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Repossession Companies Jobs (NOW HIRING)

Mariner Finance

Collections Specialist II

Plano, TX · On-site

$19 - $23/hr

Coordinate collection of delinquent accounts through third-party service providers, including but not limited to, collection attorneys, debt settlement companies, and repossession companies.

Mariner Finance

Collections Specialist II

Plano, TX

$19 - $23/hr

Coordinate collection of delinquent accounts through third-party service providers, including but not limited to, collection attorneys, debt settlement companies, and repossession companies.

Mariner Finance

Collections Specialist II

Plano, TX

$19 - $23/hr

Coordinate collection of delinquent accounts through third-party service providers, including but not limited to, collection attorneys, debt settlement companies, and repossession companies.

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Repossession Companies information

What is the difference between Repossession Companies vs Repossession Agents?

AspectRepossession CompaniesRepossession Agents
CredentialsMay require licensing, background checks, and industry-specific certificationsTypically licensed and certified, often working under a repossession company
Work EnvironmentOperate across multiple locations, often with a team, handling multiple repossessionsPerform fieldwork, locating and recovering vehicles or assets on-site
Employer & Industry UsageEmploy multiple agents, serve financial institutions, leasing companies, and lenders

Repossession Companies are organizations that manage multiple repossessions, often employing several agents. Repossession Agents are field workers who locate and recover assets. While agents work under companies, companies oversee operations, logistics, and client relationships. Both roles require licensing and industry knowledge, but companies coordinate the broader process, making them the primary service providers in the repossession industry.

What are some common challenges faced by employees working for repossession companies?

Employees in repossession companies often encounter challenges such as managing stressful interactions with vehicle owners, working irregular hours including nights and weekends, and ensuring compliance with strict legal and ethical guidelines. Safety can also be a concern, as situations may become tense or confrontational. Successful team members typically rely on strong communication skills and support from their colleagues to handle these demanding aspects of the job.

What are the key skills and qualifications needed to thrive in a repossession company, and why are they important?

To thrive in a repossession company, you generally need knowledge of repossession laws, vehicle handling, and a valid driver's license, often supported by a background in security or collections. Familiarity with skip tracing software, GPS tracking systems, and compliance certifications such as CARS (Certified Asset Recovery Specialist) is typical. Strong soft skills include effective communication, conflict resolution, and attention to detail to handle sensitive situations professionally. These skills and qualifications are crucial for ensuring lawful, efficient, and safe recovery of assets while maintaining client and public trust.

What is a repossession company?

Repossession companies are businesses that specialize in recovering property, typically vehicles, that have been taken as collateral for a loan when the borrower defaults on their payments. These companies are hired by lenders, such as banks or finance companies, to retrieve the property legally and safely. Repossession agents must follow specific laws and regulations to ensure the repossession process is conducted fairly and without breaching the peace. Once the property is repossessed, it is usually sold at auction to recover the lender's losses.

How do I become a repossession companies?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Training is often provided by employers, and some states require licensing or certification, such as a repossession agent license or bond. Strong communication skills, knowledge of legal procedures, and the ability to work independently are important in this field.
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Repossession Companies jobs near you
Infographic showing various Repossession Companies job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 16% Part Time, 5% Contract, and 1% Nights. Highlights an 91% Physical, 3% Hybrid, and 6% Remote job distribution.

Repossession Agent

CAMPING COMPANIES INC

Flagstaff, AZ • On-site

Full-time

Re-posted 8 days ago

Job description

Verify account information provided by the client

-Investigate all leads by checking addresses and attempting contact

-Make contact with debtor or references to demand collateral

-Recover collateral

-Minimize risk through proper operation of equipment

-Minimize liability by obeying all pertinent laws and company policies

-Provide timely updates to clients according to policies and guidelines

-Provide timely and accurate condition reports for repossessed collateral

-Must be at least 25 years old

-Valid driver’s license & clean driving record

-Should have basic mechanical knowledge

-Basic computer skills required

-Ability to work long and non-standard hours

-Self-Motivated

-Ability to multi-task and prioritize

-Superior communication skills

-Strong organizational skills required

-Strong analytical skills

-Successfully pass drug test

-Successfully pass Certified Asset Recovery Specialist (CARS) exam

Education & Training:

-High School Diploma or equivalent

-Previous repossession experience a plus

-Previous law enforcement or military a plus

-Previous tow truck and/or heavy equipment experience a plus

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