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Theft Claims Adjuster Jobs (NOW HIRING)

Claim Adjuster

Dallas, TX ยท On-site

$53K - $67K/yr

  • Medical

  • Dental

  • Life

  • Retirement

  • PTO

The adjuster manages a personal caseload, ensures regulatory compliance, and partners with vendors ... Prior experience with renter's theft claims, smoke/soot damage, water mitigation, and content ...

Claim Adjuster

Dallas, TX ยท Hybrid

$53K - $67K/yr

  • Medical

  • Dental

  • Life

  • Retirement

  • PTO

The Renter's Insurance Claims Adjuster investigates, evaluates, and resolves first-party renter ... Prior experience with renter's theft claims, smoke/soot damage, water mitigation, and content ...

Claim Adjuster

Dallas, TX ยท Hybrid

$53K - $67K/yr

  • Medical

  • Dental

  • Life

  • Retirement

  • PTO

The adjuster manages a personal caseload, ensures regulatory compliance, and partners with vendors ... Prior experience with renter's theft claims, smoke/soot damage, water mitigation, and content ...

The Opportunity As a dedicated Property Claims Adjuster - Theft you will work within defined guidelines and framework, investigate, evaluate, negotiate, and settle low to moderate complexity property ...

New

Inside Property Adjuster - Theft Team

San Antonio, TX ยท On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Opportunity As a dedicated Property Adjuster - Theft you will work within defined guidelines ... Proactively manages assigned claims caseload comprised of claims with low to moderate complexity ...

New

Inside Property Adjuster - Theft Team

Phoenix, AZ ยท On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Opportunity As a dedicated Property Adjuster - Theft you will work within defined guidelines ... Proactively manages assigned claims caseload comprised of claims with low to moderate complexity ...

New

Inside Property Claims Adjuster - Theft Team

Tampa, FL

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Opportunity As a dedicated Property Claims Adjuster - Theft you will work within defined guidelines and framework, investigate, evaluate, negotiate, and settle low to moderate complexity property ...

New

Inside Property Adjuster - Theft Team

Phoenix, AZ

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Opportunity As a dedicated Property Adjuster - Theft you will work within defined guidelines ... Proactively manages assigned claims caseload comprised of claims with low to moderate complexity ...

New

Inside Property Adjuster - Theft Team

Chesapeake, VA ยท On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Opportunity As a dedicated Property Adjuster - Theft you will work within defined guidelines ... Proactively manages assigned claims caseload comprised of claims with low to moderate complexity ...

New

Inside Property Adjuster - Theft Team

Tampa, FL

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Opportunity As a dedicated Property Adjuster - Theft you will work within defined guidelines ... Proactively manages assigned claims caseload comprised of claims with low to moderate complexity ...

New

Inside Property Adjuster - Theft Team

San Antonio, TX ยท On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Opportunity As a dedicated Property Adjuster - Theft you will work within defined guidelines ... Proactively manages assigned claims caseload comprised of claims with low to moderate complexity ...

New

Inside Property Adjuster - Theft Team

Phoenix, AZ ยท On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Opportunity As a dedicated Property Adjuster - Theft you will work within defined guidelines ... Proactively manages assigned claims caseload comprised of claims with low to moderate complexity ...

New

Inside Property Adjuster - Theft Team

Chesapeake, VA ยท On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Opportunity As a dedicated Property Adjuster - Theft you will work within defined guidelines ... Proactively manages assigned claims caseload comprised of claims with low to moderate complexity ...

New

Inside Property Adjuster - Theft Team

Tampa, FL ยท On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Opportunity As a dedicated Property Adjuster - Theft you will work within defined guidelines ... Proactively manages assigned claims caseload comprised of claims with low to moderate complexity ...

New

Inside Property Adjuster - Theft Team

Colorado Springs, CO ยท On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Opportunity As a dedicated Property Adjuster - Theft you will work within defined guidelines ... Proactively manages assigned claims caseload comprised of claims with low to moderate complexity ...

