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Intermediate Underwriter Jobs in Michigan (NOW HIRING)

AD Mortgage

Senior Underwriter

Troy, MI · On-site

$93K - $110K/yr

Intermediate knowledge in Microsoft Word, Excel and Outlook * Expert knowledge of conventional and/or government loan underwriting and selling guidelines (e.g., Fannie Mae, Freddie Mac, FHA, VA, etc.

AD Mortgage

Government Senior Underwriter

Troy, MI · On-site +1

$93K - $110K/yr

Intermediate knowledge in Microsoft Word, Excel, Outlook, DocMagic, and Adobe * Expert knowledge of conventional and government loan underwriting and selling guidelines (e.g. Ginnie Mae, Fannie Mae ...

AD Mortgage

Government Senior Underwriter

Troy, MI · Remote

$93K - $110K/yr

Intermediate knowledge in Microsoft Word, Excel, Outlook, DocMagic, and Adobe * Expert knowledge of conventional and government loan underwriting and selling guidelines (e.g. Ginnie Mae, Fannie Mae ...

Commercial Bank

Loan Officer/Underwriter

Okemos, MI · On-site

Description Summary of Duties The Loan Officer and Underwriter is responsible for evaluating ... Must possess PC skills at an intermediate level. Ability to use the Internet. Ability to learn ...

Commercial Bank

Loan Officer/Underwriter

Alma, MI · On-site

Analyze, underwrite, and approve consumer and residential loan applications in accordance with bank ... at an intermediate level. Ability to use the Internet. • Ability to learn compliance and law ...

Commercial Bank

Loan Officer/Underwriter

Alma, MI · On-site

Description Summary of Duties The Loan Officer and Underwriter is responsible for evaluating ... Must possess PC skills at an intermediate level. Ability to use the Internet. Ability to learn ...

Commercial Bank

Loan Officer/Underwriter

Okemos, MI · On-site

Analyze, underwrite, and approve consumer and residential loan applications in accordance with bank ... at an intermediate level. Ability to use the Internet. • Ability to learn compliance and law ...

Delta Dental of Michigan

Actuarial Analyst

Okemos, MI · On-site

Assists underwriting with rating of non-standard benefits design. * Provides information to ... Position requires intermediate knowledge of word processing and spreadsheet applications; strong ...

Delta Dental of Michigan

Actuarial Analyst

Okemos, MI · Hybrid

Assists underwriting with rating of non-standard benefits design. * Provides information to ... Position requires intermediate knowledge of word processing and spreadsheet applications; strong ...

The AF Group

Audit Quality Specialist

Lansing, MI · On-site

Some knowledge of underwriting rules, procedures and Workers Compensation classifications for ... Basic knowledge of computers, word processing and ability to type 40 WPM Intermediate knowledge of ...

Emergent Holdings

Audit Quality Specialist

Lansing, MI · On-site

Some knowledge of underwriting rules, procedures and Workers Compensation classifications for ... Basic knowledge of computers, word processing and ability to type 40 WPM Intermediate knowledge of ...

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All JobsIntermediate Underwriter JobsIntermediate Underwriter Jobs in Michigan

Intermediate Underwriter information

See Michigan salary details

$28.3K

$68.8K

$121.6K

How much do intermediate underwriter jobs pay per year?

As of Aug 10, 2026, the average yearly pay for intermediate underwriter in Michigan is $68,750.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,200.00 and $75,800.00 per year, depending on experience, location, and employer.

What are common challenges faced by intermediate underwriters and how can they be managed?

Intermediate Underwriters often encounter challenges such as balancing risk assessment with business goals, managing a high volume of applications, and keeping up with changing regulations and market trends. To manage these challenges, it’s important to stay organized, use underwriting software efficiently, and maintain clear communication with senior underwriters, agents, and clients. Regular training and collaboration with team members can also help in navigating complex cases and ensuring decisions align with company policies.

What is an intermediate underwriter?

An Intermediate Underwriter is a professional who evaluates and analyzes the risks associated with insuring people or assets, typically working in the insurance or finance industry. They review applications, assess documentation, and determine the terms and conditions under which coverage should be offered. Intermediate Underwriters have more experience than entry-level underwriters and are trusted to handle more complex cases, often working independently or mentoring junior staff. Their decisions directly impact the profitability and risk exposure of their employer.

