOB DESCRIPTION IS SUBJECT TO CHANGE AT ANY TIME.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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