New

Inside Property Adjuster - Theft Team

Tampa, FL ยท On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Opportunity As a dedicated Property Adjuster - Theft you will work within defined guidelines ... Proactively manages assigned claims caseload comprised of claims with low to moderate complexity ...

New

Inside Property Claims Adjuster - Theft Team

San Antonio, TX ยท On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Opportunity As a dedicated Property Claims Adjuster - Theft you will work within defined guidelines and framework, investigate, evaluate, negotiate, and settle low to moderate complexity property ...

New

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Theft Claims Adjuster information

See salary details

$30.5K

$64.6K

$90K

How much do theft claims adjuster jobs pay per year?

As of Aug 13, 2026, the average yearly pay for theft claims adjuster in the United States is $64,609.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,000.00 and $75,500.00 per year, depending on experience, location, and employer.

What types of cases or claims does a theft claims adjuster typically handle on a daily basis?

A Theft Claims Adjuster generally reviews, investigates, and processes claims related to theft of personal property, vehicles, or commercial assets. Daily responsibilities often include interviewing claimants and witnesses, collecting police reports or supporting documents, assessing the value of lost items, and determining the validity of claims. You may collaborate closely with law enforcement, legal counsel, and other insurance professionals to ensure thorough investigations. This role requires balancing efficient claim resolutions with attention to potential fraud, making each case unique and sometimes complex. Most adjusters work both in-office and in the field to conduct their investigations and follow up with clients.

Is it worth becoming a theft claims adjuster?

A theft claims adjuster evaluates insurance claims related to stolen property, requiring knowledge of insurance policies and investigative skills. The role offers a stable career with opportunities for advancement, and typically requires relevant certifications or licensing depending on the region. Compensation varies based on experience and location, making it a viable option for those interested in insurance and claims investigation.

What is a theft claims adjuster?

A Theft Claims Adjuster is responsible for evaluating insurance claims related to theft or burglary. They investigate claims by reviewing evidence, speaking with policyholders and witnesses, and assessing policy coverage. Their goal is to determine the validity of a claim and calculate appropriate payouts. They also work to detect potential fraud and ensure compliance with insurance policies. Ultimately, they help insurance companies process claims efficiently while supporting customers who have experienced losses.

What are the key skills and qualifications needed to thrive in the theft claims adjuster position, and why are they important?

To thrive as a Theft Claims Adjuster, you need a strong understanding of insurance policies, investigative techniques, and risk assessment, typically supported by relevant education or work experience in insurance or criminal justice. Familiarity with claims management software, digital documentation tools, and sometimes industry certifications like AIC (Associate in Claims) is often required. Excellent attention to detail, negotiation skills, and clear communication set outstanding adjusters apart in handling sensitive cases. These competencies ensure accurate claim evaluations, minimize fraud, and maintain positive customer relationships.

Is there a demand for theft claims adjusters?

The demand for theft claims adjusters remains steady as insurance companies require these professionals to evaluate and process theft-related claims. Employment opportunities are often influenced by the overall insurance industry growth, regional crime rates, and the need for specialized knowledge in claims handling and investigation. Certification and experience can enhance job prospects in this field.
More about Theft Claims Adjuster jobs
What cities are hiring for Theft Claims Adjuster jobs? Cities with the most Theft Claims Adjuster job openings:
What are the most commonly searched types of Theft Claims Adjuster jobs? The most popular types of Theft Claims Adjuster jobs are:
Infographic showing various Theft Claims Adjuster job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $64,609 per year, or $31.1 per hour.

