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Repossession Jobs in Michigan (NOW HIRING)

Zeal Credit Union

Collections Specialist

Livonia, MI · On-site

$16.25 - $22/hr

Maintaining accurate reporting of recovery accounts and managing the repossession portfolio will be key responsibilities, along with preparing documentation for legal initiatives. You'll collaborate ...

Zeal Credit Union

Collections Specialist

Livonia, MI · On-site

$17.25 - $23.50/hr

Maintaining accurate reporting of recovery accounts and managing the repossession portfolio will be key responsibilities, along with preparing documentation for legal initiatives. You'll collaborate ...

Zeal Credit Union

Collections Specialist

Livonia, MI · On-site

$16.25 - $22/hr

Maintaining accurate reporting of recovery accounts and managing the repossession portfolio will be key responsibilities, along with preparing documentation for legal initiatives. You'll collaborate ...

ChoiceOne Bank

Collections Specialist I

Kent City, MI

$17 - $22.75/hr

Works with 3rd party vendors to complete repossession process for appropriate past due accounts. * Locates customers with whom the Bank has lost contact. Is tactful and resourceful in probing for ...

ChoiceOne Bank

Collections Specialist I

Fenton, MI

$16.75 - $22.50/hr

Works with 3rd party vendors to complete repossession process for appropriate past due accounts. * Locates customers with whom the Bank has lost contact. Is tactful and resourceful in probing for ...

ChoiceOne Bank

Collections Specialist I

Kent City, MI · On-site

$17 - $22.75/hr

Works with 3rd party vendors to complete repossession process for appropriate past due accounts. * Locates customers with whom the Bank has lost contact. Is tactful and resourceful in probing for ...

ChoiceOne Bank

Collections Specialist I

Fenton, MI · On-site

$16.75 - $22.50/hr

Works with 3rd party vendors to complete repossession process for appropriate past due accounts. * Locates customers with whom the Bank has lost contact. Is tactful and resourceful in probing for ...

ChoiceOne Bank

Collections Specialist I

Fenton, MI · On-site

$16.75 - $22.50/hr

Works with 3rd party vendors to complete repossession process for appropriate past due accounts. * Locates customers with whom the Bank has lost contact. Is tactful and resourceful in probing for ...

ChoiceOne Bank

Collections Specialist I

Kent City, MI · On-site

$17 - $22.75/hr

Works with 3rd party vendors to complete repossession process for appropriate past due accounts. * Locates customers with whom the Bank has lost contact. Is tactful and resourceful in probing for ...

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Showing results 41-60

All JobsRepossession JobsRepossession Jobs in Michigan

Repossession information

See Michigan salary details

$9.6K

$50.4K

$119.8K

How much do repossession jobs pay per year?

As of Aug 17, 2026, the average yearly pay for repossession in Michigan is $50,386.00, according to ZipRecruiter salary data. Most workers in this role earn between $33,600.00 and $45,300.00 per year, depending on experience, location, and employer.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What are the key skills and qualifications needed to thrive as a repossession agent?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

How do I become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Many employers require completion of specialized training or certification in repossession procedures and safety, and some states have licensing requirements for repossession agents.

What are the most commonly searched types of Repossession jobs in Michigan?

The most popular types of Repossession jobs in Michigan are:

What are popular job titles related to Repossession jobs in Michigan?

For Repossession jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Repossession jobs in Michigan look for?

The top searched job categories for Repossession jobs in Michigan are:

What cities in Michigan are hiring for Repossession jobs?

Cities in Michigan with the most Repossession job openings:

Repossession jobs near you
Infographic showing various Repossession job openings in Michigan as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $50,386 per year, or $24.2 per hour.

Collections Specialist

Zeal Credit Union

Livonia, MI • On-site

$16.25 - $22/hr

Full-time

Re-posted 22 days ago

Job description

Join Zeal Credit Union as a full-time Collections Specialist and immerse yourself in a dynamic, onsite role based at our corporate headquarters in Livonia, MI.We're seeking a professional and empathetic Collections Specialist to support members through their unique financial challenges. You'll engage with members in a respectful, understanding manner, recognizing that every financial situation is unique. Your ability to listen, empathize, and collaborate on workable solutions are essential to our member-centered approach.This position provides credit analysis and debt management counseling to improve members' financial lives by establishing savings plans, minimizing debt, or preventing collections action. Experience in collections and working through forbearance modifications or related legal processes as an alternative to traditional collection methods is valued. YOUR DAY AS A COLLECTIONS SPECIALISTAs a full-time Collections Specialist at Zeal Credit Union, you will be at the forefront of overseeing collection efforts, focusing on innovative strategies to prevent foreclosure through forbearance and loan modifications. You will manage the OREO property portfolio and navigate complex issues related to bankruptcy, judgments, and levies. Maintaining accurate reporting of recovery accounts and managing the repossession portfolio will be key responsibilities, along with preparing documentation for legal initiatives. You'll collaborate with team members to develop credit solutions tailored to our members' needs while keeping meticulous records on delinquent accounts and facilitating insurance claims for various loans. Your negotiation skills will come into play as you seek optimal resolutions for both vendors and members.Punctuality and regular onsite attendance are essential, as you perform various tasks to support the credit union's mission and ensure effective recovery efforts.DOES THIS SOUND LIKE YOU?To excel as a full-time Collections Specialist at Zeal Credit Union, the following knowledge and skills are required: you will need the following knowledge and skills requirements:1 to 3 years of similar or related experience.High school education or GEDExtensive knowledge of collection regulations including but not limited to: MLA, SCRA, FCRA, FDCPA, Bankruptcy CodeIntermediate knowledge of Microsoft Suite productsStrong verbal and written communication skillsExcellent member service skills Results oriented, with the ability to work independentlyPunctuality and regular onsite attendancePreferred:Proven understanding of the foreclosure and bankruptcy processesSchedule: (subject to change)Monday-Friday: 9:00am-5:00pm onsite at our Livonia, MI office. Are you ready for an exciting opportunity?If your experience aligns with these requirements, we invite you to submit your application today!Zeal Credit Union is committed to a policy of equal treatment and opportunity in every aspect of its relations with employees, without regard to race, sex, color, religion, gender identity, sexual orientation, height, weight, national origin, citizenship status, age, military or veteran status, or disability, or any other classification protected by applicable federal, state or municipal law. Applicants may request accommodation during the application process by contacting 800-321-8570 OR mail-HumanResource@zealcu.org.
Job Posted by ApplicantPro