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Repossession Jobs in Michigan (NOW HIRING)

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Collections Agent

Lansing, MI · On-site

$14 - $17/hr

Initiate repossession proceedings or disconnect service * Keep records and status of customer's account * Balance drawer at end of shift Qualifications: * Computer knowledge is a must * Ability to ...

Detailer/Lot Attendant

Sturgis, MI · On-site

$14.42 - $15/hr

Ensure that the vehicles and dealership are following our Lot Presentation guidelines. * Assist the collections team with repossession and field collections following the Company guidelines.

Redemption Specialist

Southfield, MI · Remote

$75.30K - $75.80K/yr

Have phone and written contact with customers, repossession contractors and auction vendors. * Support additional customer service requests. Outcomes & Activities: * Redeem Vehicles: Using our call ...

General Laborer

Byron Center, MI

$14.50 - $18.25/hr

We are a repossession and online auction company that takes in thousands of items each week to be sold on our online auction platform. Each potential candidate must pass both a drug test and a ...

General Laborer

Byron Center, MI · On-site

$14.50 - $18.25/hr

We are a repossession and online auction company that takes in thousands of items each week to be sold on our online auction platform. Each potential candidate must pass both a drug test and a ...

Product Handler

Wayland, MI · On-site

$14.75 - $18.25/hr

We are a repossession and online auction company that takes in thousands of items each week that need to be photographed, categorized, and given descriptions to be sold on our online auction platform.

Product Handler

Wayland, MI · On-site

$18.50 - $21.50/hr

We are a repossession and online auction company that takes in thousands of items each week that need to be photographed, categorized, and given descriptions to be sold on our online auction platform.

Product Handler

Wayland, MI

$14.75 - $18.25/hr

We are a repossession and online auction company that takes in thousands of items each week that need to be photographed, categorized, and given descriptions to be sold on our online auction platform.

May assist when required in the collection or repossession of product(s) from customer locations. Responsibilities * Directs/manages assigned employees to drive districts sales/marketing activities ...

May assist when required in the collection or repossession of product(s) from customer locations. * Directs/manages assigned employees to drive districts sales/marketing activities using consultative ...

May assist when required in the collection or repossession of product(s) from customer locations. Responsibilities * Directs/manages assigned employees to drive districts sales/marketing activities ...

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Repossession information

See Michigan salary details

$9.6K

$50.4K

$119.8K

How much do repossession jobs pay per year?

As of May 29, 2026, the average yearly pay for repossession in Michigan is $50,386.00, according to ZipRecruiter salary data. Most workers in this role earn between $33,600.00 and $45,300.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Repossession Agent, and why are they important?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

Do repo agents make good money?

Repossession agents typically earn an hourly wage or commission-based pay, with salaries varying by location and experience. According to industry data, the median annual income ranges from $30,000 to $50,000, with some agents earning more through overtime or bonuses. The job often requires strong negotiation skills and the ability to work in challenging environments.

How do I get into a repo job?

To get into a repossession job, candidates typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Prior experience in collections, security, or law enforcement can be beneficial, and some employers may require background checks and training on repossession procedures and safety protocols.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

What are the most commonly searched types of Repossession jobs in Michigan? The most popular types of Repossession jobs in Michigan are:
What cities in Michigan are hiring for Repossession jobs? Cities in Michigan with the most Repossession job openings:

Experienced Locksmith

Alcar Recovery, LLC

Southfield, MI • On-site

Full-time

Posted 8 days ago


Job description

Alcar Recovery, LLC is a rapidly growing repossession company in the Detroit area.
We are seeking a full-time locksmith with experience.
This position is for someone familiar and skilled at the craft of Automotive Locksmithing. We are currently ONLY looking for trained & experienced professionals familiar with key code utilization, pulling codes from locks and leash usage to obtain codes.
This professional must also be familiar and proficient with multiple brands of programmers, key cutting equipment and OEM equipment programming devices including NASTF.
This is a full-time position that will more than likely involve travel throughout the metro and surrounding areas. We will provide all of the tools necessary to perform the job functions in a timely manner.
Location: Detroit, MI