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Repossession Agent Jobs in Miami, FL (NOW HIRING)

Repossession Agent information

See Miami, FL salary details

$9

$20

$32

How much do repossession agent jobs pay per hour?

As of Aug 15, 2026, the average hourly pay for repossession agent in Miami, FL is $20.08, according to ZipRecruiter salary data. Most workers in this role earn between $15.62 and $22.31 per hour, depending on experience, location, and employer.

What is the difference between Repossession Agent vs Field Investigator?

AspectRepossession AgentField Investigator
CredentialsDriver's license, sometimes security or repossession trainingInvestigation certifications, background checks
Work EnvironmentFieldwork, often in various locations, sometimes confrontationalFieldwork, interviews, surveillance
Employer & IndustryLoan companies, banks, repossession agenciesInsurance companies, private investigation firms
Search & Comparison IntentLocating and recovering collateralGathering information, verifying facts

While both roles involve fieldwork and require investigative skills, Repossession Agents focus on locating and recovering collateral for lenders, often involving physical recovery. Field Investigators gather information, verify details, and conduct surveillance for various clients. The roles share some credentials and work environments but differ in primary responsibilities and industry focus.

What are some common challenges faced by repossession agents and how can they be managed on the job?

Repossession Agents often encounter challenges such as dealing with difficult or emotional vehicle owners, working irregular hours, and ensuring personal safety during recoveries. Staying calm under pressure, maintaining professionalism, and following proper legal protocols are essential for managing these situations. Agents typically work closely with team members, such as dispatchers and security staff, to coordinate safe and efficient repossessions. Training in conflict resolution and awareness of local laws can further help agents navigate these challenges successfully.

What is a repossession agent?

Repossession agents are professionals hired by lenders or financial institutions to recover property, typically vehicles or equipment, when borrowers default on their loans. They locate, secure, and retrieve the assets in accordance with state and federal laws, ensuring the process is handled legally and safely. Repossession agents may work independently or for repossession companies, and often need knowledge of legal procedures, negotiation skills, and sometimes a special license. Their work can be challenging and may involve interacting with distressed or confrontational individuals. The goal is to recover the property while minimizing conflict and legal risk.

What are the key skills and qualifications needed to thrive as a repossession agent, and why are they important?

To thrive as a Repossession Agent, you need a strong understanding of state and federal repossession laws, a valid driver's license, and often a high school diploma or equivalent. Familiarity with skip tracing software, GPS tracking systems, and digital reporting tools is typically required. Excellent negotiation, conflict resolution, and situational awareness are crucial soft skills for managing interactions with vehicle owners and ensuring safety. These skills and qualifications are essential for performing repossessions legally, efficiently, and safely while minimizing risk and maintaining professionalism.

What does a repossession agent do?

As a repossession agent, you participate in the recovery of an asset when someone is overdue on a debt payment. In your job as a repo agent, you may collect the deed to a vehicle or another piece of property, coordinate the transfer of ownership through a bank, and comply with all relevant laws and regulations for the repossession process. You may also help calculate the costs of repossession and help the bank determine the best way to finance complicated repossession efforts. Repossession agents should not be confused with recovery agents, who locate and retrieve people who fail to appear in court, though some people perform both duties.

What are the most commonly searched types of Repossession Agent jobs in Miami, FL?

The most popular types of Repossession Agent jobs in Miami, FL are:

What job categories do people searching Repossession Agent jobs in Miami, FL look for?

The top searched job categories for Repossession Agent jobs in Miami, FL are:

What cities near Miami, FL are hiring for Repossession Agent jobs?

Cities near Miami, FL with the most Repossession Agent job openings:

Infographic showing various Repossession Agent job openings in Miami, FL as of August 2026, with employment types broken down into 90% Full Time, 8% Part Time, and 2% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $41,775 per year, or $20.1 per hour.

Repo Agent * Licensed

T & L Recovery Inc

Fort Lauderdale, FL • On-site

$60K - $100K/yr

Full-time

Re-posted 11 days ago


Job description

Busy repossession company now hiring honest, licensed recovery agents to join our team. Experience is a must! Must be at least 24 years of age with a clean driving record and must be able to pass a background check. This position requires you to have a class E or EE repossession license issued by the Department of Aggriculture. This is a commission-based position with an annual earning potential of 80k+. Experience in RDN, DRN, Clear Plan, and RCM are a plus. Night and Day shifts are needed. Must be self-motivated, reliable and computer literate.

Company Description

Licensed Repossession Company