Credit Risk Analyst
Minneapolis, MN · On-site
Bank's Credit Risk Management area is seeking a Credit Risk Analyst to work on their Dealer ... Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy ...
Minneapolis, MN · On-site
Bank's Credit Risk Management area is seeking a Credit Risk Analyst to work on their Dealer ... Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy ...
Minneapolis, MN · On-site
Bank's Credit Risk Management area is seeking a Credit Risk Analyst to work on their Dealer ... Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy ...
Minneapolis, MN · On-site
$133K - $156K/yr
Provides credit risk analytics support for the Wholesale Commercial portfolios, including the ... Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy ...
Minneapolis, MN · On-site
$133K - $156K/yr
Provides credit risk analytics support for the Wholesale Commercial portfolios, including the ... Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy ...
Minneapolis, MN · On-site
$133K - $156K/yr
Provides credit risk analytics support for the Wholesale Commercial portfolios, including the ... Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy ...
Minneapolis, MN · On-site
$133K - $156K/yr
Provides credit risk analytics support for the Wholesale Commercial portfolios, including the ... Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy ...
Mankato, MN · On-site
Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term ... Determines appropriate level of analysis and due diligence required based on credit risk.
Mankato, MN · On-site
Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term ... Determines appropriate level of analysis and due diligence required based on credit risk.
Waite Park, MN · On-site
Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term ... Determines appropriate level of analysis and due diligence required based on credit risk.
Waite Park, MN · On-site
Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term ... Determines appropriate level of analysis and due diligence required based on credit risk.
Mankato, MN · On-site
Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term ... Determines appropriate level of analysis and due diligence required based on credit risk.
Mankato, MN · On-site
Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term ... Determines appropriate level of analysis and due diligence required based on credit risk.
Lakeville, MN · On-site
Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term ... Determines appropriate level of analysis and due diligence required based on credit risk.
Lakeville, MN · On-site
Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term ... Determines appropriate level of analysis and due diligence required based on credit risk.
Mankato, MN · Hybrid
Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term ... Determines appropriate level of analysis and due diligence required based on credit risk.
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Mankato, MN · Hybrid
Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term ... Determines appropriate level of analysis and due diligence required based on credit risk.
S. Bank Global Trade & Standby Services (GTSS) , you'll join a highly respected team of trade ... This isn't a production-focused role-it's an advisory position where your technical expertise, risk ...
S. Bank Global Trade & Standby Services (GTSS) , you'll join a highly respected team of trade ... This isn't a production-focused role-it's an advisory position where your technical expertise, risk ...
Minneapolis, MN · Hybrid
$16.50 - $22/hr
Life insurance, critical illness insurance, and accident insurance * Parental leave * Critical ... They are accountable for execution of all applicable risk programs (Credit, Market, Financial ...
Minneapolis, MN · Hybrid
$16.50 - $22/hr
Life insurance, critical illness insurance, and accident insurance * Parental leave * Critical ... They are accountable for execution of all applicable risk programs (Credit, Market, Financial ...
Minneapolis, MN · On-site
$119K - $140K/yr
... the credit/debit card risk and control framework - Regulatory expertise in the following ... Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy ...
Minneapolis, MN · On-site
$119K - $140K/yr
... the credit/debit card risk and control framework - Regulatory expertise in the following ... Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy ...
Minneapolis, MN · On-site
$119K - $140K/yr
... the credit/debit card risk and control framework - Regulatory expertise in the following ... Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy ...
Minneapolis, MN · On-site
$119K - $140K/yr
... the credit/debit card risk and control framework - Regulatory expertise in the following ... Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy ...
Minnetonka, MN · On-site +1
$57K - $113K/yr
The Specialist partners closely with Risk, Credit, Product, Operations, and Technology teams to ... insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO)
Minnetonka, MN · On-site +1
$57K - $113K/yr
The Specialist partners closely with Risk, Credit, Product, Operations, and Technology teams to ... insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO)
Roseville, MN · On-site
$5.2K - $8.4K/mo
Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade ... Evaluate and approve credit applications, limits, and account changes based on risk analysis
Roseville, MN · On-site
$5.2K - $8.4K/mo
Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade ... Evaluate and approve credit applications, limits, and account changes based on risk analysis
Roseville, MN · On-site
$5.2K - $8.4K/mo
Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade ... Evaluate and approve credit applications, limits, and account changes based on risk analysis
Roseville, MN · On-site
$5.2K - $8.4K/mo
Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade ... Evaluate and approve credit applications, limits, and account changes based on risk analysis
Roseville, MN · On-site
$5.2K - $8.4K/mo
Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade ... Evaluate and approve credit applications, limits, and account changes based on risk analysis
Roseville, MN · On-site
$5.2K - $8.4K/mo
Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade ... Evaluate and approve credit applications, limits, and account changes based on risk analysis
Roseville, MN · On-site
$5.2K - $8.4K/mo
Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade ... Evaluate and approve credit applications, limits, and account changes based on risk analysis
Roseville, MN · On-site
$5.2K - $8.4K/mo
Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade ... Evaluate and approve credit applications, limits, and account changes based on risk analysis
Roseville, MN · On-site
$5.2K - $8.4K/mo
Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade ... Evaluate and approve credit applications, limits, and account changes based on risk analysis
Roseville, MN · On-site
$5.2K - $8.4K/mo
Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade ... Evaluate and approve credit applications, limits, and account changes based on risk analysis
The role may assist in client discussions to provide portfolio management, credit, and risk ... Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy ...
