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Software Developer Fintech Jobs (NOW HIRING)

Ninth Wave

Senior Software Developer

Manhattan, NY

$60 - $79.25/hr

Senior Software DeveloperSenior Java Developer with Reactive experience Overview of the RoleNinth ... Financial servicesor Fintech domain experience preferred * Bachelor's Degree in Computer Science ...

Ninth Wave

Senior Software Developer

Manhattan, NY · On-site

$120K - $150K/yr

Senior Software DeveloperSenior Java Developer with Reactive experience Overview of the RoleNinth ... Financial services or Fintech domain experience preferred * Bachelor's Degree in Computer Science ...

Ninth Wave

Senior Software Developer

Manhattan, NY · On-site

$60 - $79.25/hr

The engineer will also maintain and patch systems, software, and applications to eliminate bug ... Financial servicesor Fintech domain experience preferred * Bachelors Degree in Computer Science ...

Apply Early

THE DART BANK

Software Developer I

Mason, MI

Job Summary The Software Developer I supports the bank's Information Technology department in the ... Contribute to API development and integration tasks, including fintech and vendor feeds. * Help ...

Dart Bank

Software Developer I

Mason, MI · On-site +1

Job Summary The Software Developer I supports the bank's Information Technology department in the ... Contribute to API development and integration tasks, including fintech and vendor feeds. * Help ...

JobNimbus

Principal Software Engineer - FinTech

Lehi, UT · On-site

$126K - $169K/yr

... future fintech expansions. * Drive Strategic Stripe Integration: Architect and govern deeply ... What Makes You the Hero for This Job: * 10+ years of software engineering experience with a proven ...

JobNimbus

Staff Software Engineer - FinTech

Lehi, UT · On-site

What Makes You the Hero for This Job: * 8+ years of software engineering experience with a track ... to be a fintech lifer, but you know what can go wrong). * Proven ability to lead technical ...

Swift

Senior Software Developer - C++

Manassas, VA · On-site

$54.50 - $72/hr

The Senior C++ Software Developer plays a key role in designing, developing, optimizing, and ... Architect, design, and develop scalable, performant and fault-tolerant FINTECH applications using C+

JobNimbus

Staff Software Engineer - FinTech

Lehi, UT · On-site

What Makes You the Hero for This Job: * 8+ years of software engineering experience with a track ... to be a fintech lifer, but you know what can go wrong). * Proven ability to lead technical ...

Apply Early

JobNimbus

Principal Software Engineer - FinTech

Lehi, UT · On-site

$126K - $169K/yr

... future fintech expansions. * Drive Strategic Stripe Integration: Architect and govern deeply ... What Makes You the Hero for This Job: * 10+ years of software engineering experience with a proven ...

Apply Early

LendingPoint

Software Developer, Java

Kennesaw, GA · On-site

$53 - $67.50/hr

Job Title: Software Developer, Java Reports To: Director of Engineering FLSA Status: Exempt ... Fintech Domain Experience: * Familiarity with loan origination systems (LOS) * Experience working ...

SWIFT VA

Senior Software Developer - C++

Manassas, VA · On-site

$54.50 - $72/hr

The SeniorC++Software Developer plays a key role in designing, developing,optimizing ... Architect, design, and develop scalable, performant and faulttolerant FINTECH applications using C+

LendingPoint

Software Developer, Java

Kennesaw, GA · On-site

$53 - $67.50/hr

Job Title: Software Developer, Java Reports To: Director of Engineering FLSA Status: Exempt ... Fintech Domain Experience: * Familiarity with loan origination systems (LOS) * Experience working ...

Apex Fintech Solutions

Sr SDET

Austin, TX · On-site

$49.50 - $64/hr

WHO WE ARE Apex Fintech Solutions (Apex) powers innovation and the future of digital wealth ... Bachelor's degree in Computer Science, Software Engineering, or a related field (or equivalent work ...

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Showing results 1-20

All JobsSoftware Developer Fintech Jobs

Software Developer Fintech information

See salary details

$48K

$111.8K

$166K

How much do software developer fintech jobs pay per year?

As of Jul 1, 2026, the average yearly pay for software developer fintech in the United States is $111,845.00, according to ZipRecruiter salary data. Most workers in this role earn between $90,000.00 and $130,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Software Developers in the Fintech sector, and how can they prepare for them?

Software Developers in Fintech often navigate challenges such as staying compliant with rapidly evolving financial regulations, ensuring robust security for sensitive data, and integrating with legacy financial systems. To prepare, candidates should develop a strong understanding of cybersecurity fundamentals, keep up-to-date with industry regulations like PCI DSS and GDPR, and become familiar with common financial APIs and protocols. Collaborating closely with compliance teams and continually upskilling in secure coding practices can also help developers succeed in this dynamic environment.

What does a Software Developer in Fintech do?

