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How much do swift payment jobs pay per hour?

As of Jun 8, 2026, the average hourly pay for swift payment in the United States is $59.61, according to ZipRecruiter salary data. Most workers in this role earn between $49.76 and $68.51 per hour, depending on experience, location, and employer.

What are some common challenges faced by Swift Payments Specialists, and how are they addressed?

Swift Payments Specialists often encounter challenges such as managing high transaction volumes, adhering to strict regulatory requirements, and resolving payment discrepancies or delays with overseas banks. Staying up to date with evolving compliance standards and quickly analyzing and troubleshooting payment issues are crucial parts of the job. Most organizations provide ongoing training, access to compliance resources, and encourage close collaboration with compliance, operations, and IT teams to address these challenges. Developing strong relationships with correspondent banks and leveraging advanced payment processing systems also help streamline problem resolution and enhance the overall transaction experience.

What are the key skills and qualifications needed to thrive in the Swift Payment position, and why are they important?

To thrive in a Swift Payments Specialist role, you need strong expertise in international banking, attention to detail, and a solid understanding of SWIFT messaging standards and cross-border payment processes. Familiarity with SWIFT Alliance Access, payment processing platforms, and compliance certifications such as ACAMS or similar are highly beneficial. Excellent communication, analytical thinking, and problem-solving abilities set top professionals apart in this position. These skills are essential to ensure fast, accurate, and compliant international transactions within high-pressure financial environments.

What is a Swift Payment job?

A Swift Payment job typically involves processing and managing international financial transactions using the SWIFT (Society for Worldwide Interbank Financial Telecommunication) network. Professionals in this role ensure that payments are securely and efficiently transferred between banks and financial institutions across different countries. They may also be responsible for compliance checks, fraud detection, and troubleshooting payment issues. Strong attention to detail and knowledge of banking regulations are essential for this role.

More about Swift Payment jobs
What cities are hiring for Swift Payment jobs? Cities with the most Swift Payment job openings:
What are the most commonly searched types of Swift Payment jobs? The most popular types of Swift Payment jobs are:
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Swift Payment jobs near you
Infographic showing various Swift Payment job openings in the United States as of May 2026, with employment types broken down into 2% Locum Tenens, 11% Full Time, 85% Part Time, and 2% Temporary. Highlights an 88% Physical, 2% Hybrid, and 10% Remote job distribution, with an average salary of $123,994 per year, or $59.6 per hour.

Senior Lead Software Engineer - Java, SWIFT payment processing

JPMorganChase

Jersey City, NJ • On-site

Full-time

Posted 20 days ago

Job description

Job Summary:
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers and businesses. As a Senior Lead Software Engineer, you will be part of an agile team responsible for enhancing and delivering technology products related to cash settlement and SWIFT payment processing, while driving significant business impact through technical expertise.
Responsibilities:
• Regularly provides technical guidance and direction to support the business and its technical teams, contractors, and vendors
• Provide vision and direction for engineering teams responsible for cash settlement and SWIFT payment processing platforms.
• Lead the transformation of legacy systems, promoting the adoption of cloud-native architectures and event-driven technologies (Java, Spring, AWS, Kafka, etc.).
• Act as a subject matter expert in cash settlement and SWIFT payment processing, ensuring solutions align with evolving business and operational needs. Experience with ISO20022 payment messaging standards is a plus.
• Utilize AI technologies to expedite technical project delivery and enhance platform capabilities.
• Work closely with business stakeholders, operations, and vendor partners to deliver robust, scalable, and innovative solutions.
• Manage the end-to-end delivery of technology solutions, ensuring they meet business objectives, timelines, and quality standards.
• Ensure all platforms and solutions comply with regulatory, risk, and compliance requirements.
• Adds to the team culture of diversity, opportunity, inclusion, and respect
Qualifications:
Required:
• Formal degree or certification on software engineering concepts and 5+ years applied experience in Software engineering and 2+ yrs in a leadership role
• Hands-on practical experience delivering system design, application development, testing, and operational stability
• Advanced in one or more programming language(s) - Hands-on experience with Java, Spring, AWS, cloud platforms, and event-driven architectures (Kafka)
• Financial experience required
• Proven track record of modernizing complex legacy platforms and migrating to cloud-based solutions
• Experience using AI to accelerate technical project delivery
• Experience in Computer Science, Computer Engineering, Mathematics, or a related technical field
Preferred:
• Expertise in cash settlement, SWIFT payment processing, prime brokerage, securities processing, or a related domain is highly preferred
• Deep understanding of cash settlement, SWIFT, and ISO payment messaging standards is preferred
• Familiarity with post-trade processing such as clearing & settlement, books & records, corporate actions, and asset servicing is desirable
• Bachelor's or Master's degree in Computer Engineering, Computer Science, or a related field
Company:
With a history tracing its roots to 1799 in New York City, JPMorganChase is one of the world's oldest, largest, and best-known financial institutions—carrying forth the innovative spirit of our heritage firms in global operations across 100 markets. Founded in 2000, the company is headquartered in New York, USA, with a team of 10001+ employees. The company is currently Late Stage.

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