The role may assist in client discussions to provide portfolio management, credit, and risk ... Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy ...
$131K - $180K/yr
Execute and supervise key trading and operational controls, including: - Counterparty risk reviews ... insurances. Full-Time/Part-Time Full time Exempt/Non-Exempt Exempt Job Family Group Business ...
$131K - $180K/yr
Execute and supervise key trading and operational controls, including: - Counterparty risk reviews ... insurances. Full-Time/Part-Time Full time Exempt/Non-Exempt Exempt Job Family Group Business ...
| Aspect | Trade Credit Political Risk Insurance | Trade Credit Analyst |
|---|---|---|
| Primary Focus | Protecting businesses against political and sovereign risks affecting trade | Assessing creditworthiness of trade counterparties |
| Work Environment | Insurance companies, risk management firms | Financial institutions, corporations |
| Required Credentials | Insurance knowledge, risk management certifications | Finance, economics, or accounting degrees |
| Industry Usage | Trade finance, export/import sectors | Banking, trade finance, corporate risk assessment |
Trade Credit Political Risk Insurance focuses on safeguarding trade transactions from political risks, while Trade Credit Analysts evaluate the creditworthiness of trade partners. Both roles are essential in international trade but serve different functions within the risk management process.
Full-time
Medical, Dental, Vision, Life, Retirement, PTO
Posted 16 days ago
8.2
Based on 359 frontline employees who took The Breakroom Quiz
53rd of 170 rated banks
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
Job DescriptionNOTE: This position is not eligible for current or future visa sponsorship.
U.S. Bank's Credit Risk Management area is seeking a Credit Risk Analyst to work on their Dealer Services (auto loan, auto lease, and recreational vehicle and marine craft) portfolios. Credit Risk Management has enterprise wide responsibility for monitoring, managing, and controlling the level of Credit Risk at U.S. Bank. This is accomplished via ongoing partnership with Business Line peers, internal and external examiners, and other risk partners within the overarching Risk, Compliance, and Audit umbrella.
The overall objective of this role is to actively monitor and address existing and emerging Credit Risk and ensure timely and accurate reporting of that risk. This individual will be responsible for various activities, including:
Second Line of Defense - Set Standards and Challenges
Governance, Risk, & Oversight Functions Accountabilities
Establishes enterprise governance, risk, and control strategies and practices.
Provides oversight and independent challenge to the first line through review, inquiry and discussion.
Develops and communicates governance, risk, and control policies.
Provides training, tools, and advice to support the first line of defense in carrying out its accountabilities.
Monitors and reports on compliance with risk appetite and policies.
ESSENTIAL FUNCTIONS:
Researches, evaluates, develops and communicates credit policy that is within the U.S. Bank risk appetite and meets business objectives and targets.
Provides oversight and independent challenge to the business line through review, inquiry and discussion.
Exercise independent judgement by displaying and reaching conclusions on the most complex portfolio issues as well as assume accountability for high quality recommendations regarding Dealer Services portfolios.
Provides training, tools and advice to support the business line in carrying out its accountabilities.
Monitors and reports on compliance with risk appetite and policies.
Analyzes the portfolio for emerging and key risk trends. Analyzes the output of reports to identify key risk trends and emerging risks within the portfolio. Independently determines what constitutes an emerging risk trend based on knowledge of the portfolio, industry and general macroeconomic environment.
Manages multiple projects and analyses and ensures deadlines are met. Ensure data structure provides necessary information for detailed, accurate reporting and analytics.
Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Typically more than eight years of applicable experience
Preferred Skills/Experience
Four or more years of Retail (Credit Cards, Consumer Lines of Credit, Auto Loans, Deposits) credit risk management experience.
Considerable knowledge of credit risk, financial and statistical analysis.
Considerable knowledge of credit administration, policies and procedures, and regulatory compliance.
Bachelor's or Master's degree in business, accounting, computer science, economics, finance or statistics, or equivalent work experience.
Strong analytical skills.
Strong written and verbal communication skills.
Proficient in programming and data manipulation using SQL, SAS, Python, or R.
Effective presentation, organizational, and prioritization skills.
Proficiency utilizing a variety of software packages including Microsoft Word, Excel, PowerPoint, etc.
Effective technical report writing skills.
Ability to work independently with minimal guidance from manager.
LOCATION EXPECTATIONS: This role requires working from a U.S. Bank Location three (3) or more days per week.
NOTE: This position is not eligible for current or future visa sponsorship.
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to ourdisability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about theE-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $119,765.00 - $140,900.00U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
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U.S. Bank is a reputable and established financial institution that plays a significant role in the banking sector. With a history spanning over 150 years, U.S. Bank has built a strong foundation of trust and reliability. As a comprehensive bank, they offer a wide array of financial products and services to cater to the diverse needs of their customers, including individuals, businesses, and communities. Customer satisfaction is of utmost importance to U.S. Bank. They prioritize delivering exceptional service and fostering long-term relationships with their clients. Through their extensive network of branches and advanced digital banking platforms, U.S. Bank ensures convenient access to their services, empowering customers to manage their finances efficiently and securely.
Banking and credit intermediation
10,000+ Employees
Minneapolis, MN, US
1863