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Senior Credit Manager Jobs in Decatur, GA (NOW HIRING)

YouLend

Credit Risk Lead

Atlanta, GA · On-site

Prepare and present risk reporting and insights to senior management including preparing for and leading Credit Committee discussions * Recommend actions to mitigate emerging risks and optimise ...

YouLend Limited

Credit Risk Lead

Atlanta, GA · On-site

$100 - $130/hr

Prepare and present risk reporting and insights to senior management including preparing for and leading Credit Committee discussions * Recommend actions to mitigate emerging risks and optimise ...

First Horizon Bank

Credit Analyst

Atlanta, GA · On-site

Participate in internal credit conversations with PM's, RM's Credit Officers and senior management and in external meetings with clients and prospects. * Participate in portfolio management projects.

First Horizon Bank

Credit Analyst

Atlanta, GA · On-site

Participate in internal credit conversations with PM's, RM's Credit Officers and senior management and in external meetings with clients and prospects. * Participate in portfolio management projects.

First Horizon

Credit Analyst

Atlanta, GA · On-site

Participate in internal credit conversations with PM's, RM's Credit Officers and senior management and in external meetings with clients and prospects. * Participate in portfolio management projects.

Deloitte

Tax Senior - Credits & Incentives

Atlanta, GA · On-site

Work you'll do As a Senior, Tax Services on the Global Investment and Innovation Incentives (Gi3 ... Managing federal credits and incentives engagements, including analyses related to the Research and ...

The Fidelity Bank

Credit Officer

Atlanta, GA · On-site

The CO exercises this authority within approval limits as delegated by senior management. This position will help manage credit projects and will help with identifying process improvements and ...

Fidelity Bank

Credit Officer

Atlanta, GA · On-site

The CO exercises this authority within approval limits as delegated by senior management. This position will help manage credit projects and will help with identifying process improvements and ...

Peachtree Hotel Group

Associate, Credit

Atlanta, GA

The company owns, operates, manages and develops hotels and invests in hotel- and other commercial ... Provide analytical and operational support to senior team members across all aspects of the ...

Peachtree Group

Associate, Credit

Atlanta, GA · On-site

The company owns, operates, manages and develops hotels and invests in hotel- and other commercial ... Provide analytical and operational support to senior team members across all aspects of the ...

Low Income Investment Fund

Credit Officer

Atlanta, GA · On-site

... senior management, the quarterly SAL credit committee reviews, updates to the SAL loss reserve projections, updates on SALs to the Internal Loan Committee and Lending Risk Committee, and ...

Low Income Investment Fund

Credit Officer

Atlanta, GA · On-site

$164K - $205K/yr

... senior management, the quarterly SAL credit committee reviews, updates to the SAL loss reserve projections, updates on SALs to the Internal Loan Committee and Lending Risk Committee, and ...

Womenofcolorcd

Credit Officer

Atlanta, GA · On-site

$164 - $205/hr

... senior management, the quarterly SAL credit committee reviews, updates to the SAL loss reserve projections, updates on SALs to the Internal Loan Committee and Lending Risk Committee, and ...

Peachtree Hotel Group

Associate, Credit

Atlanta, GA · On-site

The company owns, operates, manages and develops hotels and invests in hotel- and other commercial ... Provide analytical and operational support to senior team members across all aspects of the ...

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All JobsCredit JobsSenior Credit Manager JobsSenior Credit Manager Jobs in Decatur, GA

Senior Credit Manager information

See Decatur, GA salary details

$84.5K

$154.6K

$233.8K

How much do senior credit manager jobs pay per year?

As of Aug 12, 2026, the average yearly pay for senior credit manager in Decatur, GA is $154,565.00, according to ZipRecruiter salary data. Most workers in this role earn between $130,300.00 and $173,300.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a senior credit manager?

