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Remote Underwriter Jobs in Michigan (NOW HIRING)

Sr. Mortgage Underwriter

Lansing, MI · On-site +1

$118K/yr

Underwriters are self-sufficient, confident and accurate decision makers. They have the ability to work both independently and cohesively with others and foster a team environment. The focus of an ...

Processor (REMOTE)

Grand Rapids, MI · Remote

$38K - $52K/yr

Processor Fully Remote Member First Mortgage is seeking a Processor to join our growing Processing ... Obtains and verifies necessary information and prepares documents for underwriting and closing ...

$35.53 - $47.36/hr

Provides underwriting interpretation within established guidelines * Typically has customer contact ... 36 Hourly, Remote This hiring range is a reasonable estimate of the base pay range for this ...

$26.88 - $35.82/hr

Collaborate with underwriters and internal partners to ensure accuracy and efficiency in the title ... 82 Hourly, Remote This hiring range is a reasonable estimate of the base pay range for this ...

Showing results 21-40

Remote Underwriter information

See Michigan salary details

$28.3K

$68.8K

$121.6K

How much do remote underwriter jobs pay per year?

As of Aug 15, 2026, the average yearly pay for remote underwriter in Michigan is $68,750.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,200.00 and $75,800.00 per year, depending on experience, location, and employer.

What does a remote underwriter do?

As a remote underwriter, you work from home to review loan applications with the goal of helping a lender decide whether or not a borrower should be offered financial support through insurance, a mortgage, or other loan options. Underwriting requires a financial institution to assume the financial risk in case of loss, so most institutions focus on minimizing risk when deciding which people to offer this service to. Most remote underwriters specialize in one part of the industry, such as mortgages, business loans, or health insurance. Your duties vary slightly depending on the industry, but you typically review applications for accuracy and adherence to loan provider requirements or government regulations. You may also put a price on known risks and monitor factors affecting your market.

What are the key skills and qualifications needed to thrive as a remote underwriter?

To excel as a Remote Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment, typically supported by a background in finance, business, or insurance and relevant certifications such as CPCU or AU. Familiarity with underwriting software, loan origination systems (LOS), and document management platforms is crucial for efficient remote work. Outstanding written communication, time management, and independent decision-making help you stand out in this role. These skills ensure accurate risk evaluations, compliance with regulations, and effective collaboration with clients and colleagues from a remote setting.

What does a remote underwriter do?

A remote underwriter evaluates and assesses loan applications, insurance policies, or other financial products from a remote location, usually working from home. Their primary role is to review applicants’ financial information, credit history, and other relevant documents to determine risk and eligibility. Remote underwriters use specialized software and follow guidelines to make approval or denial decisions. They communicate with applicants, agents, or loan officers via email, phone, or video conferencing, ensuring all documentation is accurate and compliant. This role requires strong analytical skills, attention to detail, and the ability to work independently.

What is the difference between Remote Underwriter vs Remote Loan Processor?

AspectRemote UnderwriterRemote Loan Processor
Required CredentialsMortgage or insurance underwriting certifications, licensesLoan processing certifications, customer service skills
Work EnvironmentHome office, financial institutions, insurance companiesHome office, mortgage or lending companies
Employer & IndustryFinancial services, insurance, mortgage lendersMortgage lenders, banks, credit unions
Common Search & ComparisonYesYes

Remote Underwriters and Remote Loan Processors both work in the mortgage and lending industry, often from home. While Underwriters focus on evaluating risk and approving loans based on financial documents, Loan Processors handle the administrative tasks of preparing loan files. Both roles require industry-specific certifications and are integral to the lending process, but they differ in responsibilities and daily tasks.

How does a remote underwriter collaborate effectively with team members and other departments?

As a remote underwriter, collaboration is primarily achieved through digital communication tools such as email, instant messaging, and video conferencing. You’ll regularly interact with loan officers, processors, and sometimes clients to clarify documentation, discuss risk assessments, and resolve outstanding issues. Staying organized and proactive in your communication is essential to ensure all parties are aligned and deadlines are met. Many organizations also utilize project management or workflow software to track progress and foster teamwork despite the physical distance.

What are the most commonly searched types of Underwriter jobs in Michigan?

The most popular types of Underwriter jobs in Michigan are:

What cities in Michigan are hiring for Remote Underwriter jobs?

Cities in Michigan with the most Remote Underwriter job openings:

Infographic showing various Remote Underwriter job openings in Michigan as of August 2026, with employment types broken down into 91% Full Time, 4% Part Time, 1% Temporary, and 4% Contract. Highlights an 70% Physical, 10% Hybrid, and 20% Remote job distribution, with an average salary of $68,750 per year, or $33.1 per hour.

Credit Underwriter Sr - Inventory Finance

Huntington

Detroit, MI • On-site, Remote

$57K - $124K/yr

Full-time

Medical, Life, Retirement, PTO

Re-posted 25 days ago


Job description

Description

This position is available to be filled at any Huntington Bank Corporate office location.

Summary:

The Credit Underwriter Sr. - Inventory Finance is responsible for analyzing and monitoring credit worthiness of assigned customers/accounts and recommending and/or approving credit within established guidelines. Includes analyzing financial statements and completing ratio and trend analysis of statements to determine if a customer is eligible for financing.

Duties and Responsibilities:

  • Underwrite high quality credit narratives in support of new and existing loans. Review and analyze various transactions. Includes review and analysis of applications, financial statements, balance sheets, D&B reports, etc.

  • Spreading business financial statements and tax returns using Moody's software to analyze multi-year trends and ratios from financial information.

  • Understand cash flow from operations, which includes identifying recurring and non-recurring sources of cash flow.

  • Research industry trends and risks.

  • Perform collateral analysis including accounts receivable, inventory, real estate and investments.

  • Run credit reports and gather/analyze KYC information.

  • Spread personal financial statements and tax returns for individual guarantors, develop borrower and guarantor global cash flow analysis.

  • Work with other areas to monitor delinquency, delinquency trends and repossession activity.

  • Conduct annual financial statement follow-up to borrowers and track and monitor the receipt by the Bank of this information.

  • Prepare written recommendation as to whether the proposed loan should be approved as presented, and provide alternate loan structure recommendations.

  • Present to loan committee for loan approvals. Communicate decisions.

  • Performs other duties as assigned.

Basic Qualifications:

  • Bachelor's degree in Finance, Accounting, Business or related field

  • 3+ years wholesale/commercial credit underwriting experience

Preferred Qualifications:

  • Masters Degree

  • Detail oriented with the ability to analyze cash flow, leverage and gauge customer strength. Experience with deal sizes ranging from 2MM to 10MM being preferred.

  • Experience in lending to a wide variety of industries, loan types, and sizes of companies being preferred

  • Strong written/verbal communication and presentation skills.

  • Demonstrated ability to make sound business judgments while protecting the interests of the bank.

  • Strong technical skills.

#LI-DK1

#CML


Exempt Status: (Yes= not eligible for overtime pay) (No= eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Compensation Range:

$57,000 - $124,000 Annual Salary

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.