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Insurance Underwriter Jobs in Rochester, NY (NOW HIRING)

Diedre Moire Corp.

Insurance Underwriter

Gates, NY · On-site +1

$100K - $300K/yr

Insurance Underwriter - Law Enforcement & Security - Rochester, NY Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Law Enforcement & Security Police Guards ...

Diedre Moire Corp.

Insurance Underwriter

Gates, NY · On-site +1

$100K - $300K/yr

Insurance Underwriter - Transportation, Cargo & Logistics - Rochester, NY Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME ...

Diedre Moire Corp.

Insurance Underwriter

Gates, NY · On-site +1

$100K - $300K/yr

Ins Underwriter - Personal Grooming & Fitness Business - Rochester, NY Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME POSSIBLE ...

PREMIUM MORTGAGE CORPORATION

Underwriter

Rochester, NY · On-site

$72K - $90K/yr

The Underwriter is responsible for evaluating risk and making loan decisions based on existing ... insured mortgages * Meets the required KPI standards for the position (6 units per day based on ...

NBT Bank

Home Lending Loan Underwriter

Fairport, NY · On-site

$27.18 - $36.25/hr

Pay Range: $27.18 - $36.25 Responsible for underwriting equity or mortgageloan applications ... Strong personal and/or real estate lending background, including various Investor and Insurer ...

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All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in Rochester, NY

Insurance Underwriter information

See Rochester, NY salary details

$27.6K

$61.5K

$103.6K

How much do insurance underwriter jobs pay per year?

As of Jun 17, 2026, the average yearly pay for insurance underwriter in Rochester, NY is $61,480.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,400.00 and $82,400.00 per year, depending on experience, location, and employer.

What degree do I need to be an Insurance Underwriter?

Insurance underwriters typically need at least a bachelor's degree in fields such as finance, economics, business, or risk management. Relevant skills include strong analytical abilities and knowledge of insurance policies and regulations; some roles may require industry certifications like the Chartered Property Casualty Underwriter (CPCU).

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an Insurance Underwriter, and why are they important?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What qualifications do I need to be an underwriter?

To become an insurance underwriter, a bachelor's degree in fields like finance, economics, or business is typically required. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

Is insurance underwriting a good career?

Insurance underwriting is a stable career that involves evaluating risks and determining policy terms, often requiring analytical skills and attention to detail. It offers opportunities for advancement, certification, and a typical office schedule, making it a viable option for those interested in finance and risk management.

What Are Insurance Underwriters?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What do you do as an Insurance Underwriter?

An Insurance Underwriter evaluates insurance applications to determine coverage eligibility and premium rates based on risk assessment. They analyze factors such as applicant information, policy details, and industry data, often using specialized software, to make informed decisions that balance company risk and profitability.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

More about Insurance Underwriter jobs
What are the most commonly searched types of Insurance Underwriter jobs in Rochester, NY? The most popular types of Insurance Underwriter jobs in Rochester, NY are:
What are popular job titles related to Insurance Underwriter jobs in Rochester, NY? For Insurance Underwriter jobs in Rochester, NY, the most frequently searched job titles are:
What job categories do people searching Insurance Underwriter jobs in Rochester, NY look for? The top searched job categories for Insurance Underwriter jobs in Rochester, NY are:
What cities near Rochester, NY are hiring for Insurance Underwriter jobs? Cities near Rochester, NY with the most Insurance Underwriter job openings:
Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Rochester, NY as of June 2026, with employment types broken down into 86% Full Time, 11% Part Time, and 3% Contract. Highlights an 92% In-person, and 8% Remote job distribution, with an average salary of $61,480 per year, or $29.6 per hour.
Insurance Underwriter

Insurance Underwriter

Diedre Moire Corp.

Gates, NY • On-site, Remote

$100K - $300K/yr

Other

Medical, Retirement, PTO

Posted 28 days ago

Job description

Insurance Underwriter - Law Enforcement & Security - Rochester, NY Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Law Enforcement & Security Police Guards Armored Truck _ . REMOTE WORK FROM HOME POSSIBLE Join a growing organization offering a competitive compensation package, full medical benefits, bonuses, 401(k) retirement plan, numerous professional growth opportunities, comprehensive vacation policies, and more! The Job: • Underwrite and price accounts to promote account retention and profitability.

• Develop and maintain broker relationships - provide high quality negotiation and policy issuance services. • Implement solid underwriting decisions in compliance with state regulations. Requirements: • Bachelor's or equivalent work experience in insurance underwriting.

• 3+ years of underwriting experience in Law Enforcement & Security or similar industry. • Knowledge of Law Enforcement & Security Insurance exposures and hazards. Be a part of the exceptional people oriented work culture offering comprehensive benefits such as 401(k) plans, employee stock purchase plans, exceptional tax qualified medical and dependent care plan, employee assistance program, generous retirement/savings benefits, vacation policies, flexible work schedule and education assistance.

For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at: http://dmc9.com/gbf/app.asp Or email to: 1000070870_10006796@najbcareers302.com Please reference #39412NY441 when responding. Diedre Moire Corporation Education Requirements: Bachelor Degree Minimum Experience Requirements: 2-5 years Job City Location: Rochester Job State Location: NY Job Country Location: USA Salary Range: $100,000 to $300,000 Diedre Moire Corporation, Inc. diedremoire.com WE ARE AN EQUAL OPPORTUNITY EMPLOYER and our employment decisions are made without regard to race, color, religion, age, sex, national origin, handicap, disability or marital status.

We reasonably accommodate individuals with handicaps, disabilities and bona fide religious beliefs. Jobs Career Position Hiring. CONSIDERED EXPERIENCE INCLUDES: Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter #DiedreMoire #JobSearch #JobHunt #JobOpening #Hiring #Job #Jobs #Careers #Employment #jobposting #InsuranceJobs #UnderwriterJobs DISCLAIMER: We will make every effort to consider applications for all available positions and shall use one or more of the contact methods and addresses indicated in resume or online application.

Indicated location may be proximate or may be desirable point of embarkation for paid or unpaid relocation to another venue. Job descriptions may fit single or multiple presently available or anticipated positions and are NOT an offer of employment or contract implied or otherwise. Described compensation is not definite nor precise and may be estimated and approximate and is negotiable depending on market conditions and candidate availability and other factors and is solely at the discretion of employers.

Linguistics used herein may use First Person Singular and First Person Plural grammatical person construction for and with the meaning of Third Person Singular and Third Person Plural references. We reserves the right to amend and change responsibilities to meet business and organizational needs as necessary. Response to a specific posting or advertisement may result in consideration for other opportunities and not necessarily the incentive or basis of the response.

Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or oath. If you submit an application or resume which contains your email address, we will use that email address to communicate with you about this and other positions. We use an email quality control service to maintain security and a remove and dead address filter.

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