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Senior Merchant Risk Analyst Jobs (NOW HIRING)

Travis Credit Union

Sr. Risk Analyst

Vacaville, CA · On-site

$98.24K - $121.35K/yr

Senior Risk Analyst - Grade15/Exempt/$82,680.00 - $102,128.00 annually * * Reports directly to assigned department leadership. * Self-starter and ability to work independently with periodic guidance ...

Northwest Community Bank

RISK ANALYST

Canton, CT · On-site

Risk Analyst Enterprise Risk Management | Banking ----- This position is does not offer remote ... Prepare reports, dashboards, summaries and presentations for senior management to support informed ...

Travis Credit Union

Sr. Risk Analyst

Vacaville, CA · Hybrid

$98.24K - $121.35K/yr

Senior Risk Analyst - Grade15/Exempt/$82,680.00 - $102,128.00 annually * Reports directly to assigned department leadership. * Self-starter and ability to work independently with periodic guidance ...

Travis Credit Union

Sr. Risk Analyst

Vacaville, CA · On-site

$98.24K - $121.35K/yr

Senior Risk Analyst - Grade15/Exempt/$82,680.00 - $102,128.00 annually * Reports directly to assigned department leadership. * Self-starter and ability to work independently with periodic guidance ...

Northwest Community Bank

RISK ANALYST

Canton, CT · On-site

Risk Analyst Enterprise Risk Management | Banking ----- This position is does not offer remote ... Prepare reports, dashboards, summaries and presentations for senior management to support informed ...

Citizens

First Line Risk Senior Analyst

Boston, MA · Hybrid

$70K - $80K/yr

Description First Line Senior Risk Analyst - BOSTON As the First Line Sr. Risk Analyst, you will participate, along with the first line risk teams, to define the target state for monitoring and ...

Citizens

First Line Risk Senior Analyst

Boston, MA · Hybrid

$70K - $80K/yr

First Line Senior Risk Analyst - BOSTON As the First Line Sr. Risk Analyst, you will participate, along with the first line risk teams, to define the target state for monitoring and testing for ...

Nuclear Regulatory Commission

Sr Risk Analyst

Atlanta, GA · On-site +1

$147.95K - $197.20K/yr

Learn more about this agency Duties Help The successful candidate will perform the full range of Sr. Risk Analyst duties. Such duties include but are not limited to: Performs and evaluates risk ...

Ameriprise Financial

Sr. Risk Analyst

Minneapolis, MN · On-site

$76.30K - $104.90K/yr

Responsible for loading and reconciling risk information/data into specific systems used to provide reports and statistics to provide analysis for the Sr Risk Management leaders. Maintain the ...

SHI

Sr. Risk Analyst

Somerset, NJ

Job Summary A Senior Risk Analyst (SRA) analyzes data and documentation to assess risks, reviews current processes and controls, and recommends improvements to enhance efficiency and reduce risk. The ...

Ameriprise Financial

Sr. Risk Analyst

Las Vegas, NV

$76.30K - $104.90K/yr

Responsible for loading and reconciling risk information/data into specific systems used to provide reports and statistics to provide analysis for the Sr Risk Management leaders. Maintain the ...

Tmhcc

Senior Catastrophe Risk Analyst

Duluth, GA · Hybrid

Senior Catastrophe Risk Analyst Location: Duluth, GA (Onsite/ Hybrid Schedule) Position Type: Full-time We are looking for a Senior Catastrophe Risk Analyst who will leverage expertise of catastrophe ...

Harvey Nash

Risk Analyst

O Fallon, MO · Hybrid

$30 - $36/hr

Third-Party Senior Risk Analyst Location: O'Fallon, Missouri (Hybrid) Duration: 12 Months with possible extension. What You'll Do: • Conduct intake and baseline risk assessments for third-party ...

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$109.8K

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How much do senior merchant risk analyst jobs pay per year?

As of Jun 4, 2026, the average yearly pay for senior merchant risk analyst in the United States is $109,846.00, according to ZipRecruiter salary data. Most workers in this role earn between $90,500.00 and $137,000.00 per year, depending on experience, location, and employer.
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Senior Merchant Risk Analyst jobs near you
Infographic showing various Senior Merchant Risk Analyst job openings in the United States as of May 2026, with employment types broken down into 1% Internship, 3% As Needed, 89% Full Time, 6% Part Time, and 1% Temporary. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $109,846 per year, or $52.8 per hour.
Merchant Risk Monitoring Investigator

Merchant Risk Monitoring Investigator

Upgrade

Atlanta, GA • Hybrid

Other

Medical, Dental, Vision, Retirement, PTO

Posted 23 days ago

Job description

About the Role:

We're looking for an experienced, detail-driven investigator to join our Merchant Risk Monitoring team. In this role, you'll be on the front lines of protecting borrowers and preventing financial loss - identifying suspicious merchant behavior, investigating fraud and abuse, and taking action before problems escalate.

This isn't a passive monitoring role. You'll own investigations from initial alert through resolution, work closely with a fast-moving team, and directly influence risk outcomes. If you thrive in a high-stakes environment where your work has real impact, this role is for you.

What You'll Do:

  • Monitor merchant accounts on an ongoing basis, identifying anomalies, suspicious patterns, and early warning signs of fraud or borrower abuse.
  • Lead investigations into fraud, compliance violations, contractor misconduct, licensing issues, and abnormal loan activity - from intake through resolution.
  • Dig into transaction data, account history, and performance metrics to uncover root causes and build a clear evidentiary record.
  • Conduct background research on merchants, including criminal history, regulatory violations, negative news, and reputational red flags.
  • Prepare thorough, well-organized investigation reports with findings, risk assessments, and recommended actions for leadership and cross-functional partners.
  • Work with Risk, Compliance, Legal, and Operations teams to implement mitigation strategies and escalate high-risk situations appropriately.
  • Contribute to the development of risk frameworks, monitoring protocols, and investigative playbooks to strengthen the team's capabilities over time.
  • Stay current on industry trends, regulatory changes, and fraud schemes relevant to merchant services and home improvement lending.

What We Look For:

  • 3-5 years of experience in fraud investigations, merchant monitoring, operational risk, or a closely related field within financial services or payments.
  • Strong analytical instincts - you can interpret complex data, spot patterns, and connect dots across large transaction sets.
  • Experience conducting background research, adverse media reviews, and regulatory/licensing checks.
  • Clear, precise written communication - you can distill a complex investigation into a report that's easy to act on.
  • Comfortable working independently and managing multiple open cases at once in a fast-paced environment.
  • Proficiency with data analysis tools, risk platforms, and Microsoft Office Suite; experience with AI-assisted research tools is a plus.
  • Bachelor's degree in business, finance, criminal justice, risk management, or a related field. CFE, CRM, or similar certification is a strong plus.

Nice to Have:

  • Background in home improvement lending, contractor-funded loan programs, or merchant acquiring.
  • Familiarity with Jira, case management systems, or investigation tracking platforms.
  • Experience collaborating with or supporting a borrower outreach or rapid response team.
  • Exposure to regulatory environments such as CFPB, state licensing frameworks, or contractor compliance requirements.

What We Offer You: 

  • Competitive salary and stock option plan
  • 100% paid coverage of medical, dental, and vision insurance 
  • Flexible PTO
  • Competitive 401(k) and RRSP program
  • Opportunities for professional growth and development   
  • Paid parental leave
  • Health & wellness initiatives

#BI-Hybrid   #LI-Hybrid

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