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Remote Senior Underwriter Jobs in Michigan (NOW HIRING)

AD Mortgage

Government Senior Underwriter

Troy, MI · On-site +1

$93K - $110K/yr

This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for ... Department Mortgage Operations | Underwriting Role Government Senior Underwriter Locations Troy MI ...

CSAA

$89K - $105K/yr

Job Title Senior Commercial Program Underwriter - Remote Requisition Number R7936 Senior Commercial Program Underwriter - Remote (Open) Location Arizona - Home Teleworkers Additional Locations ...

AD Mortgage

Government Senior Underwriter

Troy, MI · Remote

$93K - $110K/yr

Ensures that Company operating standards are met for underwriting and compliance by utilizing ... This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for ...

Manulife

$89K - $105K/yr

This is a remote role open to any location in continental US Manulife is a leading international ... In addition to those performed by Underwriter Consultants - identify and provide solutions to work ...

Manulife

Senior Underwriting Consultant

Wyoming, MI · On-site +1

$89K - $105K/yr

This is a remote role open to any location in continental US Manulife is a leading international ... In addition to those performed by Underwriter Consultants - identify and provide solutions to work ...

Summit

$62K - $94K/yr

The person hired for this position will work out of the Gainesville, GA office. #LI-Remote Job ... Underwriter (CPCU), Certified Insurance Counselor (CIC), Program in General Insurance (INS) or ...

Great American Insurance Group

$62K - $94K/yr

The person hired for this position will work out of the Gainesville, GA office. #LI-Remote Job ... Underwriter (CPCU), Certified Insurance Counselor (CIC), Program in General Insurance (INS) or ...

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Showing results 1-20

All JobsUnderwriter JobsRemote Senior Underwriter JobsRemote Senior Underwriter Jobs in Michigan

Remote Senior Underwriter information

See Michigan salary details

$32.2K

$92.9K

$116.4K

How much do remote senior underwriter jobs pay per year?

As of Aug 31, 2026, the average yearly pay for remote senior underwriter in Michigan is $92,913.00, according to ZipRecruiter salary data. Most workers in this role earn between $85,900.00 and $101,500.00 per year, depending on experience, location, and employer.

What does a remote senior underwriter do?

A Remote Senior Underwriter evaluates and assesses the risk of insuring applicants for various types of insurance, such as life, health, property, or casualty, while working from a remote location. They review applications, analyze financial documents, and use specialized software to determine policy terms and premiums. Senior Underwriters often handle more complex cases and may mentor junior staff or assist in developing underwriting guidelines. They communicate with agents, brokers, and clients to clarify information and ensure compliance with company and regulatory standards.

What skills and qualifications are needed to thrive as a remote senior underwriter?

To thrive as a Remote Senior Underwriter, you need deep expertise in risk assessment, underwriting principles, and relevant industry regulations, typically supported by a bachelor’s degree and significant underwriting experience. Familiarity with underwriting software, automated risk analysis tools, and CRM systems is commonly required, along with certifications such as CPCU or ARM. Exceptional analytical thinking, attention to detail, and strong communication skills set top performers apart, especially when collaborating virtually. These skills ensure accurate risk evaluation, sound decision-making, and effective client and team interactions in a remote setting.

What are common challenges faced by remote senior underwriters, and how can they be addressed?

Remote Senior Underwriters often encounter challenges in maintaining clear communication with team members and staying updated on ever-changing underwriting guidelines. To address these, it's essential to leverage collaborative technologies, participate in regular virtual meetings, and proactively seek clarification on complex cases. Additionally, self-discipline and strong organizational skills are vital for managing workloads and meeting deadlines in a remote environment. Building strong relationships with both colleagues and clients can also help ensure smooth workflows and effective decision-making.

What is the difference between Remote Senior Underwriter vs Remote Underwriter?

AspectRemote Senior UnderwriterRemote Underwriter
CredentialsTypically requires 5+ years of underwriting experience, industry certifications (e.g., CPCU, ARM)Entry to mid-level experience, may require relevant licenses or certifications
Work EnvironmentSenior-level responsibilities, decision-making authority, mentorship rolesPerforming underwriting tasks, supporting senior staff, less decision-making authority
Employer & Industry UsageInsurance companies, financial institutions, brokersInsurance firms, brokers, third-party administrators

The main difference between a Remote Senior Underwriter and a Remote Underwriter lies in experience, decision-making authority, and responsibilities. Senior Underwriters handle complex cases, mentor junior staff, and have greater autonomy, while Underwriters focus on standard cases and support roles. Both roles are essential in the insurance industry and often require similar credentials, but the senior position demands more experience and leadership.

