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Repossession Jobs in Minnesota (NOW HIRING)

CrankyApe.com

Collateral Research Agent

Hastings, MN

$20 - $23/hr

What You'll Do: - Review repossession assignments and gather critical case details. - Develop a strategy to locate the asset by putting yourself in the debtor's shoes. - Use social media platforms ...

Alerus

SCS Loan Servicing Specialist

Oakdale, MN

$28 - $33/hr

Recovering value through appropriate collection and judicial processes, including repossession and replevin actions. * Determining impaired value of defaulted loans and recommending appropriate and ...

Alerus

SCS Loan Servicing Specialist

Minnetonka, MN · On-site

$28 - $33/hr

Recovering value through appropriate collection and judicial processes, including repossession and replevin actions. * Determining impaired value of defaulted loans and recommending appropriate and ...

Alerus

SCS Loan Servicing Specialist

Saint Paul, MN · On-site

$28 - $33/hr

Recovering value through appropriate collection and judicial processes, including repossession and replevin actions. * Determining impaired value of defaulted loans and recommending appropriate and ...

Alerus

SCS Loan Servicing Specialist

Saint Paul, MN · On-site

$28 - $33/hr

Knowledge of bankruptcy, foreclosure, repossession, replevin, and recovery procedures. * Knowledge of FDCPA, State, and local collection regulations. * Proficient written and oral communication ...

Blaze Credit Union

Director Collections

Saint Paul, MN · On-site

$103K - $155K/yr

Ensure departmental compliance with all internal controls, regulations, and policies (including FCRA, consumer debt collection, repossession, bankruptcy, and foreclosure). * Develop, review, and ...

Blaze Credit Union

Director Collections

Saint Paul, MN · On-site

$103K - $155K/yr

Ensure departmental compliance with all internal controls, regulations, and policies (including FCRA, consumer debt collection, repossession, bankruptcy, and foreclosure). * Develop, review, and ...

Blaze Credit Union

Director Collections

Saint Paul, MN · On-site

$103K - $155K/yr

Ensure departmental compliance with all internal controls, regulations, and policies (including FCRA, consumer debt collection, repossession, bankruptcy, and foreclosure). * Develop, review, and ...

Blaze Credit Union

Collector

Saint Paul, MN · On-site

$25.20 - $28.50/hr

Prepares delinquent accounts and loans for either repossession, further legal action, or placement with collection agencies. * Assists in preparing delinquency reports and ensuring accuracy of ...

Blaze Credit Union

Collector

Saint Paul, MN · On-site

$25.20 - $28.50/hr

Prepares delinquent accounts and loans for either repossession, further legal action, or placement with collection agencies. * Assists in preparing delinquency reports and ensuring accuracy of ...

Blaze Credit Union

Collector

Saint Paul, MN · On-site

$25.20 - $28.50/hr

Prepares delinquent accounts and loans for either repossession, further legal action, or placement with collection agencies. * Assists in preparing delinquency reports and ensuring accuracy of ...

Renville County

Patrol Deputy

Olivia, MN · On-site

$32.16 - $43.78/hr

Execute writs and court orders involving property seizure, restitution, or repossession. * Accurately document all service attempts and ensure timely returns to the courts. Death Scene Investigation:

All JobsRepossession JobsRepossession Jobs in Minnesota

Repossession information

See Minnesota salary details

$10.8K

$56.6K

$134.7K

How much do repossession jobs pay per year?

As of Jun 25, 2026, the average yearly pay for repossession in Minnesota is $56,619.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,700.00 and $50,900.00 per year, depending on experience, location, and employer.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What job makes $10,000 a month without a degree?

In the field of repossession, experienced recovery agents or managers can earn around $10,000 monthly through commissions and bonuses, especially in high-value asset recovery. Success in this role often depends on skills, experience, and the ability to operate in a demanding environment, with some positions requiring licensing or specialized training.

Do repo agents make a lot of money?

Repossession agents typically earn an hourly wage or commission-based pay, with salaries varying by location and experience. On average, they make around $30,000 to $50,000 annually, with some earning more through overtime or performance bonuses. The job often requires physical stamina, negotiation skills, and knowledge of legal procedures.

How to become a licensed repossession agent?

