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Remote Life Insurance Underwriter Jobs in Michigan

HMG Careers

Remote Life Insurance Agent

Detroit, MI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Grand Rapids, MI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Ann Arbor, MI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Lansing, MI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

AAA Life Insurance Company

Life Sales Agent-SISU

Livonia, MI · On-site +1

$90K - $117K/yr

Provides services factoring in all applicable rules (underwriting, business procedures, etc) and ... Remote Relocation Eligibility: Not Available * Promotes the sale of AAA Life Insurance products in ...

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All JobsLife Insurance Underwriter JobsRemote Life Insurance Underwriter JobsRemote Life Insurance Underwriter Jobs in Michigan

Remote Life Insurance Underwriter information

See Michigan salary details

$28.3K

$68.8K

$121.6K

How much do remote life insurance underwriter jobs pay per year?

As of Aug 5, 2026, the average yearly pay for remote life insurance underwriter in Michigan is $68,750.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,200.00 and $75,800.00 per year, depending on experience, location, and employer.

What does a remote life insurance underwriter do?

A remote life insurance underwriter decides whether clients qualify for coverage and the terms that they receive. Your responsibilities in this virtual position include reviewing documents and performing other research to determine an individual’s risk, completing all underwriting tasks, helping clients determine their financial needs regarding life insurance, and evaluating life insurance applications to determine if someone is eligible. Other duties of this work from home position include using your employer’s set criteria to screen applicants, determining the premiums that are available to clients, and getting further information via communicating with medical personnel, field representatives, and other professionals.

What is the difference between Remote Life Insurance Underwriter vs Remote Claims Adjuster?

AspectRemote Life Insurance UnderwriterRemote Claims Adjuster
Required CredentialsLicenses, certifications in underwriting, insurance knowledgeLicenses, claims handling certifications, insurance knowledge
Work EnvironmentHome-based, insurance company offices, remote teamsHome-based, insurance companies, remote claims teams
Employer & Industry UsageInsurance carriers, underwriting firmsInsurance carriers, claims departments
Common Search & Comparison IntentUnderstanding underwriting roles, remote underwriting jobsComparing claims roles, remote claims jobs

The main difference between Remote Life Insurance Underwriters and Remote Claims Adjusters lies in their responsibilities. Underwriters assess risk and determine policy eligibility, while Claims Adjusters evaluate claims after a loss occurs. Both roles require insurance knowledge and relevant licenses, often performed remotely for insurance companies. Understanding these distinctions helps job seekers find the right position aligned with their skills and career goals.

What does a remote life insurance underwriter do?

A Remote Life Insurance Underwriter evaluates applications for life insurance policies to determine the level of risk involved for the insurance company. They review personal and medical information, assess financial data, and use underwriting guidelines to decide whether to approve, modify, or deny coverage. Working remotely, they communicate with agents, applicants, and medical professionals via digital platforms to gather necessary information and make informed decisions. Their role helps ensure that policies are issued fairly and that the company's risk exposure is managed appropriately.

How does working remotely as a life insurance underwriter impact collaboration and communication with colleagues and agents?

As a Remote Life Insurance Underwriter, you’ll primarily collaborate with team members, agents, and other stakeholders through digital platforms such as email, video calls, and underwriting management systems. While you won’t have in-person interactions, most companies have established efficient virtual workflows and regular team meetings to ensure strong communication and support. You’ll need to be proactive about reaching out for clarifications and updates, and being comfortable with technology is essential. Building relationships virtually can take some adjustment, but it often leads to increased flexibility and autonomy in managing your workload.

What are the key skills and qualifications needed to thrive as a remote life insurance underwriter?

To thrive as a Remote Life Insurance Underwriter, you need strong analytical skills, attention to detail, and a foundational understanding of risk assessment, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, electronic application systems, and certifications such as LOMA or ALU are typically required. Excellent communication, decision-making, and time management skills are crucial for coordinating with agents and efficiently evaluating applications remotely. These skills ensure accurate risk evaluation, regulatory compliance, and high-quality client service in a virtual environment.
More about Remote Life Insurance Underwriter jobs
What are popular job titles related to Remote Life Insurance Underwriter jobs in Michigan? For Remote Life Insurance Underwriter jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Remote Life Insurance Underwriter jobs in Michigan look for? The top searched job categories for Remote Life Insurance Underwriter jobs in Michigan are:
What cities in Michigan are hiring for Remote Life Insurance Underwriter jobs? Cities in Michigan with the most Remote Life Insurance Underwriter job openings:
Remote Life Insurance Underwriter jobs near you
Infographic showing various Remote Life Insurance Underwriter job openings in Michigan as of July 2026, with employment types broken down into 1% As Needed, 70% Full Time, 23% Part Time, and 6% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $68,750 per year, or $33.1 per hour.

Remote Life Insurance Case Specialist

AAA Life Insurance Company

Livonia, MI • Remote

Full-time

Posted 8 days ago

Job description

AAA Life Insurance Company is seeking a Case Support Specialist to coordinate life insurance and annuity cases through underwriting, working with agents, applicants, vendors, and internal partners to ensure timely, high-quality processing. In this remote role, you will gather documents, obtain signatures, review information, and maintain case progression while delivering excellent customer experience. A 1–2 year background in life insurance and strong computer skills are preferred. #J-18808-Ljbffr

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