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Life Insurance Jobs in Minnesota (NOW HIRING)

HMG Careers

Remote Life Insurance Agent

Rochester, MN · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Minneapolis, MN · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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Life Insurance information

See Minnesota salary details

$29.9K

$86.3K

$128.8K

How much do life insurance jobs pay per year?

As of Jul 26, 2026, the average yearly pay for life insurance in Minnesota is $86,301.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,000.00 and $97,900.00 per year, depending on experience, location, and employer.

What jobs pay 4000 a week without a degree?

High-paying jobs that can reach $4,000 a week without a degree often include roles such as insurance sales agents, real estate brokers, commercial pilots, or skilled trades like electricians and plumbers. These positions typically require specialized training, licensing, or experience rather than formal college degrees and may involve commission-based pay or overtime opportunities.

What are typical career advancement opportunities for someone starting in a life insurance sales role?

Professionals who start in life insurance sales often have multiple career paths available as they gain experience. Many advance to roles such as senior agents, team leaders, or sales managers, where they may oversee other agents or entire teams. Some professionals choose to specialize in areas like estate planning or become independent brokers, expanding the range of products and services they offer. Ongoing professional development, such as obtaining advanced certifications or designations, can also open doors to higher-level opportunities in insurance sales, management, or even regional leadership roles. Companies often provide training and mentorship programs to support this career growth.

What are the key skills and qualifications needed to thrive in the Life Insurance position, and why are they important?

To thrive in life insurance sales, you need a solid understanding of insurance products, financial services, and a relevant licensing certification such as a state-issued life insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and digital application systems is typically expected. Outstanding interpersonal communication, resilience, and consultative selling are important soft skills in this role. These competencies enable life insurance professionals to effectively build client relationships, navigate complex products, and achieve sales goals in a competitive market.

Is it hard to get a life insurance job?

Getting a life insurance job typically requires relevant sales or customer service experience, a license in insurance sales, and strong communication skills. Entry-level positions may be accessible with minimal experience, but higher roles often demand industry knowledge and certifications. The difficulty varies based on the job market and individual qualifications.

Is life insurance a good career?

Life insurance is a viable career option that involves selling policies and providing financial planning services. Success often depends on strong sales skills, industry knowledge, and obtaining relevant licenses such as the Series 6 or 63. It can offer flexible schedules and commission-based income, but requires persistence and client relationship management.

What is a Life Insurance job?

A Life Insurance job typically involves selling and managing life insurance policies to help clients secure financial protection for their families. Professionals in this field assess clients' needs, explain policy options, and guide them in selecting the right coverage. They may work as agents, brokers, or underwriters for insurance companies. Strong communication and sales skills are essential in this career.

Why do most insurance agents quit?

Most insurance agents quit due to the challenging nature of sales, high rejection rates, and the need for persistent prospecting. The job often involves commission-based pay, requiring strong communication skills and resilience, which can lead to burnout and high turnover.
What are the most commonly searched types of Life Insurance jobs in Minnesota? The most popular types of Life Insurance jobs in Minnesota are:
What are popular job titles related to Life Insurance jobs in Minnesota? For Life Insurance jobs in Minnesota, the most frequently searched job titles are:
What job categories do people searching Life Insurance jobs in Minnesota look for? The top searched job categories for Life Insurance jobs in Minnesota are:
What cities in Minnesota are hiring for Life Insurance jobs? Cities in Minnesota with the most Life Insurance job openings:
Life Insurance jobs near you
Infographic showing various Life Insurance job openings in Minnesota as of July 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $86,301 per year, or $41.5 per hour.

Life Insurance Specialist

Gradient Insurance Brokerage, LLC

Arden Hills, MN • On-site

$48K - $60K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 10 days ago

Job description

Are you passionate about life insurance and enjoy helping others find the right solutions? We're looking for a knowledgeable, detail-oriented professional to support our Financial Services Professionals with case design, product guidance, and technical expertise. If you enjoy solving problems, building relationships, and delivering exceptional service, we'd love to hear from you.
Gradient Financial Group is a financial services organization with twelve specialized entities, including Gradient Life Brokerage, which provides life insurance solutions to Financial Services Professionals. We offer access to 24+ carriers to ensure we meet every client’s needs.

What You'll Do
  • Create, revise, and explain life insurance illustrations and reports to support informed decision-making and successful case outcomes.
  • Serve as a trusted resource for internal teams and financial professionals by answering life insurance questions with confidence and expertise.
  • Apply product knowledge and sound judgment to recommend appropriate life insurance solutions based on each situation.
  • Deliver exceptional service across phone, email, and chat by providing accurate, professional, and timely support.
  • Maintain accurate client records in CRM systems, document key interactions, and ensure seamless follow-up throughout the case lifecycle.
  • Stay current on life insurance products, industry trends, and compliance requirements to provide informed guidance.
  • Support the training and education of internal teams and external partners on new and existing life insurance products.
What you Bring
  • Exceptional attention to detail with the ability to prepare accurate illustrations, documentation, and client communications.
  • Minimum of one year of experience working with life insurance products and a strong understanding of product features and client needs.
  • Strong analytical and problem-solving skills, with the ability to evaluate complex situations and recommend appropriate solutions.
  • Proficiency with Microsoft Office Suite, Outlook, CRM systems, and insurance-related platforms.
  • Excellent verbal and written communication skills, with the ability to explain complex information clearly and professionally.
  • Strong organizational, time management, and multitasking abilities, with a proven ability to manage competing priorities.
  • A collaborative, team-oriented approach with a commitment to delivering outstanding service and contributing to a positive work environment.
Our Benefits
  • Competitive compensation and comprehensive benefits
  • 4 weeks of accrued PTO, plus 9 paid holidays
  • Medical, dental, vision, life insurance, and 401(k)
  • 8 hours of paid volunteer time off (VTO)
  • Ability to work in-office four days per week with one remote workday
  • Ongoing professional development and training
  • A collaborative team that values expertise, initiative, and growth
Why You’ll Love Working Here
At Gradient, we set high expectations, but we back them with support, collaboration, and opportunities to grow. If you’re positive, driven, and enjoy working alongside motivated teammates, you’ll feel right at home. Check out more amazing opportunities here: https://www.careers.gradientfinancialgroup.com/

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