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Remote Medical Underwriting Jobs (NOW HIRING)

Underwriter, Allied Medical

Richmond, VA · On-site +1

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

While there is a preference to be based in Richmond, VA, we are open to a remote working location ... Establish and maintain underwriting standards and discipline to ensure the delivery of profitable ...

Underwriter, Allied Medical

Richmond, VA · On-site +1

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

While there is a preference to be based in Richmond, VA, we are open to a remote working location ... Establish and maintain underwriting standards and discipline to ensure the delivery of profitable ...

Underwriting Consultant

$96K - $161K/yr

  • Retirement

  • PTO

Assess medical and non-medical risk in alignment with company guidelines, with the goal of ... As a remote-first organization committed to providing a positive experience for both employees and ...

... medical underwriting. - Policy reinstatement requests will include evaluating client responses to medical questions, medical examinations, lab work, or review of physician's records to complete the ...

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Remote Medical Underwriting information

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$35

$40

$44

How much do remote medical underwriting jobs pay per hour?

As of Aug 12, 2026, the average hourly pay for remote medical underwriting in the United States is $40.70, according to ZipRecruiter salary data. Most workers in this role earn between $38.70 and $42.55 per hour, depending on experience, location, and employer.

What are some typical challenges faced by remote medical underwriters?

Remote medical underwriters often encounter challenges such as interpreting complex medical records without direct access to healthcare providers for clarification and ensuring data privacy while working off-site. Managing multiple applications simultaneously and maintaining up-to-date knowledge of changing regulatory standards can also be demanding. Collaboration with dispersed teams, underwriters, and insurance agents relies heavily on effective digital communication. Overcoming these challenges requires strong organizational skills, proactive communication, and a commitment to ongoing professional development.

What is a remote medical underwriter?

A Remote Medical Underwriting job involves evaluating medical and financial information to assess the risk of insuring individuals, typically for life, health, or disability insurance. Underwriters analyze medical records, applications, and other relevant data to determine coverage eligibility and premium rates. This role is performed remotely, allowing professionals to work from home while utilizing digital tools to assess risk and ensure compliance with industry regulations. Strong analytical skills, medical knowledge, and attention to detail are essential for success in this position.

What are the key skills and qualifications needed to thrive as a remote medical underwriter?

To thrive as a Remote Medical Underwriter, you need a strong background in medical terminology, risk assessment, and insurance principles, often supported by a degree in nursing or healthcare and relevant underwriting experience. Familiarity with underwriting software, electronic health records (EHR), and knowledge of HIPAA regulations is highly valuable, as are certifications like LOMA or ALU. Strong analytical skills, attention to detail, written communication, and the ability to work independently are essential soft skills in this role. These abilities ensure accurate and timely assessment of applications, effective remote collaboration, and compliance with industry standards.

More about Remote Medical Underwriting jobs
What cities are hiring for Remote Medical Underwriting jobs? Cities with the most Remote Medical Underwriting job openings:
What states have the most Remote Medical Underwriting jobs? States with the most job openings for Remote Medical Underwriting jobs include:
What job categories do people searching Remote Medical Underwriting jobs look for? The top searched job categories for Remote Medical Underwriting jobs are:
Infographic showing various Remote Medical Underwriting job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $84,666 per year, or $40.7 per hour.

Manager, Group Medical Underwriting

Lincoln Financial

Charlotte, NC • On-site, Remote

$72K - $131K/yr

Full-time

Medical, Retirement, PTO

Posted 9 days ago


Lincoln Financial rating

7.4

Company rating: 7.4 out of 10

Based on 73 frontline employees who took The Breakroom Quiz

226th of 304 rated insurance


Job description

Alternate Locations: Work from Home

 Work Arrangement:

Remote : Work at home employee residing outside of a commutable distance to an office location.

Relocation assistance:  is not available for this opportunity.

Requisition #: 76396

The Role at a Glance

As a Manager in Group Medical Underwriting, you will manage a team of medical underwriting professionals. You will oversee the adherence to policies and procedures, setting priorities, communicating key goals, tracking performance, and training team members to ensure success.    

