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Remote Life Insurance Customer Service Jobs (NOW HIRING)

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Remote Client Advisor - Life Insurance Commission Only | Flexible Schedule | Fully Remote This Isn't a Traditional Insurance Job If you're looking for a salaried position where someone tells you ...

Remote Life Insurance Agent

Frisco, TX · Remote

$69K - $150K/yr

Role Overview As a Remote Insurance Representative, you'll meet virtually with individuals and ... Previous sales or customer service experience * Strong interpersonal and relationship-building ...

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible ... Sales or customer service experience is helpful but not required Qualifications * Laptop or desktop ...

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible ... Sales or customer service experience is helpful but not required Qualifications * Laptop or desktop ...

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible ... Sales or customer service experience is helpful but not required Qualifications * Laptop or desktop ...

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible ... Sales or customer service experience is helpful but not required Qualifications * Laptop or desktop ...

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers ... Sales or customer service experience is helpful but not required Qualifications * Laptop or desktop ...

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible ... Sales or customer service experience is helpful but not required Qualifications * Laptop or desktop ...

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible ... Sales or customer service experience is helpful but not required Qualifications * Laptop or desktop ...

Remote Life Insurance Agent

Durham, NC · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible ... Sales or customer service experience is helpful but not required Qualifications * Laptop or desktop ...

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible ... Sales or customer service experience is helpful but not required Qualifications * Laptop or desktop ...

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible ... Sales or customer service experience is helpful but not required Qualifications * Laptop or desktop ...

Remote Life Insurance Agent

Pueblo, CO · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible ... Sales or customer service experience is helpful but not required Qualifications * Laptop or desktop ...

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible ... Sales or customer service experience is helpful but not required Qualifications * Laptop or desktop ...

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers ... Sales or customer service experience is helpful but not required Qualifications * Laptop or desktop ...

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible ... Sales or customer service experience is helpful but not required Qualifications * Laptop or desktop ...

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers ... Sales or customer service experience is helpful but not required Qualifications * Laptop or desktop ...

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Remote Life Insurance Customer Service information

See salary details

$26K

$48.4K

$73K

How much do remote life insurance customer service jobs pay per year?

As of Aug 26, 2026, the average yearly pay for remote life insurance customer service in the United States is $48,409.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,000.00 and $55,000.00 per year, depending on experience, location, and employer.

What is a remote life insurance customer service representative?

A Remote Life Insurance Customer Service representative is a professional who assists clients with their life insurance policies while working from a remote location, such as their home. Their responsibilities typically include answering questions about policies, helping customers file claims, providing policy updates, and resolving any issues or concerns. They use phone, email, or online chat to communicate with clients, ensuring prompt and effective support. This role requires strong communication skills, knowledge of life insurance products, and the ability to work independently.

What are the key skills and qualifications needed to thrive as a remote life insurance customer service representative?

To thrive as a Remote Life Insurance Customer Service Representative, you need a solid understanding of life insurance products, policy processing, and customer account management, often supported by a high school diploma or equivalent and prior customer service experience. Familiarity with CRM platforms, call center software, and secure document management systems is typically required, and a state insurance license may be preferred or necessary. Exceptional verbal communication, problem-solving abilities, and patience help you build strong client relationships and resolve concerns efficiently. These skills and qualities are crucial for delivering accurate information, ensuring customer satisfaction, and maintaining regulatory compliance in a remote work environment.

What are some common challenges faced by remote life insurance customer service representatives, and how are they typically addressed?

Remote life insurance customer service representatives frequently encounter challenges such as managing complex policy inquiries without face-to-face interaction and maintaining clear communication with both clients and team members. To address these challenges, companies often provide robust digital tools, regular virtual team meetings, and ongoing training on products and customer engagement techniques. Effective time management and self-motivation are also crucial, as remote representatives must balance multiple tasks independently while ensuring a positive customer experience. Support from supervisors and access to comprehensive knowledge bases help employees resolve issues efficiently.

What is the difference between Remote Life Insurance Customer Service vs Remote Life Insurance Claims Specialist?

