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Underwriter Trainee Jobs in Virginia (NOW HIRING)

Underwriter

Forest, VA · On-site

$49K - $73K/yr

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated entry-level Underwriting professional to join our team. The position requires the person to: * Learn various insurance ...

The Underwriter will assist with the development of profitable Casualty Construction business and maintain relationships with wholesale partners. The incumbent will utilize and comply with the ...

Renewal Underwriter

Glen Allen, VA · On-site

$75K - $85K/yr

Works within limited authority on assignments utilizing underwriting policies and guidelines, rating manual rules and insurance laws and regulations. * Skill and knowledge of broker/agency management ...

Renewal Underwriter

Glen Allen, VA · Hybrid

$75K - $85K/yr

Under broad supervision, the Renewal Underwriter will be responsible for underwriting risks in a book of business. Works within limited authority on assignments utilizing underwriting policies and ...

Renewal Underwriter

Glen Allen, VA · Hybrid

$75K - $85K/yr

Responsibilities Under broad supervision, the Renewal Underwriter will be responsible for underwriting risks in a book of business. Works within limited authority on assignments utilizing ...

Underwrite healthcare liability insurance for long-term care facilities, social services agencies, drug and alcohol rehab organizations, group homes, adoption and foster care, home health care and ...

Underwrite healthcare liability insurance for long-term care facilities, social services agencies, drug and alcohol rehab organizations, group homes, adoption and foster care, home health care and ...

Stewart is a global real estate services company, providing title insurance, settlement, underwriting, and lender services through our family of companies. To learn more about Stewart, visit stewart ...

Responsible for the comprehensive underwriting and final approval of mortgage and HELOC loan files within the Real Estate Lending department. This role evaluates borrower creditworthiness, reviews ...

Stewart is a global real estate services company, providing title insurance, settlement, underwriting, and lender services through our family of companies. To learn more about Stewart, visit stewart ...

As a member of the multifamily underwriting team, this role plays a critical part in managing loan transactions from initial screening through final approval. You'll work closely with clients, Agency ...

As a member of the multifamily underwriting team, this role plays a critical part in managing loan transactions from initial screening through final approval. You'll work closely with clients, Agency ...

Showing results 21-40

Underwriter Trainee information

See Virginia salary details

$32.2K

$78.2K

$138.3K

How much do underwriter trainee jobs pay per year?

As of Aug 20, 2026, the average yearly pay for underwriter trainee in Virginia is $78,202.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,500.00 and $86,300.00 per year, depending on experience, location, and employer.

What is an underwriter trainee?

An Underwriter Trainee is an entry-level professional who learns how to evaluate risks and determine appropriate insurance coverage and premiums under the supervision of experienced underwriters. Their training involves learning about insurance policies, analyzing applications, assessing potential risks, and making recommendations based on company guidelines. This role serves as a starting point for a career in underwriting, providing foundational knowledge and practical experience in the insurance industry.

What are the key skills and qualifications needed to thrive as an underwriter trainee?

To thrive as an Underwriter Trainee, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Excel are commonly required, and industry certifications like CPCU can be advantageous. Excellent communication, problem-solving, and organizational skills help you collaborate with stakeholders and manage multiple priorities. These skills are essential to accurately assess risk, make informed decisions, and contribute to the overall profitability and integrity of the insurance company.

What are some typical challenges an underwriter trainee might encounter during their first year on the job?

As an Underwriter Trainee, one common challenge is learning to balance risk assessment with client needs, while adhering to company policies and regulatory requirements. Trainees often need to quickly develop a strong understanding of underwriting guidelines and how to apply them to real-world cases, which can be complex and varied. Additionally, adapting to a fast-paced environment and effectively collaborating with senior underwriters, brokers, and agents requires strong communication and organizational skills. Overcoming these challenges is an important part of gaining confidence and proficiency in the role.

What is the difference between Underwriter Trainee vs Underwriter?

