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Remote Flood Insurance Underwriter Jobs in Rochester, NY

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

Batavia, NY | Hybrid or Remote About Our Agency: We are an independent insurance agency committed ... Liaise with multiple carrier underwriters, leveraging these relationships to benefit client ...

Remote Flood Insurance Underwriter information

See Rochester, NY salary details

$33.1K

$65.9K

$150K

How much do remote flood insurance underwriter jobs pay per year?

As of Jul 29, 2026, the average yearly pay for remote flood insurance underwriter in Rochester, NY is $65,881.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,900.00 and $66,600.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Remote Flood Insurance Underwriter, and why are they important?

To excel as a Remote Flood Insurance Underwriter, you need a solid understanding of risk assessment, insurance principles, and relevant flood regulations, typically supported by a bachelor’s degree in finance, business, or a related field. Familiarity with specialized underwriting software, flood mapping tools, and systems like FEMA’s National Flood Insurance Program (NFIP) is crucial. Strong analytical thinking, attention to detail, and effective written communication are key soft skills for evaluating risks and collaborating remotely with clients and team members. These competencies ensure accurate policy decisions, regulatory compliance, and efficient service delivery in a specialized remote environment.

What are some common challenges faced by remote flood insurance underwriters, and how can they be addressed?

Remote flood insurance underwriters often encounter challenges such as interpreting complex flood zone maps, staying updated on changing regulations, and ensuring clear communication with agents and clients from a distance. To address these, it’s important to leverage reliable digital mapping tools, participate in ongoing training on regulatory updates, and use effective communication platforms to foster collaboration with team members and stakeholders. Proactive organization and time management also help in meeting deadlines and maintaining accuracy when working independently.

What is the difference between Remote Flood Insurance Underwriter vs Remote Property Insurance Underwriter?

AspectRemote Flood Insurance UnderwriterRemote Property Insurance Underwriter
Required CertificationsInsurance licenses, flood-specific certificationsGeneral property insurance licenses, certifications vary by state
Work EnvironmentRemote, insurance companies, underwriting teamsRemote, insurance companies, property underwriting teams
Industry UsageSpecializes in flood risk assessment within insuranceHandles broader property risks including fire, theft, and natural disasters

Remote Flood Insurance Underwriters focus specifically on flood risk assessment and require flood-specific certifications, while Remote Property Insurance Underwriters handle a wider range of property risks. Both roles are remote, work within insurance companies, and share similar industry environments, but their scope of work and specialization differ.

What does a remote flood insurance underwriter do?

A remote flood insurance underwriter evaluates applications for flood insurance policies to determine risk and decide whether coverage should be provided and at what terms. Working remotely, they review property details, assess potential flood risks, verify compliance with regulations, and set appropriate premiums. They use specialized software and data sources to analyze flood zones, past claims, and mitigation measures, ensuring policies meet both company and government guidelines. Their work helps protect homeowners and businesses from financial losses due to flooding.
What are popular job titles related to Remote Flood Insurance Underwriter jobs in Rochester, NY? For Remote Flood Insurance Underwriter jobs in Rochester, NY, the most frequently searched job titles are:
What job categories do people searching Remote Flood Insurance Underwriter jobs in Rochester, NY look for? The top searched job categories for Remote Flood Insurance Underwriter jobs in Rochester, NY are:
What cities near Rochester, NY are hiring for Remote Flood Insurance Underwriter jobs? Cities near Rochester, NY with the most Remote Flood Insurance Underwriter job openings:
Commercial Lines Underwriter - Remote (10214)

Commercial Lines Underwriter - Remote (10214)

Capstone Search Group

Rochester, NY • Remote

$100K - $115K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 12 days ago


Job description

About the Role

This is a fantastic opportunity to represent a stable regional insurance company with excellent ratings, a history of credibility in the industry, and an appetite for growth in the greater Syracuse area. The ideal candidate will have a track record of underwriting success and strong technical knowledge of middle market property and casualty products and services. 


Duties & Responsibilities

  • Work closely with sales team to help write profitable business within an assigned territory
  • Utilize internal tools and processes to identify risks through assessment, judgment, and analytics
  • Travel occasionally to meet with agents in the territory to further outline appetites for growth
  • Work with internal partners in loss control, client service, claims, marketing, and more to put together cohesive sales and marketing plans
  • Stay on top of trends, continuing education, training, and development


Skills & Experience

  • 3-5 years of commercial lines underwriting experience
  • Strong technical knowledge and understanding of basic and core underwriting principles
  • Strong communication and presentation skills

Company Description

Capstone Search Group is an insurance recruiting firm that offers creative, unique staffing solutions for the insurance industry! Our clients include insurance companies, agencies, brokers and intermediaries. Our goal as insurance recruiters is to help insurance organizations identify, attract and retain experienced talent that impacts immediate openings and promotes future growth. We offer Direct Hire (Contingency Search, Engaged/Retained and Recruitment Process Outsourcing [RPO]) and Contract Solutions (long-term contract, 1099 and temp-to-perm). We work nationally with expertise that spans top executives, middle management and technical level positions. We are committed to providing recruiting services of the highest degree of confidentiality, professionalism and integrity.