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Underwriter Trainee Jobs in Indiana (NOW HIRING)

Commercial Underwriter IV Locatio n: Indianapolis, IN 46240 (Hybrid - Office Tues, Wed,Thurs.....WFH Mon, Fri) Pay: $115,000-140,000 (Compensation can vary depending on experience) ND Bonus up to 10% ...

Transportation Underwriter

Indianapolis, IN · On-site +1

$44K - $87K/yr

Underwrites individual insurance applications to cover property and casualty with guidelines set for the issuance of policies on a standard or substandard basis. * Determines whether to accept ...

Underwrites individual insurance applications to cover property and casualty with guidelines set for the issuance of policies on a standard or substandard basis. * Determines whether to accept ...

Senior Underwriter, Accident & Health

Carmel, IN · On-site

$98K - $116K/yr

Acting within established underwriting guidelines, this role evaluates new and renewal accounts, processes underwriting activities, and monitors portfolio performance. In addition to core ...

Showing results 21-40

Underwriter Trainee information

See Indiana salary details

$30.9K

$75.1K

$132.7K

How much do underwriter trainee jobs pay per year?

As of Sep 9, 2026, the average yearly pay for underwriter trainee in Indiana is $75,058.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,000.00 and $82,800.00 per year, depending on experience, location, and employer.

What is an underwriter trainee?

An Underwriter Trainee is an entry-level professional who learns how to evaluate risks and determine appropriate insurance coverage and premiums under the supervision of experienced underwriters. Their training involves learning about insurance policies, analyzing applications, assessing potential risks, and making recommendations based on company guidelines. This role serves as a starting point for a career in underwriting, providing foundational knowledge and practical experience in the insurance industry.

What are the key skills and qualifications needed to thrive as an underwriter trainee?

To thrive as an Underwriter Trainee, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Excel are commonly required, and industry certifications like CPCU can be advantageous. Excellent communication, problem-solving, and organizational skills help you collaborate with stakeholders and manage multiple priorities. These skills are essential to accurately assess risk, make informed decisions, and contribute to the overall profitability and integrity of the insurance company.

What are some typical challenges an underwriter trainee might encounter during their first year on the job?

As an Underwriter Trainee, one common challenge is learning to balance risk assessment with client needs, while adhering to company policies and regulatory requirements. Trainees often need to quickly develop a strong understanding of underwriting guidelines and how to apply them to real-world cases, which can be complex and varied. Additionally, adapting to a fast-paced environment and effectively collaborating with senior underwriters, brokers, and agents requires strong communication and organizational skills. Overcoming these challenges is an important part of gaining confidence and proficiency in the role.

What is the difference between Underwriter Trainee vs Underwriter?

AspectUnderwriter TraineeUnderwriter
Required CredentialsBachelor's degree, training programsExperience, certifications like CPCU or ARM often preferred
Work EnvironmentTraining programs, supervised tasksIndependent decision-making, client interaction
Employer & Industry UsageInsurance companies, entry-level rolesInsurance companies, experienced roles
Search & Comparison IntentLearning about entry-level underwriting rolesUnderstanding experienced underwriting positions

The main difference between an Underwriter Trainee and an Underwriter is experience level. Trainees are in training, focusing on learning the basics, while Underwriters have gained experience and handle complex risk assessments independently.

How do you become an underwriter trainee with no experience?

To become an underwriter trainee with no experience, candidates typically need a bachelor's degree in fields like finance, business, or economics. Entry-level roles often require strong analytical skills, attention to detail, and proficiency with computer software such as Excel; some companies may also offer training programs or on-the-job learning to develop underwriting skills.

How much do beginner underwriter trainees make?

Beginner underwriter trainees typically earn between $40,000 and $55,000 annually, depending on the industry, location, and company. Entry-level roles often include training on underwriting software and risk assessment, with salaries increasing as skills and experience grow.

What do underwriter trainees do?

Underwriter trainees assist in evaluating insurance applications by reviewing risk factors, analyzing data, and determining policy eligibility. They learn to use underwriting guidelines and may work under the supervision of experienced underwriters to develop their skills in assessing risk and making coverage decisions.

What are the most commonly searched types of Underwriter jobs in Indiana?

The most popular types of Underwriter jobs in Indiana are:

What cities in Indiana are hiring for Underwriter Trainee jobs?

Cities in Indiana with the most Underwriter Trainee job openings:

Infographic showing various Underwriter Trainee job openings in Indiana as of August 2026, with employment types broken down into 90% Full Time, and 10% Part Time. Highlights an 97% Physical, 2% Hybrid, and 1% Remote job distribution, with an average salary of $75,058 per year, or $36.1 per hour.

