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Risk Operation Analyst Jobs (NOW HIRING)

Risk Analyst

Lowell, MA · On-site

$25/hr

... Risk Services, CyberSecurity, and Remote Services (iSOC) divisions to create meaningful 'Hybrid ... Our Security Operations Center is run by a dedicated team of Loss Prevention Analysts that are ...

Position Summary The Risk Management Analyst is responsible for identifying, assessing, and mitigating financial and operational risks across the organization. This role plays a critical part in ...

You will work closely with Member Experience, Risk Operations, and Product teams as well as being ... Analyze demand drivers and report on key metrics (including customer satisfaction, support quality ...

You will work closely with Member Experience, Risk Operations, and Product teams as well as being ... Analyze demand drivers and report on key metrics (including customer satisfaction, support quality ...

: 1.They will review / provide the operational requirements to product & engineering, write ... This resource will work with other teams in the organization such as Customer Care, Risk Operations ...

... risk, operational risk, or second-line risk oversight within the banking industry. • Working ... and analytics, including risk appetite reporting, KRI development, and trend analysis. • ...

Our Risk Operations team is looking for a new member to help advance the state of the art in our field. The Business Risk Analyst Level I serves as a specialist on semi-complex to complex analytical ...

Our Risk Operations team is looking for a new member to help advance the state of the art in our field. The Business Risk Analyst Level I serves as a specialist on semi-complex to complex analytical ...

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Risk Operation Analyst information

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How much do risk operation analyst jobs pay per hour?

As of Jun 9, 2026, the average hourly pay for risk operation analyst in the United States is $40.49, according to ZipRecruiter salary data. Most workers in this role earn between $29.81 and $49.28 per hour, depending on experience, location, and employer.

What does a Risk Operation Analyst do?

A Risk Operation Analyst is responsible for identifying, assessing, and monitoring risks that could affect an organization's financial health or operations. They analyze data to detect trends or potential threats, help develop policies to mitigate risks, and ensure compliance with regulatory standards. Their work supports decision-making by providing insights on risk exposure and recommending strategies to minimize losses. Risk Operation Analysts often collaborate with other teams to implement risk management solutions and report findings to management.

What are the key skills and qualifications needed to thrive as a Risk Operation Analyst, and why are they important?

To thrive as a Risk Operation Analyst, you need strong analytical and problem-solving skills, attention to detail, and a background in finance, business, or a related field. Familiarity with data analysis tools like Excel, SQL, and risk management platforms, as well as relevant certifications such as FRM or CFA, is often required. Excellent communication, adaptability, and the ability to work under pressure are crucial soft skills for this role. These competencies are essential for identifying, assessing, and mitigating risks effectively, ensuring organizational stability and compliance.

What are some typical challenges Risk Operation Analysts face when working with cross-functional teams?

Risk Operation Analysts frequently collaborate with departments such as compliance, fraud detection, and customer service. One common challenge is aligning priorities and timelines, as each team may have different objectives and urgency levels. Additionally, interpreting and communicating complex risk data in a way that is actionable for non-technical stakeholders can require strong communication and negotiation skills. Building relationships and establishing clear processes for information sharing are essential for overcoming these obstacles and ensuring effective risk mitigation.

What is the difference between Risk Operation Analyst vs Risk Analyst?

AspectRisk Operation AnalystRisk Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like FRM or CRM beneficialBachelor's degree in finance, economics, or related; certifications like FRM or CRM common
Work EnvironmentFinancial institutions, banks, or insurance companies; focus on operational risk processesFinancial firms, consulting, or investment firms; focus on risk assessment and analysis
Employer & Industry UsageUsed in banking, insurance, and financial services for managing operational risksCommon in finance and investment sectors for evaluating market and credit risks

The Risk Operation Analyst primarily handles operational risk processes within financial institutions, focusing on risk mitigation and compliance. In contrast, the Risk Analyst often concentrates on assessing market, credit, or investment risks. While both roles require similar credentials and work in related environments, their core responsibilities differ, with the Risk Operation Analyst emphasizing operational procedures and the Risk Analyst focusing on risk evaluation and strategy.