A Software Developer in Fintech designs, develops, and maintains software applications specifically for the financial technology sector. Their work often involves building secure platforms for online banking, payment processing, trading, or investment management. They collaborate with financial experts to ensure compliance with regulations and integrate advanced technologies like blockchain, AI, or data analytics. The role requires strong programming skills, an understanding of financial systems, and a focus on security and scalability.

What is the difference between Software Developer Fintech vs Software Engineer Fintech?

AspectSoftware Developer FintechSoftware Engineer Fintech
Required CredentialsBachelor's in CS or related field, coding certificationsBachelor's or higher in CS, engineering, or related field, coding certifications
Work EnvironmentFinancial tech companies, startups, banksFinancial institutions, tech firms, startups
Employer & Industry UsageCommonly used in fintech firms for application developmentUsed across fintech and banking sectors for system design and development
Common Search & Comparison IntentYesYes

While both roles involve coding and software development within the fintech industry, Software Developers Fintech typically focus on building specific applications or features, whereas Software Engineers Fintech often work on designing and maintaining complex systems and infrastructure. The roles overlap in skills and work environment, but the Engineer role may involve more system architecture and engineering principles.

What are the key skills and qualifications needed to thrive as a Software Developer in Fintech, and why are they important?

To thrive as a Software Developer in Fintech, you need strong programming skills (such as Java, Python, or C#), solid understanding of financial systems, and a relevant degree in computer science or a related field. Familiarity with financial APIs, cloud platforms, cybersecurity protocols, and certifications like AWS Certified Developer or Certified FinTech Professional are commonly required. Analytical thinking, problem-solving, and the ability to communicate complex technical concepts to non-technical stakeholders are standout soft skills. These skills and qualities are crucial for building secure, innovative, and compliant financial solutions in a rapidly evolving industry.
More about Software Developer Fintech jobs
What cities are hiring for Software Developer Fintech jobs? Cities with the most Software Developer Fintech job openings:
What states have the most Software Developer Fintech jobs? States with the most job openings for Software Developer Fintech jobs include:
What job categories do people searching Software Developer Fintech jobs look for? The top searched job categories for Software Developer Fintech jobs are:
Software Developer Fintech jobs near you
Infographic showing various Software Developer Fintech job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $111,845 per year, or $53.8 per hour.
Senior Software Developer

Senior Software Developer

Ninth Wave

Manhattan, NY

$60 - $79.25/hr

Full-time

Posted 19 days ago

Job description

Senior Software DeveloperSenior Java Developer with Reactive experience
Overview of the RoleNinth Wave is seeking an experienced engineer to build, improve, and maintain application code under the direction of a senior team lead or lead engineer to meet business and technical requirements. The engineer must demonstrate the ability to efficiently build application code from the datastore layer all the way through to the API. The engineer will also maintain and patch systems, software, and applications to eliminate bug fixes, security vulnerabilities and maintain technology currency of systems and applications.
In addition to traditional development, the engineer will be expected to leverage modern AI-assisted development tools and plugins to analyze existing codebases, improve quality metrics, identify vulnerabilities, and refactor or optimize existing implementations. This includes using AI-powered tools to assist with code analysis, testing improvements, performance tuning, and accelerating the development lifecycle while maintaining strong engineering standards.
Other responsibilities include documenting design and engineering standards; developing to performance metrics and operational guidelines for consistent and stable design; and building and implementing operational processes.
Must have prior work experience with Docker and reactive implementations of Java. Experience with Vert.x is a strong plus.Vision for this role:The company is looking to continue to expand functionality, enhance orchestration efficiency for scaling out and back in, and improve the overall high availability of our software products. The person in this role will help lead the expansion, modernization, update, and maintenance of our software services, including leveraging AI-assisted development practices to continuously improve the quality and maintainability of the platform.
This role is based in our New York City office and follows the Company's current hybrid work policy.Responsibilities
  • Design, develop, and test back-end software
  • Maintain, analyze, and refactor existing codebases to improve performance, security, and maintainability
  • Use AI-assisted development tools or plugins to help analyze code, identify improvements, and accelerate development and refactoring efforts
  • Maintain and update software documentation
  • Participate in a distributed development team and collaborate on architecture and engineering best practices

Qualifications
  • Experience withreactive implementations of Java
  • Experience with Docker
  • Proficiency in core Java programming language
  • Experiencewith AWS, Azure, or GCP cloud
  • Proficiency building APIs using Java (REST/JSON)
  • SQL or No-SQL experience
  • Experience usingAI-assisted development tools or plugins for code analysis, refactoring, testing, or development acceleration
  • Proficiency with Vert.x is a strong plus
  • Financial servicesor Fintech domain experience preferred
  • Bachelor's Degree in Computer Science, Engineering, or the equivalent work experience


Company Overview

Ninth Wave is a permission-based SaaS platform that delivers secure data connectivity to financial institutions, offering configurable controls, visibility, and insights into all connections between aggregators, third-party apps, and internal applications. Ninth Wave empowers financial institutions, enabling secure data exchange in a holistic and scalable open finance ecosystem.


Location:New York, NY

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