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Transform Credit Jobs in California (NOW HIRING)

The team owns the data platform at Credit Karma -- from service emission to data lake landing to ... Experience with Apache Beam (Dataflow) including custom transforms, side inputs, windowing ...

The team owns the data platform at Credit Karma -- from service emission to data lake landing to ... Experience with Apache Beam (Dataflow) including custom transforms, side inputs, windowing ...

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Web Marketing Specialist

San Diego, CA · On-site

$70K - $73K/yr

... transforming our company. This is the ideal role for an aspiring professional with 1-3 years of ... Through our businesses - such as Midland Credit Management and Cabot Credit Management - we help ...

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Transform Credit information

What are the typical career growth opportunities for someone working in a transform credit position?

Working in a Transform Credit position can open doors to a variety of career paths in finance and lending, including advancement to senior credit analyst, risk manager, or even leadership roles in credit or loan operations. Many organizations offer training, mentorship, and professional development programs to help you expand your expertise in credit analysis and risk assessment. As you gain experience, you may also transition into specialty areas like underwriting policy, business development, or financial strategy. The fast-paced and analytical nature of the role provides ample opportunities to build a valuable skill set for a long-term career in the finance industry.

What is a transform credit?

A Transform Credit job typically involves working for Transform Credit, a loan company that offers guarantor loans. Employees may work in customer service, loan processing, underwriting, or other financial roles. Responsibilities often include assisting customers, reviewing loan applications, and ensuring compliance with lending policies. Positions may be remote or office-based, depending on the role.

What are the key skills and qualifications needed to thrive in the transform credit position?

To excel in a Transform Credit role, you typically need a solid background in financial analysis, credit underwriting, and a degree in finance, economics, or a related field. Proficiency with credit assessment software, CRM platforms, and knowledge of relevant regulatory guidelines are highly valued. Strong problem-solving abilities, attention to detail, and effective communication skills enable you to work collaboratively with clients and internal teams. These competencies are essential for evaluating creditworthiness, minimizing risk, and supporting responsible lending practices.

What are the most commonly searched types of Transform Credit jobs in California?

The most popular types of Transform Credit jobs in California are:

What are popular job titles related to Transform Credit jobs in California?

For Transform Credit jobs in California, the most frequently searched job titles are:

What job categories do people searching Transform Credit jobs in California look for?

The top searched job categories for Transform Credit jobs in California are:

What cities in California are hiring for Transform Credit jobs?

Cities in California with the most Transform Credit job openings:

Infographic showing various Transform Credit job openings in California as of July 2026, with employment types broken down into 82% Full Time, 16% Part Time, 1% Temporary, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution.

Staff Data Engineer - Credit Karma

Intuit

San Diego, CA • On-site

$202K - $274K/yr

Full-time

Posted 15 days ago


Intuit rating

8.4

Company rating: 8.4 out of 10

Based on 91 frontline employees who took The Breakroom Quiz

88th of 244 rated software companies


Job description

Overview

Come join Intuit's Consumer Group as a Staff Software Engineer - Data and help build Consumer Data Plane using Credit Karma and Turbotax Data to enable the data layer for AI-Native Experiences & Agents, Growth marketing, In-product personalization, Expert, 3rd Party surfaces, and Agentic Browsers. 

 

The team owns the data platform at Credit Karma — from service emission to data lake landing to consumer hydration. We build the frameworks, pipelines, and persistence layers that every product team depends on to move data reliably at scale. Our systems ingest hundreds of terabytes per day across Kafka, Pub/Sub, and Dataflow, setup Data Governance, persist to Spanner and BigQuery, and serve low-latency reads to real-time product experiences through our Consumer Data Plane.

This is a foundational engineering role — you will build the frameworks and infrastructure that other engineers across Credit Karma use to ship data-intensive features. If you care about developer experience, system reliability, and solving hard distributed systems problems at scale, this team is for you.


Responsibilities

  • Design, build, and maintain high-throughput, low-latency data frameworks used across Credit Karma's engineering organization, including ETL templates, persistence libraries, and streaming data pipelines
  •  Develop and extend Scala-based microservices and frameworks built on Finagle, Akka Streams, and gRPC that process petabytes of data daily
  •  Build and optimize cloud-native data pipelines on Google Cloud Platform using Dataflow (Apache Beam), Flink, Spark, Pub/Sub, BigQuery, and Spanner
  •  Own and evolve our Kafka-based streaming infrastructure — designing producers, consumers, and connectors that handle hundreds of terabytes of events per day with strict latency and durability guarantees
  • Build persistence frameworks that provide a unified, type-safe API for reading and writing across Spanner, MySQL, and BigQuery
  •  Build agentic systems, semantic search, knowledge graph and personalization to disrupt how consumers do their taxes, money and personal finance using Consumer Data Plane
  •  Design and implement encryption, decryption, and fine-grained access control capabilities as reusable framework features, ensuring compliance with data governance requirements
  •  Create self-service developer tooling — CLI tools, templates, and onboarding automation — that reduces the time for other teams to adopt the data platform from weeks to hours
  •  Drive technical design through architecture reviews and Technical Design Documents (TDDs), influencing decisions across the broader Data organization
  •  Participate in on-call rotations and build observability (dashboards, alerting, metrics) into every system you ship
  • You will own foundational infrastructure — the frameworks you build are the building blocks that every data pipeline and product feature at Credit Karma depends on
  • You will work at real scale — hundreds of terabytes per day, millions of consumer profiles hydrated in real time, and strict SLAs that demand engineering rigor
  •  You will shape developer experience — designing the APIs, SDKs, and tooling that hundreds of engineers across the company interact with daily
  •  You will solve hard, novel problems — from building MySQL CDC pipelines with cloud-native encryption to designing Apache Beam framework SDKs that support both Java and Python
  •  You will be part of a high-impact, collaborative team with a strong culture of technical ownership and continuous learning

Qualifications

  • 7+ years of professional software engineering experience building backend services and data infrastructure in Scala, Java, or a similar JVM language 
  • 7+ years of experience designing and operating high-throughput, low-latency distributed systems that process data at petabyte scale
  • 3+ years of experience with streaming and messaging platforms such as Apache Kafka, Google Pub/Sub, or equivalent 
  • 3+ years of experience building data pipelines on a major cloud platform (GCP, AWS, or Azure), including services like Dataflow, BigQuery, Spanner, or their equivalents
  • Professional experience with RPC frameworks such as Finagle, gRPC, or Akka for building production-grade service-to-service communication
  • Strong understanding of software engineering best practices including CI/CD, version control (Git), code review, and automated testings
  • Experience building reusable frameworks, SDKs, or platform libraries consumed by other engineering teams — you think about developer experience as a product
  • Experience with Apache Beam (Dataflow) including custom transforms, side inputs, windowing strategies, and pipeline optimization
  • Experience with Change Data Capture (CDC) patterns, particularly MySQL binlog-based replication to analytical stores
  • Experience with data encryption at rest and in transit, including key management (KMS/GSM), SPIFFE/mTLS, and certificate authority integration
  • Experience with schema management, data governance, data catalog, data quality and lineage management frameworks in a large-scale production environment
  • Knowledge of AI/ML and GenAI technologies — LLMs, RAG, Semantic Search (e.g Vertex AI search, AWS cloud search) and Knowledge Graph (e.g neo4j, ..) to integrate our data with generative AI experiences 
  • Familiarity with infrastructure-as-code, Kubernetes (GKE), and container-based deployment models
  • Track record of mentoring engineers and driving technical alignment across teams through design documents and architecture reviews

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Intuit provides a competitive compensation package with a strong pay for performance rewards approach. This position may be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at Intuit®: Careers | Benefits). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender. The expected base pay range for this position is: $202,500 - $274,000 depending on location.

The expected base pay range for this position is:
Oakland $202,500 - $274,000
Mountain View, CA $202,500- $274,000
San Diego, CA $188,500- $255,000

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