To thrive as a Senior Credit Manager, you need a robust understanding of credit risk assessment, financial analysis, and portfolio management, usually supported by a degree in finance, accounting, or a related field. Familiarity with credit management software, advanced Excel functions, and industry-standard risk assessment tools or certifications such as CFA is highly valued. Excellent leadership, negotiation, and decision-making skills help you stand out when leading teams and working with clients. These abilities are crucial for minimizing credit risk and supporting the organization's financial health while supporting business growth.

What are some typical challenges a senior credit manager may face, and how are they addressed?

A Senior Credit Manager often encounters challenges such as evaluating the creditworthiness of complex accounts, managing delinquent portfolios, and adapting to changing market or regulatory conditions. Addressing these requires strong analytical skills, up-to-date knowledge of industry best practices, and the ability to implement effective risk mitigation strategies. Collaboration with sales, legal, and collections teams is also common to balance risk while maintaining positive client relationships. Proactive communication and thorough due diligence help navigate these challenges and ensure sound credit decisions.

What is a senior credit manager?

A Senior Credit Manager is responsible for overseeing an organization's credit policies, assessing credit risk, and managing a team to ensure sound lending and credit decisions. They analyze financial data, establish credit limits, and implement risk management strategies to minimize bad debt. Additionally, they collaborate with sales and finance teams to optimize credit terms while maintaining business growth and compliance with regulations.

What are popular job titles related to Senior Credit Manager jobs in Decatur, GA? For Senior Credit Manager jobs in Decatur, GA, the most frequently searched job titles are:
What job categories do people searching Senior Credit Manager jobs in Decatur, GA look for? The top searched job categories for Senior Credit Manager jobs in Decatur, GA are:
What cities near Decatur, GA are hiring for Senior Credit Manager jobs? Cities near Decatur, GA with the most Senior Credit Manager job openings:
Senior Credit Manager jobs near you
Infographic showing various Senior Credit Manager job openings in Decatur, GA as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 16% Part Time, and 1% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $154,565 per year, or $74.3 per hour.

Credit Risk Lead

YouLend

Atlanta, GA • On-site

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted yesterday

Job description

Credit Risk Lead
Department: Credit Risk
Employment Type: Permanent
Location: Atlanta
Description
About Us
YouLend is a rapidly growing FinTech that is the preferred embedded financing platform for many of the world's leading e-commerce platforms, tech companies, and Payment Service Providers. Our software platform enables our partners to extend their value proposition by offering flexible financing products in their own branding, to their merchant base, without capital at risk.
We are owned by the leading Private Equity company, EQT, and have grown +100% year-on-year since 2020. We are headquartered in London, UK, but are also present in several European countries as well as the United States where we service our partners, including eBay, Amazon, Just Eat, Shopify, and Stripe.
The Role
We are seeking a Credit Risk Lead to oversee and drive the next phase of growth in our US business. Whilst the role is US market focused, like most of our functions, it is based out of our global headquarters in London.
In this role, you will lead the US credit risk and underwriting team, owning, developing and innovating our credit strategy ensuring consistent, high-quality credit decisions aligned with the company's risk appetite and regulatory obligations. You will partner closely with senior risk leadership, Product, Data, Compliance, and Commercial teams to strengthen credit policies, optimize decisioning frameworks, and maintain strong portfolio performance.
This role requires deep credit risk expertise and an ability to thrive in a fast paced environment. Outstanding interpersonal skills will be required both to lead the team and collaborate with business partners and senior management. You will be empowered to manage and be accountable for team performance, underwriting quality, operational efficiency, and the delivery of key risk outcomes in this strategically critical and high profile market.
Key Responsibilities
  • Overall market Credit Risk
    • Ownership of the Credit Strategy for the US market
    • Directly contribute to delivery of business KPIs as part of the wider US management team (e.g. growth, profitability, loss rate etc.)
    • Collaborate with Credit Risk leads across all geographic markets contributing to global targets by sharing toolkit, insights, innovations and emerging risks