$53K - $67K/yr

Full-time

Medical, Dental, Life, Retirement, PTO

Posted 17 days ago


Job description

Overview
The Renter's Insurance Claims Adjuster investigates, evaluates, and resolves first-party renter's claims (personal property, additional living expenses, loss of use, liability where applicable). This role balances technical coverage analysis with empathetic customer service, timely reserve stewardship, and accurate indemnity payments. The adjuster manages a personal caseload, ensures regulatory compliance, and partners with vendors, IA firms, and counsel to deliver outcomes aligned with AmTrust standards.
Responsibilities
Coverage & Liability Determination
  • Review policy forms, endorsements, and exclusions to assess coverage for first-party losses (theft, fire/smoke, water damage, vandalism, weather-related events).
  • Identify potential subrogation and recovery opportunities; refer to subro as appropriate.

Investigation & Evaluation
  • Conduct recorded statements, obtain proof of loss, and collect documentation (receipts, photos, inventories).
  • Order and assess reports (police, fire, vendor estimates); request SIU review on suspicious indicators.
  • Evaluate damages and ACV/RCT where applicable; calculate ALE/Additional Living Expense and Loss of Use.

Negotiation & Settlement
  • Present clear coverage positions, negotiate fair settlements within authority, and issue payments timely.
  • Maintain accurate and supportable reserves; escalate above authority when warranted.

Customer Experience
  • Serve as the single point of contact; set expectations for timelines, next steps, and documentation.
  • Communicate empathetically and clearly via phone, email, and letter templates; handle escalations professionally.

Regulatory & Compliance
  • Adhere to Unfair Claims Settlement Practices statutes, state DOI requirements, and internal QA standards.
  • Document claim files contemporaneously with clear rationale and action plans.

Catastrophe (CAT) Support
  • Participate in surge/CAT events (overtime/temporary reassignments as needed); maintain service levels during high-volume periods.

Continuous Improvement
  • Identify fraud trends, process gaps, and training opportunities; contribute to playbook and template updates.

Qualifications
Required
  • 2-5+ years of personal lines property claims adjusting experience (renter's/contents focus strongly preferred).
  • Working knowledge of policy interpretation, contents valuation, ALE/Loss of Use, and subrogation basics.
  • Strong written and verbal communication; ability to distill complex coverage into plain language.
  • Proficiency with claims systems (e.g., Guidewire/Sigma/ClaimCenter or similar), MS Office, and digital estimating tools.
  • Demonstrated compliance with state claims handling and documentation standards.
  • Licensing: Active adjuster licenses as required by domicile and any assigned states (e.g., TX, FL, LA). Ability to obtain additional licenses within 90 days of hire.

Preferred
  • Prior experience with renter's theft claims, smoke/soot damage, water mitigation, and content inventory reconciliation.
  • Exposure to SIU referrals and early fraud indicators (e.g., prior loss history, documentation anomalies).
  • Experience in CAT environments and surge workload management.
  • Bachelor's degree or equivalent experience; industry coursework

The expected salary range for this role is $53,000-$67k/yr
Please note that the salary information shown above is a general guideline only. Salaries are based upon a wide range of factors considered in making the compensation decision, including, but not limited to, candidate skills, experience, education and training, the scope and responsibilities of the role, as well as market and business considerations.
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What We Offer
AmTrust Financial Services offers a competitive compensation package and excellent career advancement opportunities. Our benefits include: Medical & Dental Plans, Life Insurance, including eligible spouses & children, Health Care Flexible Spending, Dependent Care, 401k Savings Plans, Paid Time Off.
AmTrust strives to create a diverse and inclusive culture where thoughts and ideas of all employees are appreciated and respected. This concept encompasses but is not limited to human differences with regard to race, ethnicity, gender, sexual orientation, culture, religion or disabilities.
AmTrust values excellence and recognizes that by embracing the diverse backgrounds, skills, and perspectives of its workforce, it will sustain a competitive advantage and remain an employer of choice. Diversity is a business imperative, enabling us to attract, retain and develop the best talent available. We see diversity as more than just policies and practices. It is an integral part of who we are as a company, how we operate and how we see our future.