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Repossession Jobs in Minnesota (NOW HIRING)

RMS

Repossession Agent

Saint Paul, MN

$1.0K - $2.5K/wk

Repossession Agent RMS is seeking experienced and dependable Repossession Agents to join our growing team. This field-based position is ideal for individuals who thrive in a fast-paced environment ...

New

CrankyApe.com

Collateral Research Agent

Hastings, MN · On-site

$20 - $23/hr

What You'll Do: - Review repossession assignments and gather critical case details. - Develop a strategy to locate the asset by putting yourself in the debtor's shoes. - Use social media platforms ...

Alerus

SCS Loan Servicing Specialist

Minnetonka, MN

$28 - $33/hr

Recovering value through appropriate collection and judicial processes, including repossession and replevin actions. * Determining impaired value of defaulted loans and recommending appropriate and ...

Alerus

SCS Loan Servicing Specialist

Oakdale, MN

$28 - $33/hr

Recovering value through appropriate collection and judicial processes, including repossession and replevin actions. * Determining impaired value of defaulted loans and recommending appropriate and ...

Alerus

SCS Loan Servicing Specialist

Saint Paul, MN

$28 - $33/hr

Recovering value through appropriate collection and judicial processes, including repossession and replevin actions. * Determining impaired value of defaulted loans and recommending appropriate and ...

Marine Credit Union

Collections Representative

Winona, MN

$16.50 - $21.25/hr

Mail legal documents and notices in compliance with state and federal regulations Audit repossession documents for completeness and accuracy and identify trends and issues. Monitor bankruptcy ...

Alerus

SCS Loan Servicing Specialist

Saint Paul, MN · On-site

$28 - $33/hr

Knowledge of bankruptcy, foreclosure, repossession, replevin, and recovery procedures. * Knowledge of FDCPA, State, and local collection regulations. * Proficient written and oral communication ...

Blaze Credit Union

Director Collections

Saint Paul, MN

$103K - $155K/yr

Ensure departmental compliance with all internal controls, regulations, and policies (including FCRA, consumer debt collection, repossession, bankruptcy, and foreclosure). * Develop, review, and ...

Blaze Credit Union

Director Collections

Saint Paul, MN · On-site

$103K - $155K/yr

Ensure departmental compliance with all internal controls, regulations, and policies (including FCRA, consumer debt collection, repossession, bankruptcy, and foreclosure). * Develop, review, and ...

Blaze Credit Union

Director Collections

Saint Paul, MN · On-site

$103K - $155K/yr

Ensure departmental compliance with all internal controls, regulations, and policies (including FCRA, consumer debt collection, repossession, bankruptcy, and foreclosure). * Develop, review, and ...

All JobsRepossession JobsRepossession Jobs in Minnesota

Repossession information

See Minnesota salary details

$10.8K

$56.6K

$134.7K

How much do repossession jobs pay per year?

As of Jul 17, 2026, the average yearly pay for repossession in Minnesota is $56,619.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,700.00 and $50,900.00 per year, depending on experience, location, and employer.

How do I become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Some states require licensing or certification, which may involve background checks and training in legal procedures and safety protocols. Gaining experience in security, law enforcement, or automotive fields can also be beneficial.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

Do repossession agents make good money?

Repossession agents typically earn an hourly wage or commission-based pay, with salaries ranging from around $30,000 to $60,000 annually depending on experience, location, and workload. The job may involve irregular hours and physical activity, and some agents receive additional compensation for successful recoveries or overtime.

How do I get into a repo job?

To get into a repossession job, candidates typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Relevant skills include good communication, problem-solving, and knowledge of legal procedures; some employers may require background checks or training programs. Experience in security, law enforcement, or collections can be advantageous for entry-level positions.

What are the key skills and qualifications needed to thrive as a Repossession Agent, and why are they important?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

Does repo work pay well?

Repossession jobs typically offer hourly wages that range from minimum wage to around $20 per hour, with some positions offering commissions or bonuses based on recoveries. Pay can vary depending on experience, location, and the employer, and the job often requires strong communication skills and knowledge of legal procedures. Overall, repossession work is generally considered to provide moderate pay compared to other recovery or field service roles.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.
What are the most commonly searched types of Repossession jobs in Minnesota? The most popular types of Repossession jobs in Minnesota are:
What are popular job titles related to Repossession jobs in Minnesota? For Repossession jobs in Minnesota, the most frequently searched job titles are:
What job categories do people searching Repossession jobs in Minnesota look for? The top searched job categories for Repossession jobs in Minnesota are:
What cities in Minnesota are hiring for Repossession jobs? Cities in Minnesota with the most Repossession job openings:
Repossession jobs near you
Repossession Agent

Repossession Agent

RMS

Saint Paul, MN

$1.0K - $2.5K/wk

Full-time

PTO

Posted yesterday

Job description

Repossession Agent

RMS is seeking experienced and dependable Repossession Agents to join our growing team. This field-based position is ideal for individuals who thrive in a fast-paced environment, enjoy working independently, and possess strong problem-solving skills. Repossession Agents are responsible for locating and recovering vehicles and equipment on behalf of financial institutions while adhering to all applicable laws, regulations, and company policies.


Key Responsibilities
  • Locate and recover vehicles, equipment, and other collateral assigned by clients.
  • Conduct field investigations to identify asset locations.
  • Safely secure and transport recovered assets when required.
  • Maintain accurate records, reports, and documentation of recovery activities.
  • Communicate effectively with management, dispatch personnel, and team members.
  • Ensure compliance with all state, federal, and company regulations governing repossession activities.
  • Represent RMS professionally while interacting with customers, law enforcement agencies, and business partners.
  • Perform routine inspections of company equipment and vehicles.
Qualifications
  • Minimum 1 year of repossession, towing, recovery, or related field experience required.
  • Valid driver's license with a clean driving record.
  • Ability to work independently and make sound decisions in the field.
  • Strong communication and organizational skills.
  • Comfortable working outdoors in various weather conditions.
  • Knowledge of repossession laws, regulations, and industry best practices is preferred.
Physical Requirements
  • Ability to work 10-hour shifts.
  • Ability to sit, stand, walk, bend, and lift as required by job duties.
  • Ability to operate recovery equipment and vehicles safely.
Compensation & Benefits
  • Competitive commission-based pay.
  • Performance-based bonus opportunities.
  • Paid Time Off (PTO).
  • Ongoing training and professional development.
  • Career growth opportunities within a multi-state organization.
Why Join RMS?

At Recovery Management Solutions, you'll be part of a professional team that values integrity, accountability, and performance. We provide the support, resources, and opportunities needed to help experienced recovery professionals build a successful and rewarding career.

Recovery Management Solutions (RMS) is a trusted leader in asset recovery and repossession services, serving financial institutions and lenders since its founding in Scottsdale, Arizona, in March 2008. With nearly two decades of industry experience, RMS specializes in locating, securing, and repossessing a wide range of collateral, including automobiles, commercial vehicles, recreational vehicles, heavy equipment, and specialty assets.
Committed to professionalism, compliance, and operational excellence, RMS provides reliable recovery solutions for banks, credit unions, finance companies, and other lending organizations. Through advanced skip-tracing capabilities, experienced recovery specialists, and a customer-focused approach, RMS helps clients minimize losses while protecting the integrity of their assets and brand reputation.
Today, RMS operates across seven states with a network of 14 strategically located storage facilities, enabling efficient service coverage and rapid response times. As the company continues to grow, RMS remains dedicated to delivering secure, compliant, and results-driven recovery services that lenders can depend on.