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Skip Trace Jobs in Michigan (NOW HIRING)

Skip Trace information

What are some common challenges skip tracers face and how can they overcome them?

Skip tracers often encounter challenges such as incomplete or outdated information, uncooperative contacts, and legal restrictions on data access. To overcome these obstacles, successful skip tracers leverage a combination of advanced research tools, persistence, and strong communication skills. They also stay current on relevant laws and privacy regulations to ensure ethical practices. Collaborating with colleagues and sharing insights can further improve success rates and efficiency in locating individuals.

What are the key skills and qualifications needed to thrive as a skip tracer, and why are they important?

To thrive as a Skip Tracer, you need strong investigative skills, attention to detail, and familiarity with legal compliance, often supported by experience in collections or law enforcement. Proficiency in using specialized databases, public records, and skip tracing software is typical for efficiently locating individuals. Excellent communication, persistence, and critical thinking are vital soft skills for gathering information and negotiating with contacts. These abilities are crucial for accurately tracking down individuals while adhering to legal guidelines and achieving organizational goals.

How to become a professional skip tracer?

To become a professional skip tracer, you should gain knowledge of investigative techniques, research methods, and relevant laws. Developing skills in using public records, online databases, and surveillance tools is essential, and some professionals pursue certifications in private investigation or related fields. Experience in collections, law enforcement, or private investigation can also enhance your qualifications.

What is the difference between Skip Trace vs Debt Collector?

AspectSkip TraceDebt Collector
CredentialsResearch skills, sometimes certifications in skip tracing or private investigationKnowledge of debt collection laws, often required to be licensed or certified
Work EnvironmentPrimarily office-based, using databases and online toolsOffice or fieldwork, contacting debtors via phone, mail, or in person
Industry UsageUsed across finance, legal, and investigative sectorsPrimarily in finance and collections agencies
Search & Comparison IntentFocuses on locating individuals, often for legal or investigative purposesFocuses on recovering owed money from debtors

While both roles involve contacting individuals, Skip Trace specialists focus on locating people using research and investigative techniques, whereas Debt Collectors concentrate on recovering unpaid debts through communication and negotiation.

What is a skip trace?

A skip tracer is a professional who specializes in locating individuals who have moved or disappeared, often to avoid legal or financial obligations. Skip tracers use a combination of public records, databases, social media, and investigative techniques to track down people who are difficult to find. They are commonly employed by debt collection agencies, law firms, private investigators, and bail bond companies. The term 'skip' refers to the person who has 'skipped town,' and 'tracing' is the process of tracking them down.

Do skip tracers make good money?

Skip tracers can earn varying salaries depending on experience, location, and the industry they work in. Entry-level positions may pay hourly wages, while experienced skip tracers with specialized skills can earn higher salaries or commissions. Overall, the income potential is moderate and often supplemented by bonuses or performance-based pay.
Infographic showing various Skip Trace job openings in Michigan as of August 2026, with employment types broken down into 83% Full Time, and 17% Part Time. Highlights an 97% In-person, and 3% Remote job distribution.

Customer Solutions Specialist

Fifth Third Bancorp

Grand Rapids, MI • On-site

Other

Re-posted 15 days ago


Fifth Third Bank rating

7.5

Company rating: 7.5 out of 10

Based on 113 frontline employees who took The Breakroom Quiz

105th of 170 rated banks


Job description

Customer Solutions Specialist

Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

General function: Under moderate supervision in a fast-paced call center environment, proposes solutions and documents accounts in accordance with departmental, regulatory, and legal guidelines, ensuring attainment of company commitments. Works to resolve delinquency with consumers and internal business partners on charged-off, repossessed, and bankrupt consumer accounts including auto, credit card, equity, installment loans, etc. Position has direct impact to prevent bank losses while providing an exceptional customer experience. Accountable for risk mitigation by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined by Consumer Solutions leadership.

Responsible for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

Essential duties and responsibilities:

  • Contact bank customers via dialer campaigns and manual calling efforts to discuss account resolutions such as payoffs, payment plans, and settlements to recover losses
  • Skip trace, conduct transactional and historical research, order payment histories, credit bureau reports, statements, and credit applications as necessary to support the line of business obligations
  • Retain all customer communication efforts via the internal system of record ensuring that all interactions are documented accurately
  • Identify and escalate customer complaints and situations with inherent risk circumstances to leadership as outlined by the bank's complaint management program
  • Review performance reports to evaluate productivity and achieve individual and team commitments
  • Ensure completion of all projects and/or additional tasks assigned within required timeframe

Minimum knowledge, skills and abilities required:

  • High school diploma or equivalent.
  • Minimum one-year collections, customer service, sales, or customer solutions advocacy experience required
  • Proficient oral, written, and intrapersonal communication skills
  • Exemplary comprehension, listening and negotiation skills
  • Attention to detail
  • Self-motivated, professional with strong mathematical and analytical skills
  • Proficient with computer systems and keyboarding / data entry skills with moderate speed and accuracy
  • Strong experience with Microsoft office products, such as Word, Excel, PowerPoint, and Outlook.
  • Excellent conflict management skills

Location -- Grand Rapids, Michigan 49546

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.


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About Fifth Third Bank

Sourced by ZipRecruiter

Fifth Third Bank, National Association established in 1858, is a diversified financial services company headquartered in Cincinnati, Ohio. Fifth Third is among the largest money managers in the Midwest. It operates four main businesses: Commercial Banking, Branch Banking, Consumer Lending, and Wealth & Asset Management.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Cincinnati, OH, US

Year founded

1858