AspectRemote Life Insurance Customer ServiceRemote Life Insurance Claims Specialist
Required CredentialsBasic insurance knowledge, customer service skillsInsurance claims processing knowledge, certifications may vary
Work EnvironmentCustomer support centers, remote call centersClaims processing departments, remote or office-based
Employer & Industry UsageInsurance companies, third-party service providersInsurance companies, claims management firms
Search & Comparison IntentCustomer support roles, entry-level insurance jobsClaims handling, claims processing roles

Remote Life Insurance Customer Service focuses on assisting clients with policy inquiries, billing, and general support, while Remote Life Insurance Claims Specialist handles the processing and evaluation of insurance claims. Both roles require insurance knowledge and often operate remotely within the insurance industry, but they differ in responsibilities and specific skill sets.

More about Remote Life Insurance Customer Service jobs

What cities are hiring for Remote Life Insurance Customer Service jobs?

Cities with the most Remote Life Insurance Customer Service job openings:

What are the most commonly searched types of Life Insurance Customer Service jobs?

The most popular types of Life Insurance Customer Service jobs are:

What states have the most Remote Life Insurance Customer Service jobs?

States with the most job openings for Remote Life Insurance Customer Service jobs include:

Infographic showing various Remote Life Insurance Customer Service job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 79% Full Time, 17% Part Time, and 3% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $48,409 per year, or $23.3 per hour.

Remote Life Insurance Sales

Philadelphia, PA • Remote

AO Globe Life
Insurance Services • 1 - 5K employees

$5.0K - $20K/mo

Full-time

Medical, Life, Retirement

Posted 7 days ago

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Job description

Remote Client Advisor – Life Insurance

Commission Only | Flexible Schedule | Fully Remote

This Isn’t a Traditional Insurance Job

If you’re looking for a salaried position where someone tells you exactly what to do every day — this probably isn’t the right fit.

If you want flexibility, performance-based income, and the opportunity to build a career helping families while working remotely, keep reading.

We’re growing our remote team and looking for motivated individuals who want more control over their time, income, and long-term career path.

No insurance experience required. We train you from the ground up.

What You’ll Actually Be Doing

You’ll work with families who have already requested information about protecting their loved ones.

Your role is to:

  • Connect with clients using company-provided warm leads. You never pay for leads.
  • Meet virtually over Zoom to understand their needs
  • Recommend coverage options and guide clients through the application process
  • Build relationships based on education and trust — not pressure sales
  • Manage your own schedule and workflow remotely

What Makes This Opportunity Different

  • Fully remote — work from anywhere
  • Flexible schedule (minimum 30 hrs/week)
  • Warm leads provided — no cold calling friends or family
  • Daily training, mentorship, and coaching
  • Clear systems designed to help new agents succeed
  • Performance-based advancement opportunities

Compensation

This is a 1099 independent contractor position with 100% commission-based compensation.

There is no salary or hourly pay.

You can expect to make between $5,000 - $20,000 per month in commissions in your first year.

Income is directly tied to performance, production, and consistency. Many agents appreciate the uncapped earning potential and flexibility that comes with this structure.

Who Tends to Succeed Here

People who do well in this role are typically:

  • Self-motivated and comfortable working independently
  • Coachable and open to learning new skills
  • Looking for growth beyond traditional employment
  • Driven by results rather than fixed pay structures
  • Passionate about helping others make informed decisions

Licensing

A Life & Health Insurance License is required to work with clients.

Don’t have one yet?
No problem — we guide you step-by-step through the licensing process and are partnered with the top pre-licensing providers in each state.

About AO Globe Life

AO Globe Life is a rapidly growing agency within Globe Life, focused on serving working families across North America. Our agents operate within a proven system that combines professional training, mentorship, and technology to help deliver meaningful financial protection to the clients we serve.

Our culture emphasizes personal growth, collaboration, and long-term career development — giving motivated individuals the opportunity to build more than just income, but a lasting profession.

Final Note

This role offers flexibility and high upside — but it requires effort, discipline, and consistency.

If you’re looking for an easy paycheck, this isn’t it, but If you’re looking to build something meaningful while helping families — we’d love to connect.

Company Description

AO Globe Life is a fast-growing insurance agency offering driven individuals the opportunity to build a meaningful career while making a real impact on families across North America. As a division of Globe Life, AO provides agents with a proven system, industry-leading training, and ongoing mentorship designed to accelerate both personal and professional growth. Our collaborative culture ensures every team member has the guidance and resources needed to grow, succeed, and confidently serve the families who rely on us.