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Risk Associate Jobs in Iowa (NOW HIRING)

Sentryinsurance

Risk Control Consultant

Des Moines, IA

$99.70K - $149.50K/yr

Plans and delivers safety/risk management services to insured customers and internal associates. We are currently seeking a risk control professional that is technically proficient, self-motivated ...

Sentry

Risk Control Consultant

Des Moines, IA · On-site

$99.70K - $149.50K/yr

Plans and delivers safety/risk management services to insured customers and internal associates. We are currently seeking a risk control professional that is technically proficient, self-motivated ...

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$8

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How much do risk associate jobs pay per hour?

As of May 31, 2026, the average hourly pay for risk associate in Iowa is $17.86, according to ZipRecruiter salary data. Most workers in this role earn between $14.23 and $18.94 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Risk Associate, and why are they important?

To thrive as a Risk Associate, you need strong analytical skills, attention to detail, and a background in finance, economics, or a related field—often supported by a relevant degree. Familiarity with risk assessment tools, financial modeling software, and sometimes certifications such as FRM (Financial Risk Manager) or CFA are highly valued. Excellent communication, problem-solving, and teamwork skills help you effectively identify, assess, and communicate risks across various business units. These skills ensure accurate risk evaluation, regulatory compliance, and proactive risk mitigation for organizational stability.

What are some common challenges faced by Risk Associates when working with cross-functional teams?

Risk Associates often collaborate with departments such as compliance, audit, and operations. One common challenge is aligning risk mitigation strategies with the differing priorities and perspectives of each team. Effective communication and adaptability are key, as Risk Associates must explain complex risk concepts in ways that are relevant to each stakeholder. Building strong relationships and fostering a shared understanding of risk helps ensure that policies are implemented consistently across the organization.

What does a Risk Associate do?

A Risk Associate is responsible for identifying, assessing, and helping to manage potential risks that could affect an organization’s operations or financial performance. They assist in developing strategies to minimize or mitigate those risks, often by collecting and analyzing data, preparing reports, and monitoring compliance with regulations and company policies. Risk Associates work closely with various departments to ensure that risk management practices are integrated throughout the business. Their role is crucial in helping organizations avoid losses and maintain stability.

Are risk analysts well paid?

Risk analysts typically earn competitive salaries that vary by industry, experience, and location. Entry-level positions often start around $60,000 annually, with experienced professionals earning over $100,000, especially in finance and consulting sectors. Certifications like FRM or CFA can enhance earning potential.

What is a risk associate job?

A risk associate is a professional responsible for identifying, analyzing, and monitoring potential risks that could impact an organization’s financial health, operations, or reputation. They often use data analysis, risk assessment tools, and industry knowledge to develop strategies that mitigate or manage these risks, typically working in finance, insurance, or corporate environments.

What is the difference between Risk Associate vs Credit Analyst?

AspectRisk AssociateCredit Analyst
Required CredentialsBachelor's degree, certifications like FRM or CRM beneficialBachelor's degree, finance or related certifications preferred
Work EnvironmentFinancial institutions, consulting firms, risk management teamsBanks, lending institutions, credit departments
Employer & Industry UsageUsed across banking, insurance, and investment firmsPrimarily in banking and lending sectors
Common Search & ComparisonOften compared for risk management rolesCompared for credit evaluation roles

The main difference between a Risk Associate and a Credit Analyst lies in their focus areas. Risk Associates primarily assess overall risk exposure and develop risk mitigation strategies, while Credit Analysts evaluate the creditworthiness of individual borrowers. Both roles require similar educational backgrounds and certifications, and they are commonly found in financial institutions. Understanding these distinctions helps job seekers identify the right career path within the finance industry.

What are the most commonly searched types of Risk jobs in Iowa? The most popular types of Risk jobs in Iowa are:
What are popular job titles related to Risk Associate jobs in Iowa? For Risk Associate jobs in Iowa, the most frequently searched job titles are:
What job categories do people searching Risk Associate jobs in Iowa look for? The top searched job categories for Risk Associate jobs in Iowa are:
What cities in Iowa are hiring for Risk Associate jobs? Cities in Iowa with the most Risk Associate job openings:
Risk Associate jobs near you
Infographic showing various Risk Associate job openings in Iowa as of May 2026, with employment types broken down into 1% As Needed, 53% Full Time, 44% Part Time, and 2% Contract. Highlights an 85% Physical, 2% Hybrid, and 13% Remote job distribution, with an average salary of $37,147 per year, or $17.9 per hour.

Portfolio Risk Analyst

Watercress Financial Group LLC

West Des Moines, IA • On-site

Full-time

Posted 14 days ago

Job description

Description:

The consumer credit Portfolio Risk Analyst is responsible for the ongoing credit performance, risk management and delinquency monitoring of the company’s home improvement loan portfolio. This role contributes heavily to the end-to-end monitoring, analysis, and optimization of loan performance, ensuring that repayment, delinquency, cure rates, and charge-offs remain within the company’s risk appetite and financial targets.


The Portfolio Risk Analyst is a member of the analytical credit risk team focused on development, testing and implementation of new or enhanced strategies to improve future loan portfolio performance.


Watercress Financial is a home improvement lender originating across the United States. Candidates should be comfortable working in a highly entrepreneurial company where smart ideas, fast analysis, and thinking ahead are high-value personal traits.

RESPONSIBILITIES

  • Create and maintain monitoring reporting for consumer loan portfolio performance
  • Provide analysis and back-testing to minimize delinquency and charge off, while optimizing loan approval, look-to-book rates, and repayment rates.
  • Detect emerging credit risk trends in the economy, market or portfolio, and provide strategic recommendation to reduce credit risk or optimize profitability
  • Provide transparent, defensible reporting to executive leadership and risk committees
  • Create, maintain and enhance: loan loss forecasting, prepayment models, roll rate analysis, transition rate analysis.


QUALIFICATIONS

  • 4yr degree Finance, Accounting, Engineering, Actuarial, Com-Sci or other analytical field (Associates Degree with commensurate experience also considered)
  • Two or more years in a consumer lending portfolio management, FP&A, risk, data analysis/modeling or similar role
  • Confident working independently , detailed oriented
  • Strong working knowledge of: credit bureau data, consumer loan portfolio, loan repayment and delinquency behavior


KNOWLEDGE AND SKILLS

  • Experience with consumer loan capital markets, FP&A, loan securitization
  • MS Excel, Microsoft Power stack (PowerBI, PowerQuery, PowerPivot, PowerAutomate) and SQL
  • MLL, boosted/ensemble and/or chat models
Requirements: