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Repossession Jobs in Spring, TX (NOW HIRING)

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All JobsRepossession JobsRepossession Jobs in Spring, TX

Repossession information

See Spring, TX salary details

$9.8K

$51.4K

$122.4K

How much do repossession jobs pay per year?

As of Jul 6, 2026, the average yearly pay for repossession in Spring, TX is $51,444.00, according to ZipRecruiter salary data. Most workers in this role earn between $34,300.00 and $46,300.00 per year, depending on experience, location, and employer.

How do I become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Some states require licensing or certification, which may involve background checks and training in legal procedures and safety protocols. Gaining experience in security, law enforcement, or automotive fields can also be beneficial.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

Do repossession agents make good money?

Repossession agents typically earn an hourly wage or commission-based pay, with salaries ranging from around $30,000 to $60,000 annually depending on experience, location, and workload. The job may involve irregular hours and physical activity, and some agents receive additional compensation for successful recoveries or overtime.

How do I get into a repo job?

To get into a repossession job, candidates typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Relevant skills include good communication, problem-solving, and knowledge of legal procedures; some employers may require background checks or training programs. Experience in security, law enforcement, or collections can be advantageous for entry-level positions.

What are the key skills and qualifications needed to thrive as a Repossession Agent, and why are they important?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

Does repo work pay well?

Repossession jobs typically offer hourly wages that range from minimum wage to around $20 per hour, with some positions offering commissions or bonuses based on recoveries. Pay can vary depending on experience, location, and the employer, and the job often requires strong communication skills and knowledge of legal procedures. Overall, repossession work is generally considered to provide moderate pay compared to other recovery or field service roles.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.
What are popular job titles related to Repossession jobs in Spring, TX? For Repossession jobs in Spring, TX, the most frequently searched job titles are:
What job categories do people searching Repossession jobs in Spring, TX look for? The top searched job categories for Repossession jobs in Spring, TX are:
What cities near Spring, TX are hiring for Repossession jobs? Cities near Spring, TX with the most Repossession job openings:
Repossession jobs near you
Infographic showing various Repossession job openings in Spring, TX as of June 2026, with employment types broken down into 66% Full Time, 17% Part Time, and 17% Contract. Highlights an 100% In-person job distribution, with an average salary of $51,444 per year, or $24.7 per hour.
Collections Representative

Collections Representative

Stellantis Financial Services

Houston, TX • On-site

$15.50 - $20/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 5 days ago

Stellantis Financial Services rating

8.2

Company rating: 8.2 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

Job description

Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citroën, Dodge, DS Automobiles, Fiat, Jeep®, Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys.
Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience.
Position Summary:
Responsible for the collection and resolution of delinquent auto loan/lease accounts. Utilizes telephone, automated dialer, and written correspondence in a fast-paced goal-oriented collections department. Provides customer service regarding collection issues and available collection programs. Accountable for reducing delinquency for assigned accounts.
Essential Job Duties and Responsibilities:
  • Confers with customers by telephone in an attempt to collect current and past due payments, determines the reason for delinquency, and updates customer information.
  • Confirms account holder by following safeguards procedures on every call.
  • Documents conversations and arrangements accurately in the collection system.
  • Adheres to collection standards of conduct policy on all accounts including third parties.
  • Treats all contacts in a courteous and professional manner.
  • Reviews customers' files and offers programs to qualified customers to minimize delinquency.
  • Uses established procedures to make effective use of extensions and due dates to changes to resolve delinquent accounts.
  • Utilizes collection skip tools to locate accounts leading to resolution.
  • Recommend accounts for repossession or legal action.
  • Maintains delinquent rates at or below objectives.
  • Meet daily and weekly production goals (Calls and dollars collected)
  • Compliance with all company policies and procedures.
  • This position involves regular access to specified personal information of consumers, including, but not limited to, Social Security numbers and dates of birth.
  • All other duties assigned.

Qualifications and Competencies: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • Experience
      • Minimum 2 years customer facing related experience and/or 1 year collection-related experience.
  • Education - requirements and/or certifications
      • High school diploma/GED
    • Must have reliable transportation and live within a commutable distance of one of the following cities: Atlanta, GA; Dallas, TX; Detroit, MI; Houston, TX; Phoenix, AZ

Qualifications Preferred:
  • Moderate computer knowledge of MS Excel and MS Word software and keyboard skills including minimum accuracy requirements
  • Ability to recognize problems, resolve or escalate as needed, including using a variety of talk-offs to convince the customer to make a payment
  • Speak and listen effectively to customers via phone, and tolerate stressful interactions with customers
  • Multi-task in a high energy standard office and/or home environment
  • Knowledge of and compliance with the Fair Debt Collection Practices Act, local, state, and federal collection laws.

Physical Requirements:
Complete for your position - e.g. periods of sitting, standing, walking, close vision for computer work, speaking, hearing, driving if required. Reach, lift and/or move up to 10 lbs. Reasonable accommodations will be reviewed upon request.
An applicant must be authorized to work in the United States to be eligible for this position. Stellantis Financial Services, Inc. will not sponsor applicants for work visas of any type for this position.
Stellantis Financial Services, Inc (SFS) is an equal opportunity employer and is committed to providing its employees an environment that is free of harassment, discrimination, and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status. Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability, achievement, experience, conduct and other legitimate business reasons.
Salary and Benefits:
At Stellantis Financial Services, you can make a difference in a critical role within our high-performing culture. We offer career development opportunities, competitive pay, and a comprehensive benefits package, including:
  • Pay Rate: $19-$24/hour, based on experience and skills
  • Start Date: Our next onboarding class is scheduled to begin August 10, 2026
  • Potential Bonus: Performance-based monthly bonus opportunities
  • Supplemental Pay: Referral bonuses
  • Flexibility: High-performing associates can create their own weekly work schedules
  • Hybrid Work Arrangement: When not working remotely, enjoy office spaces with breathtaking views
  • Dress Code: Comfortable, casual work environment
  • Language Skills: Spanish-speaking skills are valued and rewarded, but not required

Benefits Include:
  • Retirement plan - 401(k) match
  • Health insurance (medical, dental, vision, and prescription coverage) and savings/spending accounts
  • Virtual office visits
  • Employee Assistance and Wellness programs
  • Company-provided life and disability insurance
  • Supplemental insurance options (life, critical illness, auto, pet, identity theft, and legal services)
  • Tuition reimbursement
  • Paid time off (holidays, flexible vacation, and sick time)
  • Vehicle discounts for loans or leases

What Stellantis Financial Services employees say

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