To become a licensed repossession agent, you typically need to meet state-specific requirements, which often include passing a background check, completing a training course, and obtaining a license or certification. Some states also require a surety bond or insurance and adherence to federal and state laws governing repossession activities.

How do I get into a repo job?

To get into a repossession job, candidates typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Relevant skills include good communication, negotiation, and knowledge of legal procedures; some employers may require background checks or prior experience in collections or law enforcement. Training is often provided on the job, and the work may involve irregular hours and outdoor environments.

What are the key skills and qualifications needed to thrive as a Repossession Agent, and why are they important?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.
What are the most commonly searched types of Repossession jobs in Minnesota? The most popular types of Repossession jobs in Minnesota are:
What are popular job titles related to Repossession jobs in Minnesota? For Repossession jobs in Minnesota, the most frequently searched job titles are:
What job categories do people searching Repossession jobs in Minnesota look for? The top searched job categories for Repossession jobs in Minnesota are:
What cities in Minnesota are hiring for Repossession jobs? Cities in Minnesota with the most Repossession job openings:
Repossession jobs near you
Infographic showing various Repossession job openings in Minnesota as of June 2026, with employment types broken down into 50% Full Time, and 50% Part Time. Highlights an 50% In-person, and 50% Remote job distribution, with an average salary of $56,619 per year, or $27.2 per hour.
Matrix Repossession Case Manager

Matrix Repossession Case Manager

CrankyApe.com

Hastings, MN • Remote

$18/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 hours ago

Job description

REPOSSESSION CASE MANAGER
Matrix, a division of Midwest Recreational Clearinghouse, LLC is looking to hire a remote full-time Repossession Case Manager. The team member will handle a variety of duties, such as skip tracing amp; forwarding, researching recovery data bases, and communicating with clients and repossession agents, to name a few. If you are extremely organized, can handle pressure, and are a master negotiator, We Want You on our Team! Apply NOW!
Job Duties Include:
  • Researching property ownership using different programs.
  • Taking inbound and outbound calls from agents and clients.
  • Loading collateral information into ICP for Dispatch and Client Services to coordinate transportation to company warehouses.
  • Managing accounts by reviewing and updating notes.
  • Creating a condition report of the repossession.
  • Checking on units in storage.
  • Sending account information to the Client Service’s team for transport.
  • Handling new account by updating statuses, getting quotes, and assigning preferred agents.
  • Utilizing RDN (Recovery Database Network) and other recovery software, Skip Tracing, and performing 3rd party collections.
  • Invoicing clients for fees owed and paying repossession agents.
  • Performing other related duties as assigned or requested.
Requirements
  • Previous skip tracing/forwarding experience in a repossession environment.
  • Proficient using Microsoft Office (Word, Excel, and Outlook).
  • Ability to copy/paste in a word doc, emailing, and extensive phone skills
  • Excellent communication and problem-solving skills are required.
  • Ability to communicate effectively via oral or written means.
  • Able to organize, multi-task and remain calm and professional in a fast-paced work environment.
  • Strong attention to detail, with excellent organizational and time management skills.
  • Able to make decisions in a timely manner and with a sense of urgency.
  • Dependable, professional, team player with a customer service mentality.
  • You must reside in the contiguous United States in one of the states mentioned above.
  • High school diploma or GED required. College degree preferred.

Preferred
  • Bilingual/Spanish speaking preferred.
Hours of Operation
  • Full-time, Remote
  • Monday through Friday from 8:30AM to 5:00PM
Benefits Available
  • Medical, dental, vision, life insurance, voluntary life insurance, critical illness, accident, short-term disability, long-term disability, flexible spending account amp; HSA
  • 401(k) with employer match
  • Paid time off
  • Paid holidays
  • This is a commission eligible position
About Matrix
Matrix is a division of Midwest Recreational Clearinghouse, LLC and a premier online auction house based out of Hastings, MN. Midwest Recreational Clearinghouse, LLC is an Equal Opportunity Employer. Midwest Recreational Clearinghouse, LLC does not discriminate based on race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status, or any other basis covered by appropriate laws. All employment is at-will and based on qualifications, merit, and business needs.
We do not sponsor visas.
No third-party vendors.

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