More about Risk Operation Analyst jobs
What job categories do people searching Risk Operation Analyst jobs look for? The top searched job categories for Risk Operation Analyst jobs are:
Infographic showing various Risk Operation Analyst job openings in the United States as of June 2026, with employment types broken down into 84% Full Time, 12% Part Time, 1% Temporary, 2% Contract, and 1% Nights. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $84,210 per year, or $40.5 per hour.

Risk Operations Analyst (Founding Team)

EQL Tech

Phoenix, AZ • On-site

$100K - $135K/yr

Full-time

Posted 25 days ago


Job description

Risk Operations Analyst (Founding Team)

Location: San Francisco, CA or Phoenix, AZ (In-Office) Seniority: Mid-Senior Analyst Reports to: Head of Risk (ex-Stripe, Mercury, Circle, PayPal)

The Mission

Our client is building the financial infrastructure for the $900B US Public Education budget. They provide the charge card, reimbursement engine, and vendor marketplace that give families access to state Education Savings Account (ESA) funds, which average $7.5k per child per year. Backed by $16M from top-tier VCs, the company recently rejected an acquisition offer because they are committed to rebuilding the education system to ensure parents have full control over their children's learning experience.

The Team

You will be joining an in-person company, working together in the office.

  • The Founders: The founders are engineers who have run their own alternative school together. One previously worked as a Quant at Goldman Sachs, and the other built the computer vision system for the largest smart warehousing company globally, serving 1M customers/day at age 19.
  • The Core Team: You will work alongside top talent, including a founding engineer who did AI research at MILA and at Elon Musk’s SpaceX school, a Head of Risk from Mercury, Stripe, and Circle, and a Payments Engineer from Microsoft and Goldman Sachs. The team also includes the former Deputy Director at a state ESA department and leading school choice advocates.
The Challenge: "Good Actor Fraud"

Unlike traditional fintech roles focused on external criminals, the primary challenge here is "good actor fraud". This involves families who inadvertently spend on ineligible items without realizing it due to complex state rules. The risk function is mission-critical to the program’s regulatory standing and requires a focus on education rather than just enforcement.

The Role

Reporting directly to one of the most experienced fintech risk leaders in the US - you will build the analytics and processes that keep the ESA card program safe and scalable.

  • Monitor & Investigate: Analyze charge card transactions to identify patterns of ineligible spend and emerging risk signals in real time.
  • Automate via AI Agents: Design and deploy AI-assisted workflows where agents streamline compliance processes and reduce manual review.
  • Manage the Credit Cycle: Underwrite and monitor a unique charge card portfolio that accounts for the cyclical nature of state fund disbursements.
  • SQL-Heavy Analysis: Write complex analytical queries independently to surface insights from raw data.
  • Customer Advocacy: Communicate with families with empathy when a transaction is flagged, focusing on resolution and education.

Requirements

Your Profile
  • Experience: 2–5 years in risk, credit analysis, or fraud operations.
  • Technical Skills: Expert-level SQL skills for independent, ad-hoc data analysis.
  • Product Mindset: Experience building risk frameworks from scratch (0-to-1) rather than just maintaining them.
  • Credit Depth: Strong understanding of underwriting models, portfolio monitoring, and vintage analysis.
  • Pedigree: Prior risk experience at a leading fintech like Stripe, Mercury, Goldman, or Chime.
  • Education: Quantitative background (Stats, Econometrics, Math, or CS) from a top-tier university.

Benefits

Commitment, Compensation & Benefits

This will be a big commitment, and we're aiming high. It needs to be something you are energised about taking on, or this isn't the team for you.

  • Competitive Salary: $100,000 – $135,000 per year, commensurate with experience.
  • Generous Founding Equity: We compensate you well with equity.
  • Top-Tier Backing: We've raised $16M from top-tier VCs and angels.
  • Relocation Support: You are willing to relocate to San Francisco, CA, or Phoenix, AZ, and travel to visit customers. We're an in-person company and are in the office together.
  • Comprehensive Visa Sponsorship: If you do not have a visa, we can support you.
  • Unmatched Impact: The rare opportunity to directly shape how the $900B US Public Education budget is being opened up for parents to take control of their portion (avg. $7.5k/kid/year).