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Special Finance Manager Jobs (NOW HIRING)

FINANCE ADVISOR

Utica, MI ยท On-site

$80K - $100K/yr

Finance Manager Job Post The Rafih Auto Group is looking to add an experienced F&I Manager to their ... Properly cost special finance deals (prepares profit sheets). * Sells credit insurance and service ...

... special finance, AFIP, business manager, adp, ford, chevy, chevrolet, gm, lexus, dodge, chrysler, honda, buick, nissan, audi, mercedes, lincoln, toyota, hyundai, mini, bmw, subaru, winnebago ...

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Special Finance Manager information

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$19.5K

$83.9K

$129K

How much do special finance manager jobs pay per year?

As of Aug 18, 2026, the average yearly pay for special finance manager in the United States is $83,928.00, according to ZipRecruiter salary data. Most workers in this role earn between $64,500.00 and $103,500.00 per year, depending on experience, location, and employer.

What is a special finance manager?

A Special Finance Manager is an automotive dealership professional who specializes in helping customers with challenging credit situations secure vehicle financing. They work with a range of lenders that offer subprime loans and use their expertise to match customers with financing options that best suit their financial circumstances. In addition to arranging loans, Special Finance Managers often educate customers about credit, help structure deals, and ensure compliance with lending regulations. Their goal is to facilitate car sales by making financing accessible to a broader range of customers.

What are the key skills and qualifications needed to thrive as a special finance manager?

To thrive as a Special Finance Manager, you need a deep understanding of automotive financing, credit analysis, and lending practices, often supported by prior experience in auto sales or finance. Familiarity with dealership management systems (DMS), credit application tools, and knowledge of financial compliance regulations are essential. Outstanding negotiation, problem-solving abilities, and strong interpersonal communication skills help build trust with customers and lenders. These skills enable Special Finance Managers to secure favorable financing solutions for clients with diverse credit backgrounds, driving dealership profitability and customer satisfaction.

What are some common challenges faced by special finance managers when working with customers who have less-than-perfect credit?

Special Finance Managers often encounter challenges such as navigating complex credit histories, helping customers understand their financing options, and working with lenders to secure approvals for subprime loans. These situations require strong communication skills, patience, and creative problem-solving to tailor solutions that fit both the customer's needs and the dealership's goals. Successfully managing these challenges can build customer trust and lead to increased sales opportunities.

What is the difference between Special Finance Manager vs Car Sales Manager?

AspectSpecial Finance ManagerCar Sales Manager
CredentialsOften requires finance or automotive certificationsTypically no specific certifications required
Work EnvironmentFocuses on financing, loan approval, and credit analysisLeads sales team, customer interactions, and vehicle sales
Employer & Industry UsageUsed in dealerships with finance departmentsUsed across automotive sales departments
Search & Comparison IntentInterested in finance roles within auto dealershipsInterested in sales management roles

The main difference is that a Special Finance Manager specializes in arranging auto financing and credit solutions, while a Car Sales Manager oversees vehicle sales and manages sales staff. Both roles are essential in automotive dealerships but focus on different aspects of the sales process.

What cities are hiring for Special Finance Manager jobs?

Cities with the most Special Finance Manager job openings:

What are the most commonly searched types of Special Finance jobs?

The most popular types of Special Finance jobs are:

What states have the most Special Finance Manager jobs?

States with the most job openings for Special Finance Manager jobs include:

Infographic showing various Special Finance Manager job openings in the United States as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 81% Physical, 2% Hybrid, and 17% Remote job distribution, with an average salary of $83,928 per year, or $40.4 per hour.

Special Finance Manager

Hilton Head Buick GMC Cadillac

Bluffton, SC โ€ข On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 18 days ago


Job description

Job Description
Notice About This Position This position may not have an immediate opening but we are always accepting applications for future growth opportunities. x Dismiss alert
Are you ready to begin a career that rewards outstanding performance? That allows you to use your skills and talent to their full potential? Would you like to work for an award-winning dealership group that values excellent customer service as well as high employee satisfaction? Then don't look any further, because you've found just that with Garber Automotive Group.
Who are we?
We are a third-generation family-owned business with over 17 franchised dealer brands in 26 locations across six states and over 2,500 employees. Garber Automotive Group is No. 61 of the 150 largest dealer groups, according to Automotive News, and several of our Garber dealerships have earned the "Top 100 Dealers to Work For" distinction. We strive to create a dynamic work environment, where people enjoy coming to work and building their careers. We recognize that the only unique asset a business has is its people, as only the best people make exceptional customer service happen.
Job Description
We know that the key to our success is the talented individuals who comprise our team. Currently, we are looking to add an enthusiastic, dedicated go-getter to fill the role of Special Finance Manager. A qualified individual will be expected to:
  • Specialize in sub-prime lending options
  • Possess extensive knowledge on programs that help customers with bad or limited credit
  • Secure financing for potential car deals
  • Discuss with customers their specific finance needs
  • Review credit applications
  • Ensure accuracy of all documents before being sent to a financial institution
  • Possess in-depth knowledge on what causes customers to be approved or denied for financing
  • Remain up-to-date on current market rates and trends
Benefits
This isn't just a job - it's a career. We take pride in promoting from within and building a strong foundation for future growth as one of the nation's most respected automotive companies. Our benefits include:
  • Competitive pay
  • Outstanding medical, dental, and vision plans, as well as life insurance
  • 401K with company match
  • Employee discounts on all vehicles and services
Job Requirements
  • 2-5 years in a prior finance role
  • Automotive sales background a plus
  • Excellent customer service, organizational, and negotiation skills
  • Self-motivated, goal-oriented, and enthusiastic presence in a team environment
  • Strong written and verbal communication skills
  • Valid driver's license required as well as clean driving record
  • Professional appearance and work ethic

If this sounds like an opportunity for you, click Apply now to fill out our user-friendly online job application!