  • Credit strategy development and innovation
    • Ownership and delivery of the US Credit Strategy development and innovation roadmap socialised and agreed with business partners and senior leadership
    • Continuous development and innovation of our Credit Strategy to maintain a market leading strategic capabilty
    • Close collaboration with capital markets, product, tech, legal, compliance and operational teams to ensure strategic alignment, regulatory compliance and an integrated customer proposition

  • Portfolio performance monitoring and management
    • Monitor portfolio performance, identifying trends in credit quality, losses, and early risk indicators.
    • Prepare and present risk reporting and insights to senior management including preparing for and leading Credit Committee discussions
    • Recommend actions to mitigate emerging risks and optimise portfolio outcomes

  • Team Leadership & Management
    • Lead, manage, mentor, and develop a small team of credit risk analysts and underwriters.
    • Recruit for and develop the team in line with our culture and values creating a tenured, talented and recognised centre of Credit Risk excellence

  • Governance, Compliance and Quality Assurance
    • Own and maintain the Risk Governance Framework including Credit Risk Policy and Process documentation in relation to the US market and federal / state regulatory requirements
    • Oversee credit underwriting and risk assessment processes to ensure consistent application of credit policies and risk appetite including calling out issues and collaborating with 2nd line Quality Assurance teams
    • Review complex or escalated cases and provide guidance on structured risk decisions

Skills, Knowledge and Expertise
Essential Skills:
  • 5+ years of experience in credit risk, underwriting, or a related risk management function within financial services, fintech, lending, or commercial credit
  • Strong understanding of credit underwriting principles, data science model application, risk appetite frameworks, and portfolio risk management.
  • Outstanding quantitative and deductive reasoning skills; quickly able to identify insights in complex multi-dimensional data sets and autonomously develop and pursue solutions
  • Strong written and verbal communication skills, including the ability to explain risk concepts to non-technical audiences
  • Proven ability to lead teams, drive accountability, and influence cross-functional stakeholders
  • Ability to evaluate financial statements, cash flow, and credit data to inform structured risk decisions
  • Highly organized and comfortable managing multiple priorities in a fast-paced, growth-oriented environment

Desirable Skills:
  • Experience in SME Lending
  • Familiarity with US lending regulations and compliance requirements
  • Experience working in other international markets

Benefits
Why join YouLend?
  • Award-Winning Workplace: YouLend has been recognised as one of the "Best Places to Work in 2024, 2025 and 2026" by the Sunday Times for being a supportive, diverse, and rewarding workplace.
  • Award-Winning Fintech: YouLend has been recognised as a "Top 250 Fintech Worldwide" company by CNBC.

It's just getting fun:
  • We have developed powerful solutions, won some significant partnerships, and are growing at a rapid pace.
  • But the global opportunity is still massive, and YouLend is a raw organisation where we are only just getting started.

Lots of upsides:
  • High-growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with business).
  • Well-capitalised with supportive private equity backing.
  • Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets.

Motivating work environment:
  • A high-quality team that pushes each other to succeed through direct feedback and aligned incentives.
  • Strong and transparent team culture, we have each other's backs.
  • Independent work environment where results matter.
  • Data-driven culture and emphasis on speed (anti-red tape).

We offer a comprehensive benefits package that includes:
  • Health Care Coverage. Youlend covers 80%; employee contribution is 20% of the premium.
  • Medical Plan (medical insurance and prescription drug coverage)- Choice of 5 different plans through United Healthcare.
  • Dental plan coverage
  • Vision plan coverage
  • Benefits can be for: Employee only; Employee & Spouse; Employee & Child; Employee & Family
  • Retirement - 401K match. Employee match $1 for $1 up to 5% of salary.
  • Basic Life & AD&D Insurance.
  • International travel insurance covered if traveling abroad for work purposes.
  • Paid Time Off (PTO)- 20 working days (4 weeks) + US public holidays
  • Paid Office Parking

At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.

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