What are popular job titles related to Remote Senior Underwriter jobs in Michigan?

For Remote Senior Underwriter jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Remote Senior Underwriter jobs in Michigan look for?

The top searched job categories for Remote Senior Underwriter jobs in Michigan are:

What cities in Michigan are hiring for Remote Senior Underwriter jobs?

Cities in Michigan with the most Remote Senior Underwriter job openings:

Remote Senior Underwriter jobs near you
Infographic showing various Remote Senior Underwriter job openings in Michigan as of August 2026, with employment types broken down into 89% Full Time, 5% Part Time, and 6% Contract. Highlights an 100% Remote job distribution, with an average salary of $92,913 per year, or $44.7 per hour.

Government Senior Underwriter

AD Mortgage

Troy, MI • On-site, Remote

$93K - $110K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 3 days ago

Job description

About this opportunity
AD Mortgage is a leading nationwide mortgage lender with over 20 years of experience delivering residential and commercial loan solutions. With a team of 500+ professionals across the U.S., we proudly provide A+++ service in more than 45 states. Our success is driven by innovation, collaboration, and a commitment to excellence.
Key Responsibilities
  • Reviews all items and conditions provided by borrowers and ensures they meet the required guidelines by utilizing internal and external (e.g., agency) policies and procedures [e.g., automated underwriting systems such as Desktop Underwriter (DU)]
  • Knowledge of FHA, VA, and USDA guidelines is a must, including thorough knowledge of the 4000.1 HUD Handbook and VA Lender's Handbook.
  • Direct Endorsement (DE) is a must, and LAPP/SAR certifications are preferred.
  • Knowledge of Ginnie Mae, Fannie Mae, and Freddie Mac is a must.
  • Wholesale / Correspondent experience is preferred
  • Non-QM experience is preferred.
  • Ensures that Company operating standards are met for underwriting and compliance by utilizing internal and external (e.g., agency) policies and procedures
  • Reviews applications and all pertinent disclosures to ensure compliance with all Federal, State, and investor requirements are met and upheld
  • Monitors property appraisal process to ensure the value of a property is accurately presented
  • Analyzes documentation such as credit, income, assets, and appraisals to make sound underwriting decisions based on this analysis by using an internal checklist
  • Analyze loan applications to identify any risk issues and/or potential misrepresentation.
  • Reviews documentation and ensures documents are properly classified and organized
  • Makes quality underwriting decisions while maintaining Company turn-time expectations
  • Reviews and clears conditions on all loans to ensure a complete loan package prior to closing
  • Utilizes proprietary and online tools [e.g. WebLGY, FHA Connection, Mortgage Electronic Registration System (MERS), AVM's, etc.] to help combat fraudulent activity and ensure quality loan decisions
  • Have the ability to rework loans to new terms and identify additional conditions as needed.
  • Must be able to provide quick and accurate answers on multiple loan project guidelines.
  • Engages specific strategies (e.g., determines appropriate individuals to resolve escalated customer issues, etc.) to resolve customer questions and concerns
  • Continually reviews underwriting environment, and suggests improvement opportunities to management
  • Acts as a recognized subject matter expert within the Company and partners with management on underwriting-related issues by providing analytical support, and counseling advice for their functional areas
Location and Schedule
  • This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for candidates residing 50 miles or more from the office.
  • Our standard working hours are Monday to Friday, 9:00 AM to 6:00 PM.
Skills & Qualifications
  • Intermediate knowledge in Microsoft Word, Excel, Outlook, DocMagic, and Adobe
  • Expert knowledge of conventional and government loan underwriting and selling guidelines (e.g. Ginnie Mae, Fannie Mae, Freddie Mac, FHA, VA, etc.)
  • Exceptional customer service
  • Excellent attention to detail
  • Ability to communicate effectively with all levels
  • Ability to positively project the Company and department
What We Offer | Career and Culture
  • Company Culture: Inclusive, supportive company culture where you are not a number, but a voice that's heard and brings value.
  • Growth Path: Defined paid training and clear pathways for career development.
  • Benefits: Comprehensive benefits package including PTO, sick days, paid volunteer hours, medical, dental, vision insurance, and 401(k).
    Take the first step towards a rewarding career in the mortgage industry with AD Mortgage.
    Our Recruitment team will reach out to you shortly!

Connect with us: Explore our social media to get a sense of our corporate culture.
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We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sexual orientation, age, marital status, veteran status, or disability status.
We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
Department Mortgage Operations | Underwriting Role Government Senior Underwriter Locations Troy MI Remote status Fully Remote

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