What is the difference between Intermediate Underwriter vs Underwriting Assistant?

AspectIntermediate UnderwriterUnderwriting Assistant
CredentialsTypically requires underwriting certifications and some experienceUsually requires basic administrative or entry-level qualifications
Work EnvironmentPerforms risk assessment, decision-making, and policy reviewSupports underwriting team with administrative tasks and data entry
Employer & Industry UsageCommonly employed in insurance companies and brokerage firmsFound in similar settings, assisting underwriters in daily tasks

The Intermediate Underwriter and Underwriting Assistant roles differ mainly in responsibility and experience. The Intermediate Underwriter actively assesses risks and makes decisions, while the Underwriting Assistant provides administrative support. Both roles are essential in the insurance industry, with the Intermediate Underwriter requiring more specialized knowledge and experience.

What skills and qualifications are needed to thrive as an intermediate underwriter?

To thrive as an Intermediate Underwriter, you need solid analytical abilities, knowledge of risk assessment, and a background in finance or insurance, often supported by a bachelor's degree. Familiarity with underwriting software, policy management systems, and relevant certifications such as CPCU or AU is highly valuable. Strong decision-making, attention to detail, and effective communication skills help you excel in evaluating applications and collaborating with clients or agents. These competencies ensure accurate risk evaluation, compliance, and profitable portfolio management in a competitive insurance market.
What are the most commonly searched types of Underwriter jobs in Michigan? The most popular types of Underwriter jobs in Michigan are:
What are popular job titles related to Intermediate Underwriter jobs in Michigan? For Intermediate Underwriter jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Intermediate Underwriter jobs in Michigan look for? The top searched job categories for Intermediate Underwriter jobs in Michigan are:
What cities in Michigan are hiring for Intermediate Underwriter jobs? Cities in Michigan with the most Intermediate Underwriter job openings:
Intermediate Underwriter jobs near you
Infographic showing various Intermediate Underwriter job openings in Michigan as of July 2026, with employment types broken down into 80% Full Time, 16% Part Time, 1% Temporary, 2% Contract, and 1% Nights. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $68,750 per year, or $33.1 per hour.

Underwriter - Harbor Risk/Ocean Marine

USI Holdings Corporation

Grand Rapids, MI • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 4 days ago

Job description

Description and Requirements
General Description: Assess risks of an intermediate nature, develop, and negotiate premiums. Manage relationships with brokers and carriers. Provide appropriate insurance products to clients. Generate profit in accordance with company goals.
Responsibilities:
  • Under limited supervision, analyze and determine the acceptability of risks. Includes evaluating the application, website, claims history, and file notes.
  • Obtain supplementary information as needed to underwrite policy.
  • Determine the desirability of accepting or rejecting risks within program guidelines.
  • Coordinate risk assessment with Underwriting team as needed.
  • Underwrite and price exposures in accordance with filed and approved program rate levels and guidelines. Bring policy to completion with recommending and binding coverage, invoicing, and policy issuance.
  • Identify the need, order, and evaluate additional risk assessment information.
  • Communicate with agents to obtain supplemental underwriting information as needed.
  • Analyze and rate endorsement requests.
  • Issue and track conditional/non-renewal notices and cancellations. Adhere to regulatory compliance.
  • Maintain knowledge of policy terms and endorsements.
  • Assist manager in establishing underwriting policy and procedures.
  • May require some travel for educational development or client relationship building.

Knowledge, Skills and Abilities:
  • 3 years + underwriting experience.
  • High school diploma or equivalent required.
  • For direct client service/underwriting, Property & Casualty and/or appropriate business licensure is required.
  • Broad knowledge of insurance industry.
  • Ability to negotiate with strong mathematical skills.
  • Strong written and verbal communication skills.
  • Working knowledge of Microsoft Office suite of products.
  • Proficiency in utilizing company systems.
  • Strong organizational and analytical skills with attention to detail and accuracy.
  • Strong research skills to troubleshoot customer problems.
  • Ability to travel 10% of the time.
    #LI-CG3
    #LI-Hybrid

USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance and other unique employer-sponsored and voluntary programs. USI also offers a generous paid time off policy, paid family leave benefit as well as paid holiday time.

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