AspectUnderwriter TraineeUnderwriter
Required CredentialsBachelor's degree, training programsExperience, certifications like CPCU or ARM often preferred
Work EnvironmentTraining programs, supervised tasksIndependent decision-making, client interaction
Employer & Industry UsageInsurance companies, entry-level rolesInsurance companies, experienced roles
Search & Comparison IntentLearning about entry-level underwriting rolesUnderstanding experienced underwriting positions

The main difference between an Underwriter Trainee and an Underwriter is experience level. Trainees are in training, focusing on learning the basics, while Underwriters have gained experience and handle complex risk assessments independently.

How do you become an underwriter trainee with no experience?

To become an underwriter trainee with no experience, candidates typically need a bachelor's degree in fields like finance, business, or economics. Entry-level roles often require strong analytical skills, attention to detail, and proficiency with computer software such as Excel; some companies may also offer training programs or on-the-job learning to develop underwriting skills.

How much do beginner underwriter trainees make?

Beginner underwriter trainees typically earn between $40,000 and $55,000 annually, depending on the industry, location, and company. Entry-level roles often include training on underwriting software and risk assessment, with salaries increasing as skills and experience grow.

What do underwriter trainees do?

Underwriter trainees assist in evaluating insurance applications by reviewing risk factors, analyzing data, and determining policy eligibility. They learn to use underwriting guidelines and may work under the supervision of experienced underwriters to develop their skills in assessing risk and making coverage decisions.

What are the most commonly searched types of Underwriter jobs in Virginia?

The most popular types of Underwriter jobs in Virginia are:

What are popular job titles related to Underwriter Trainee jobs in Virginia?

For Underwriter Trainee jobs in Virginia, the most frequently searched job titles are:

What cities in Virginia are hiring for Underwriter Trainee jobs?

Cities in Virginia with the most Underwriter Trainee job openings:

Infographic showing various Underwriter Trainee job openings in Virginia as of August 2026, with employment types broken down into 92% Full Time, 4% Part Time, and 4% Contract. Highlights an 83% In-person, 4% Hybrid, and 13% Remote job distribution, with an average salary of $78,202 per year, or $37.6 per hour.

$49K - $73K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 4 days ago


Auto-Owners Insurance rating

9.2

Company rating: 9.2 out of 10

Based on 35 frontline employees who took The Breakroom Quiz

22nd of 310 rated insurance


Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.
Job Description
We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 days per week.
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated entry-level Underwriting professional to join our team. The position requires the person to:
  • Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions.
  • Become familiar with company policies, manuals, forms and endorsements in order to understand their meaning and use.
  • Analyze loss experience, financial conditions and physical characteristics of risks.
  • Acquire a working knowledge of supporting sections of the underwriting department.
  • Effectively communicate with independent agents and other employees through verbal and/or written means.

Desired Skills & Experience
  • Bachelor's degree or equivalent experience
  • Ability to organize data, multi-task and make decisions independently
  • Above-average communication skills (written and verbal)
  • Ability to resolve complex issues
  • An interest in developing product knowledge through participation in approved educational programs

Compensation
Auto-Owners offers a generous compensation package. For this position, the anticipated annualized starting base pay range is $49,000.00 - $73,000.00. Other components of the compensation package include benefit dollars used to purchase certain benefits and several bonus opportunities.
Benefits
Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent benefits package. Along with a matched 401(k), fully funded pension plan (once vested), Auto-Owners offers medical, prescription, dental and vision insurance; associate, spouse and child life insurance; supplemental sick pay; long term disability; health care flexible spending accounts and dependent care flexible spending accounts. Additional benefits include: generous paid time off including holidays, vacation days, personal time, sick leave and parental leave; adoption assistance; discounts on personal insurance; education matching gift program, a student loan assistance program and a gym membership and fitness class reimbursement program. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!
Equal Employment Opportunity
Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.
*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.
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