Production Underwriter

Indianapolis, IN • On-site

Donegal Insurance Group
Insurance Services • 501 - 1,000 employees

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago


Job description

About the Role

Donegal Insurance Group has an opening for a Production Underwriter in the state of Indiana. As a member of our Commercial Lines team, this position will play a key role in generating new commercial lines business opportunities within a given territory. This is a full-time, remote position. The preferred candidates will live in the Indianapolis area. 

Responsibilities and Duties

  • Develop strong business relationships with key agents and provide underwriting guidance to the agents.
  • Select, price, and develop coverage terms for commercial lines accounts to achieve profitable underwriting results and assist with providing leadership, support, and coaching for the underwriting function
  • Manage a territory of independent agents to ensure that profitability and growth objectives for the company are being met
  • Review new business applications to evaluate the degree of risk involved
  • Accept or decline risks based on the company's underwriting policies
  • Review application for completeness
  • Contact agents for missing or incomplete information
  • Maintain a profitable book of business within assigned levels of authority by using sound underwriting judgment and technical skills, and continued personal development to meet the company goals of quality and timeliness
  • Interpret insurance coverages for agents and insureds
  • Maintain and establish a good working relationship with agents and communicate underwriting decisions to agents and insureds

Qualifications and Skills

  • Bachelor’s Degree with a background in insurance or equivalent experience
  • 8 years of underwriting and marketing experience at a company or agency level with a minimum of 5 years of underwriting experience should be in the commercial lines sector of insurance
  • Demonstration of self-development through the attainment of professional insurance designations, CPCU, ARM, PLU, etc.
  • Ability to create business opportunities by demonstrating excellent underwriting skills and product knowledge. Must possess a value-added service mentality
  • The expectation is this employee will travel 2 to 3 days per week to visit agents in the designated territory.
  • The preferred candidate will have a working knowledge of the Indianapolis/Indiana territory and established Property/Casualty agency relationship.
Starting Pay: The pay range for this position is $100,000 to $125,000 annually. The specific offer will vary based on an applicant's education, qualifications, professional experience, skills, abilities, and any applicable designations/certifications. The posted pay range reflects our ability to hire at different position titles and levels depending on background and experience. The pay range may also be adjusted based on an applicant's geographic location.
Performance-Based Incentive Opportunity: In addition to base salary, this position is eligible for a performance-based incentive opportunity tied to results within the assigned territory. The incentive is based on individual performance  for the territory and is not guaranteed.
 

To apply, please submit your resume and online application

Competitive Benefits Package

Donegal Insurance Group offers a comprehensive benefits package for all full-time, permanent positions including:

  • Medical, Dental, and Vision Coverage: Available to you and your dependents. Coverage begins the first of the month after start date.
  • 401(k) with the first 3% matched at 100%: the next 6% is matched at 50%
  • Paid Time Off: Paid vacation, sick days, paid holidays, & bereavement days
  • Career Development: Including college partnership discounts and industry designation(s) reimbursements

Additional benefits include company-paid basic life insurance; short & long-term disability insurance; employee stock purchase plan; and employee assistance program (EAP). Learn more about our full benefit offerings by visiting our Benefits page.

Who We Are

Donegal Insurance Group provides commercial and personal insurance products through a network of independent agents in 21 states and across several regions of the U.S. In Texas, Colorado, Utah, New Mexico and Arizona, business is conducted under the Mountain States Insurance Group name; and in Michigan, business is conducted under the Michigan Insurance name.

Headquartered in Lancaster County, Pennsylvania, along with four (4) regional offices located in: Athens, GA, Grand Rapids, MI, Albuquerque, NM, and Glen Allen, VA, our steady growth and successes have allowed us to establish a culture of which we're proud. Check out our Glassdoor profile where our rating speaks for itself:

By joining Donegal, you would be joining a team of dedicated, hard-working employees, all with a common goal of providing peace of mind to our policyholders and being There when it matters most.™.

Work Arrangement

With each department and position being different, the work arrangement for a specific position will be reviewed with candidates during a initial phone screening. For a position not requiring an onsite expectation at one of our offices, the ideal candidate must live within our Donegal footprint. Current approved states are: AL, AZ, CT, DE, FL, GA, IA, IL, IN, MD, MI, MN, MO, NC, ND, NE, NH, NJ, NM, NY, OH, PA, SC, SD, TN, TX, UT, VA, WI, and, WV. (Please note, this list is subject to change without notice.)

E-Verify

Donegal Insurance Group participates in E-Verify in the following states: Alabama, Arizona, Florida, Georgia, Louisiana, Mississippi, Nebraska, North Carolina, South Carolina, Tennessee, and Utah. If you reside in one of the listed states, please review the "Notice of E-Verify Participation" and the "Right to Work Poster" on the links below:

  • Notice of E-Verify Participation Poster (English and Spanish)
  • Right to Work Poster (English and Spanish)

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