Underwriter Trainee Jobs in Rochester, NY (NOW HIRING)

Join Starr, a global leader in commercial insurance with over a century of expertise. We empower our employees to innovate, make impactful decisions, and build lasting client relationships worldwide. At Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex. Grow your career with a rapidly growing company that invests in its people and their ability to drive real progress.

The Surety Underwriter is responsible for underwriting a portfolio of surety bond business in accordance with established company guidelines and risk appetite. This role involves evaluating applications, analyzing financial and credit data, and building relationships with agents and clients to develop quality business. The ideal candidate will have 3–5 years of surety or P&C underwriting experience and a strong working knowledge of the New York market.

• Underwrite, review, and evaluate new and renewal surety bond submissions, including contract and commercial risks
• Analyze financial statements, credit reports, and other relevant data to determine risk acceptability and pricing
• Develop and maintain agent, broker, and client relationships to drive new business and retention
• Issue quotes, binders, policies, and endorsements within designated authority levels
• Ensure compliance with company underwriting guidelines, authority levels, and regulatory requirements
• Negotiate terms and conditions of coverage in collaboration with internal stakeholders
• Collaborate with claims, accounting, and other departments to ensure high-quality service
• Provide timely and accurate communication to agents, clients, and internal colleagues
• Stay informed of market trends, industry issues, and competitor activity in the surety space
• Contribute actively to process improvements and strategic initiatives

• 3–5 years of direct surety or property & casualty underwriting experience, with a focus on surety bonds strongly preferred
• Strong analytical and financial evaluation skills
• Demonstrated customer service and relationship-buildingskills
• Excellent attention to detail and organizationalskills
• Proficiency with Microsoft Office Suite; experience with insurance management/underwriting systems a plus
• Bachelor’s degree in Business, Finance, Insurance, or related field (or equivalent work experience)
• In-depth knowledge of surety principles, underwriting practices, and regulatory guidelines
• Eligibility to work in the United States; New York residency preferred

• Active participation in insurance industry organizations (AAMGA, NASBP, SFAA, etc.)
• Professional designations such as AFSB (Associate in Fidelity and Surety Bonding) or CPCU
• Experience working with agency management or underwriting software

For individuals assigned and/or hired to work in New York, Starr Insurance Companies is required by law to include a reasonable estimate of the compensation range for this role. The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets: experience and training: licensure and certifications: and other business and organizational needs. A reasonable estimate of the current range is $115,000.00 - $130,000.00

Starr is an equal opportunity employer, which means we'll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we're committed to creating an inclusive environment for all employees. We offer first class training and development opportunities to all employees. Our aim is to grow our own talent and bring out the best in people.

Starr is a global insurance and investment organization providing property and casualty insurance solutions to business and industry, and one of the fastest-growing insurance companies in the world. Our talented and experienced associates manage risk and ultimately support the profitable growth of organizations in a dynamic, competitive and ever-changing marketplace. Join us and become part of our talented and passionate workforce. https://starr.com/About/Careers