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Repossession Jobs in Michigan (NOW HIRING)

RPM Auto Sales

Be Seen First

Collections Agent

Lansing, MI · On-site

$14 - $17/hr

Initiate repossession proceedings or disconnect service * Keep records and status of customer's account * Balance drawer at end of shift Qualifications: * Computer knowledge is a must * Ability to ...

Miedema Asset Management

Product Handler

Wayland, MI · On-site

We are a repossession and online auction company that takes in thousands of items each week that need to be photographed, categorized, and given descriptions to be sold on our online auction platform.

Repocast.com

Product Handler

Wayland, MI

$18.50 - $21.50/hr

We are a repossession and online auction company that takes in thousands of items each week that need to be photographed, categorized, and given descriptions to be sold on our online auction platform.

Miedema Asset Management

Product Handler

Wayland, MI · On-site

$18.50 - $21.50/hr

We are a repossession and online auction company that takes in thousands of items each week that need to be photographed, categorized, and given descriptions to be sold on our online auction platform.

Zeal Credit Union

Collections Specialist

Livonia, MI · On-site

$16.25 - $22/hr

Maintaining accurate reporting of recovery accounts and managing the repossession portfolio will be key responsibilities, along with preparing documentation for legal initiatives. You'll collaborate ...

Zeal Credit Union

Collections Specialist

Livonia, MI

$17.25 - $23.50/hr

Maintaining accurate reporting of recovery accounts and managing the repossession portfolio will be key responsibilities, along with preparing documentation for legal initiatives. You'll collaborate ...

Zeal Credit Union

Collections Specialist

Livonia, MI · On-site

$16.25 - $22/hr

Maintaining accurate reporting of recovery accounts and managing the repossession portfolio will be key responsibilities, along with preparing documentation for legal initiatives. You'll collaborate ...

Public Service Credit Union

Collections Specialist

Romulus, MI · On-site

$17.75 - $24/hr

Recommend and prepare accounts for repossession and external collection proceedings. Includes legal action and third-party collections as well as providing follow-up support. * Analyze loan documents ...

RightWay Auto Sales

Account Services

Saginaw, MI · On-site

Representative must review debtor's file for collection purposes, conduct skip tracing, assign vehicles for repossession when needed * Request form letters to customers to encourage payment of ...

Public Service Credit Union

Collections Specialist

Romulus, MI · On-site

$17.75 - $24/hr

Recommend and prepare accounts for repossession and external collection proceedings. Includes legal action and third-party collections as well as providing follow-up support. * Analyze loan documents ...

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Showing results 1-20

All JobsRepossession JobsRepossession Jobs in Michigan

Repossession information

See Michigan salary details

$9.6K

$50.4K

$119.8K

How much do repossession jobs pay per year?

As of Jul 6, 2026, the average yearly pay for repossession in Michigan is $50,386.00, according to ZipRecruiter salary data. Most workers in this role earn between $33,600.00 and $45,300.00 per year, depending on experience, location, and employer.

How do I become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Some states require licensing or certification, which may involve background checks and training in legal procedures and safety protocols. Gaining experience in security, law enforcement, or automotive fields can also be beneficial.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

Do repossession agents make good money?

Repossession agents typically earn an hourly wage or commission-based pay, with salaries ranging from around $30,000 to $60,000 annually depending on experience, location, and workload. The job may involve irregular hours and physical activity, and some agents receive additional compensation for successful recoveries or overtime.

How do I get into a repo job?

To get into a repossession job, candidates typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Relevant skills include good communication, problem-solving, and knowledge of legal procedures; some employers may require background checks or training programs. Experience in security, law enforcement, or collections can be advantageous for entry-level positions.

What are the key skills and qualifications needed to thrive as a Repossession Agent, and why are they important?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

Does repo work pay well?

Repossession jobs typically offer hourly wages that range from minimum wage to around $20 per hour, with some positions offering commissions or bonuses based on recoveries. Pay can vary depending on experience, location, and the employer, and the job often requires strong communication skills and knowledge of legal procedures. Overall, repossession work is generally considered to provide moderate pay compared to other recovery or field service roles.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.
What are the most commonly searched types of Repossession jobs in Michigan? The most popular types of Repossession jobs in Michigan are:
What are popular job titles related to Repossession jobs in Michigan? For Repossession jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Repossession jobs in Michigan look for? The top searched job categories for Repossession jobs in Michigan are:
What cities in Michigan are hiring for Repossession jobs? Cities in Michigan with the most Repossession job openings:
Repossession jobs near you
Infographic showing various Repossession job openings in Michigan as of June 2026, with employment types broken down into 100% Full Time. Highlights an 89% In-person, and 11% Remote job distribution, with an average salary of $50,386 per year, or $24.2 per hour.

Experienced Locksmith

Alcar Recovery, LLC

Southfield, MI • On-site

Full-time

Posted 16 days ago

Job description

Salary:

Alcar Recovery, LLC is a rapidly growing repossession company in the Detroit area.

We are seeking a full-time locksmith with experience.


This position is for someone familiar and skilled at the craft of Automotive Locksmithing. We are currently ONLY looking for trained & experienced professionals familiar with key code utilization, pulling codes from locks and leash usage to obtain codes.


This professional must also be familiar and proficient with multiple brands of programmers, key cutting equipment and OEM equipment programming devices including NASTF.


This is a full-time position that will more than likely involve travel throughout the metro and surrounding areas. We will provide all of the tools necessary to perform the job functions in a timely manner.


Location: Detroit, MI