What you'll be doing
  • Supervise the day-to-day team operations for the medical underwriting team. 
  • Manage the evaluation of individual employee medical underwriting requirements and risk selection on members of group accounts including new applicants, late plan entrants and benefit change requests during enrollment periods. 
  • Evaluate risks and determine approval or rejection on complex cases and second signoffs.  
  • Maintain knowledge on current and emerging medical underwriting practices and present on new trends/information to team.
  • Responsible for administering medical underwriting rules and guidelines, application quality audits, and insurance laws and regulations. 
  • Provide training and development opportunities, including stretch assignments, for team members and give honest and open feedback to aid in the development of talent.
  • Manage and enhance organizational initiatives by positively influencing and supporting change management and/or departmental/enterprise initiatives.
  • Responsible for hiring, training and development of staff.  
  • Ensure that top talent is hired and retained.
  • Build organizational capability.
  • Serve as a resource to team members and internal/external stakeholders.
  • Forge strong professional relationships with key partners (internal and external), with strong emphasis on collaboration with distribution and project management partners.
  • Ensure Quality Assurance and Training recommendations are incorporated into employee development and performance measurement
  • Carry out duties in compliance with all state and federal regulations and guidelines.  Complies with all company and site policies and procedures.
  • Remain current in professional and industry trends.
  • Make a positive contribution as demonstrated by:  Making suggestions for improvement, Learning new skills, procedures, and processes
  • Perform other duties as required.
What we're looking for

Must-haves:

  • Medical Underwriting expertise
  • 4 Year/Bachelor's degree or equivalent work experience (4 years of experience in lieu of Bachelor's)  
  • 5+ Years of risk management experience with substantial background in medical underwriting group coverages including 2+ years of managerial, supervisory, and/or demonstrated leadership experience  

Nice-to-haves:  

  • FALU (Fellow Academy of Life Underwriting)
  • FLMI (Fellow Life Management Institute) 
  • Group/employer insurance experience 
Application Deadline

Applications for this position will be accepted through 10/04/26 subject to earlier closure due to applicant volume.

What's it like to work here?

At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future. 

What's in it for you:

  • Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes

  • Leadership development and virtual training opportunities

  • PTO/parental leave

  • Competitive 401K and employee benefits

  • Free financial counseling, health coaching and employee assistance program

  • Tuition assistance program

  • Work arrangements that work for you

  • Effective productivity/technology tools and training

The pay range for this position is $72,900 - $131,600 with anticipated pay for new hires between the minimum and midpoint of the range and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln's total rewards package for employees.  In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual.  Other rewards may include long-term incentives, sales incentives and Lincoln's standard benefits package.

About The Company

Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services. 

With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach. 

Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice. 

Lincoln is committed to creating an inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. 

Follow us on Facebook, X, LinkedIn, Instagram, and YouTube. For the latest company news, visit our newsroom. 

Be Aware of Fraudulent Recruiting Activities

If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview.  Please contact Lincoln's fraud team at fraudhotline@lfg.com if you encounter a recruiter or see a job opportunity that seems suspicious.

Additional Information

This position may be subject to Lincoln's Political Contribution Policy.  An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln's current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees.

Lincoln Financial ("Lincoln" or "the Company") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability. Opportunities throughout Lincoln are available to employees and applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling (866) 922-6543.

This Employer Participates in E-Verify. See the E-Verify notices.

Este Empleador Participa en E-Verify. Ver el E-Verify avisos. 


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Lincoln Financial logo

About Lincoln Financial

Sourced by ZipRecruiter

Lincoln Financial Group, a Fortune 200 company with over 10,000 employees, provides advice and solutions that help empower Americans to take charge of their financial lives with confidence. Our core business areas - Life Insurance, Annuities, Retirement Plan Services and Group Protection - focus on supporting, preserving and enhancing over 17 million customer's lifestyles and retirement outcomes. Headquartered in Radnor, Pennsylvania, Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates. The company had $324 billion in end-of-period account values as of June 30, 2021. Ranked one of the Best Large Employers in America and Best Employers for Women by Forbes magazine as well as one of Newsweek's Most Responsible Companies, Lincoln Financial Group makes a serious investment in our employees' futures through a broad range of wealth accumulation and protection plans, health and wellness programs, and career development resources designed to help each individual reach their personal and professional goals.

Industry

Finance and insurance

Company size

5,001 - 10,000 Employees

Headquarters location

Radnor, PA, US

Year founded

1905