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Respa Jobs (NOW HIRING)

Ensures strict adherence to federal, state, and RESPA guidelines concerning statutory timeframes, borrower notification periods, interest payments, and recordkeeping requirements. Assists internal ...

WI · On-site

RESPA * Truth-in-Lending * Zoning Ordinances * Energy Audit Requirements #J-18808-Ljbffr

New

Closer

Chicago, IL · On-site

$20 - $25/hr

Review loan for compliance with RESPA, RESPA tolerance, LE/CD. * Review, balance and draft initial and final CDs; ability to coordinate with settlement agent regarding balancing of fees for closing.

... RESPA, and TILA claims, as well as creditor rights generally). * Review and analyze pre- and post-judgment title issues to ensure marketable title to our clients or identify potential title issues ...

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Respa information

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$9

$14

$18

How much do respa jobs pay per hour?

As of Sep 11, 2026, the average hourly pay for respa in the United States is $14.82, according to ZipRecruiter salary data. Most workers in this role earn between $13.46 and $15.87 per hour, depending on experience, location, and employer.

What does a Respa professional do?

RESPA professionals are experts who work with the Real Estate Settlement Procedures Act (RESPA), a federal law that governs real estate transactions, particularly those involving residential mortgages in the United States. Their primary role is to ensure compliance with RESPA regulations, which protect consumers by requiring disclosures about settlement costs and prohibiting certain practices like kickbacks in real estate transactions. These professionals may work in various settings such as mortgage companies, title agencies, or law firms, helping to facilitate transparent, fair, and legal real estate closings.

What are common challenges faced by Respa professionals?

Professionals responsible for RESPA (Real Estate Settlement Procedures Act) compliance often face challenges in keeping up with frequent regulatory changes and ensuring all disclosures are accurate and provided on time. Coordinating between multiple departments—such as sales, legal, and operations—to maintain compliance can be complex, especially given the tight timelines for closing transactions. Additionally, training staff and implementing effective compliance monitoring systems are critical to avoid costly penalties, making attention to detail and ongoing education essential in this role.

What skills and qualifications are needed to thrive as a Respa compliance specialist?

To thrive as a RESPA compliance specialist, you need a thorough understanding of real estate law, regulatory compliance, and mortgage lending practices, often supported by a background in finance or legal studies. Familiarity with compliance management systems, disclosure software, and relevant certifications like Certified Regulatory Compliance Manager (CRCM) are typically required. Attention to detail, analytical thinking, and strong communication skills are crucial to excel in this role. These competencies are vital to ensure lawful, transparent real estate transactions and protect organizations from legal risks.

What is the difference between Respa vs Real Estate Agent?

AspectRespaReal Estate Agent
CredentialsNone required, but knowledge of RESPA regulations is essentialReal estate license required
Work EnvironmentPrimarily regulatory compliance, legal and administrative tasksClient interactions, property showings, negotiations
Industry UsageUsed across mortgage, real estate, and title industriesPrimarily in real estate sales and leasing
Search & Comparison IntentUnderstanding RESPA regulations vs real estate sales rolesDifferences between RESPA and real estate agent duties

RESPA (Real Estate Settlement Procedures Act) focuses on regulating settlement process disclosures and preventing kickbacks, while a Real Estate Agent facilitates property transactions and client negotiations. Both roles are interconnected in real estate transactions but serve different functions—RESPA ensures compliance, whereas agents handle sales and client representation.

More about Respa jobs

What states have the most Respa jobs?

States with the most job openings for Respa jobs include:

Infographic showing various Respa job openings in the United States as of September 2026, with employment types broken down into 82% Full Time, 17% Part Time, and 1% Temporary. Highlights an 69% Physical, 3% Hybrid, and 28% Remote job distribution, with an average salary of $30,828 per year, or $14.8 per hour.

Change in Circumstance Specialist

Woodbridge, VA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 3 days ago


Job description

Company Description
For more than 20
years, The J.G. Wentworth Company®, through its affiliates and subsidiaries,
has provided individuals the flexible options they need to respond to life's
changing needs. Today, The J.G. Wentworth Company® is a diversified company
focused on providing direct-to-consumer solutions to financial needs through a
variety of offerings, including: home lending and refinancing, structured
settlement, annuity and lottery payment purchasing, access to personal loans,
and prepaid cards. Our seasoned management team has developed a
category-leading marketing, operations, customer service and funding
infrastructure that has allowed us to achieve efficiency and economies of scale
necessary for future growth.
Job Description
  • Review and complete change desk tickets in a
    timely fashion
  • Review change requests and determine if it is a
    bona fide Change in Circumstance
  • Monitor and disclose Loan Estimates and Change in
    Circumstances

  • Address fee variances and cure if applicable
  • Verify
    accuracy of fees to mitigate TRID and RESPA violations, understand where
    fees are to be located on the LE and CD.
  • Communicate with all partners including Sales,
    Processing, Closing and Underwriting as needed
  • Verify accuracy of fees to mitigate TRID and
    RESPA violations

Qualifications
Minimum 2 years of mortgage related experience in one of the following departments loan
processing, post-closing, servicing, QC, audit, compliance, funding, closing,
and/or document review
Knowledge of TRID and Change in Circumstance
process
Knowledge of the mortgage origination disclosure
process
Knowledge of mortgage terms, documents and
related forms
RESPA/TRID training/experience
Experience with Encompass Highly
desired.
High School Diploma/GED
College Degree Preferred
Additional Information
Benefits:
J.G. Wentworth Home Lending, LLC provides tools and
resources to help you balance your work and life needs through the following
benefits:
  • Medical, Dental and Vision Plans
  • Retirement Plan 401k with matching
  • Life Insurance, Hospital Insurance
  • Short-term and Long-term Disability Insurance
  • Employee Wellness Program
  • Employee Assistance Program (EAP)

We'd love to consider you for our growing team of talent and invite you to complete an application
for our current open positions. EOE/V/D