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Trade Credit Political Risk Insurance Jobs in Minnesota

... risk and potential loss to the company. Responsible for analyzing financial statements, cash flow ... Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy ...

Credit Approval Officer

Minneapolis, MN · On-site

$149K - $175K/yr

... Risk/Compliance/Audit competencies. - Ability to manage job scope and complexity of assigned ... Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy ...

The Credit Analyst assists to ensure that loan risk rating and credit quality standards are adhered ... vision insurance, employer paid Life Insurance and Disability, and a 401(k) Plan with employer ...

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The Credit Analyst assists to ensure that loan risk rating and credit quality standards are adhered ... vision insurance, employer paid Life Insurance and Disability, and a 401(k) Plan with employer ...

The ability to analyze credit history and assess risk within a limited amount of time is important ... Dental and Vision Insurance plans * Short and Long-Term Disability * Supplemental Term Life ...

Equity Trader

Oakdale, MN · Hybrid

$53K - $65K/yr

... trade errors and managing risk, along with providing educational and trade platform navigational ... political affiliation, military service, caste, or any other characteristic protected by law.

... risk and potential loss to the company. Responsible for analyzing financial statements, cash flow ... Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy ...

... Risk/Compliance/Audit competencies. - Ability to manage job scope and complexity of assigned ... Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy ...

Expert knowledge of Risk/Compliance/Audit competencies. * Ability to manage job scope and ... Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy ...

... Risk/Compliance/Audit competencies. - Ability to manage job scope and complexity of assigned ... Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy ...

Showing results 41-60

Trade Credit Political Risk Insurance information

What is trade credit political risk insurance?

Trade Credit Political Risk Insurance is a financial product that protects businesses against losses resulting from non-payment by foreign buyers due to political events, such as expropriation, currency inconvertibility, war, or government intervention. This insurance is crucial for companies that export goods or services to countries with higher political or economic instability. By mitigating the risk of non-payment for reasons beyond the control of the buyer, it enables companies to expand internationally with more confidence and secure financing on better terms.

What are the key skills and qualifications needed to thrive as a trade credit political risk insurance professional?

To thrive as a Trade Credit Political Risk Insurance professional, you need expertise in risk analysis, financial assessment, and a solid understanding of international trade and insurance principles, often supported by a degree in finance, economics, or a related field. Familiarity with industry-specific risk modeling tools, credit assessment software, and certifications such as ACII (Associate of the Chartered Insurance Institute) are commonly required. Strong negotiation, analytical thinking, and communication skills set top performers apart in this field. These competencies are crucial for accurately assessing risks, advising clients, and managing complex cross-border transactions in a volatile global environment.

What are some common challenges faced by professionals working in trade credit political risk insurance, and how can they be addressed?

Professionals in Trade Credit Political Risk Insurance often encounter challenges such as staying updated on rapidly changing geopolitical landscapes, assessing the creditworthiness of international buyers, and managing complex claims involving multiple jurisdictions. Addressing these challenges requires strong analytical skills, continuous learning, and close collaboration with risk analysts, underwriters, and legal experts. Building a network of reliable local contacts and utilizing advanced data analytics tools can also help professionals make more informed decisions and respond proactively to emerging risks.

What is the difference between Trade Credit Political Risk Insurance vs Trade Credit Analyst?

AspectTrade Credit Political Risk InsuranceTrade Credit Analyst
Primary FocusProtecting businesses against political and sovereign risks affecting tradeAssessing creditworthiness of trade counterparties
Work EnvironmentInsurance companies, risk management firmsFinancial institutions, corporations
Required CredentialsInsurance knowledge, risk management certificationsFinance, economics, or accounting degrees
Industry UsageTrade finance, export/import sectorsBanking, trade finance, corporate risk assessment

Trade Credit Political Risk Insurance focuses on safeguarding trade transactions from political risks, while Trade Credit Analysts evaluate the creditworthiness of trade partners. Both roles are essential in international trade but serve different functions within the risk management process.

What are popular job titles related to Trade Credit Political Risk Insurance jobs in Minnesota?

For Trade Credit Political Risk Insurance jobs in Minnesota, the most frequently searched job titles are:

What job categories do people searching Trade Credit Political Risk Insurance jobs in Minnesota look for?

The top searched job categories for Trade Credit Political Risk Insurance jobs in Minnesota are:

SBA Credit Analyst 6

US Bank

Minneapolis, MN • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 28 days ago


U.S. Bank rating

8.2

Company rating: 8.2 out of 10

Based on 360 frontline employees who took The Breakroom Quiz

51st of 171 rated banks


Job description

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal, extension, and SBA-guaranteed loans to approve or deny the extension of credit. Prior to making the credit decision or advising the person(s) making the final credit decision, the Credit Analyst conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers. This includes evaluating borrower eligibility, repayment capacity, collateral adequacy, and compliance with SBA lending guidelines and program requirements.

Reviews customer accounts and portfolios, including SBA 7(a) and 504 loans, to identify, evaluate, and determine the appropriate course of action on potential credit quality, servicing, and compliance issues in order to maximize credit quality, preserve SBA guaranty eligibility, and minimize risk and potential loss to the company. Responsible for analyzing financial statements, cash flow, collateral, and industry trends while ensuring adherence to bank credit policy and SBA Standard Operating Procedures (SOPs).

May use technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or portfolio. The Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered. Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA lending initiatives and ensure accurate credit documentation and risk assessment.

Basic Qualifications
  • Bachelor's degree, or equivalent work experience

  • Typically six or more years of relevant experience

Preferred Skills/Experience

  • Strong credit analysis and analytical skills

  • Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis

  • Thorough knowledge of SBA lending programs, including SBA 7(a) and 504 loan structures, underwriting considerations, and servicing requirements

  • Background in economics, accounting, and/or finance

  • Effective technical report writing skills, including preparation of credit memorandums and loan approval packages

  • Effective verbal and written communication skills

  • Proficient computer navigation skills using a variety of software packages

  • Experience reviewing financial statements, personal and business tax returns, cash flow analyses, collateral valuations, and guarantor support for SBA lending transactions

Other Preferred Qualifications:

  • Experience with SBA 7(a) and 504 loan programs, including underwriting, portfolio monitoring, servicing, and annual review processes

  • Familiarity with SBA SOP 50 10

  • Knowledge of SBA eligibility, guaranty preservation, collateral, and compliance requirements

  • Proficiency in nCino, AFS, and Excel

  • Effective technical writing skills for credit memorandums, annual reviews, and credit approval documentation

  • Ability to identify and escalate portfolio, servicing, and compliance risks associated with SBA-guaranteed loans

  • Experience partnering with relationship managers, underwriters, and servicing teams to support small business lending objectives

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to ourdisability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about theE-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $111,095.00 - $130,700.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.


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About U.S. Bank

Sourced by ZipRecruiter

U.S. Bank is a reputable and established financial institution that plays a significant role in the banking sector. With a history spanning over 150 years, U.S. Bank has built a strong foundation of trust and reliability. As a comprehensive bank, they offer a wide array of financial products and services to cater to the diverse needs of their customers, including individuals, businesses, and communities. Customer satisfaction is of utmost importance to U.S. Bank. They prioritize delivering exceptional service and fostering long-term relationships with their clients. Through their extensive network of branches and advanced digital banking platforms, U.S. Bank ensures convenient access to their services, empowering customers to manage their finances efficiently and securely.

Industry

Banking and credit intermediation

Company size

10,000+ Employees

Headquarters location

Minneapolis, MN, US

Year founded

1863

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