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Remote Loan Officer Jobs (NOW HIRING)

Intra-Mortgage

Mortgage Loan Officer

Harrisburg, PA · Remote

  • Retirement

Flexible schedule Remote Self-Producing Loan Officer - Hybrid Bank/Broker Model Work from Anywhere | Low Rates & Costs for Borrowers | Unlimited Earning Potential We're hiring experienced, self ...

Intra-Mortgage

Mortgage Loan Officer

Blacklick, OH · On-site +1

Remote Self-Producing Loan Officer - Hybrid Bank/Broker Model Work from Anywhere | Low Rates & Costs for Borrowers | Unlimited Earning Potential We're hiring experienced, self-motivated Loan Officers ...

Intra-Mortgage

Mortgage Loan Officer

Harrisburg, PA · On-site +1

Remote Self-Producing Loan Officer - Hybrid Bank/Broker Model Work from Anywhere | Low Rates & Costs for Borrowers | Unlimited Earning Potential We're hiring experienced, self-motivated Loan Officers ...

Intra-Mortgage

Mortgage Loan Officer

Blacklick, OH · On-site +1

Remote Self-Producing Loan Officer - Hybrid Bank/Broker Model Work from Anywhere | Low Rates & Costs for Borrowers | Unlimited Earning Potential We're hiring experienced, self-motivated Loan Officers ...

Opulence Funding LLC

Reverse Mortgage Loan Officer

Anaheim, CA · Remote

$50K - $250K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

Remote Are you a licensed Mortgage Loan Officer looking for real lead flow and real earning potential? At Opulence Home Equity, we provide our Loan Officers with company-generated leads, proprietary ...

Preferred Rate

Mortgage Loan Officer

Boca Raton, FL · On-site +1

$250K/yr

Mortgage Loan Officer - New or Current Are you new, or do you have a proven track record of ... We offer both in-office and remote options for loan originators. Loan originators receive full ...

New

Opulence Funding LLC

Reverse Mortgage Loan Officer

San Diego, CA · Remote

$50K - $250K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

Remote Are you a licensed Mortgage Loan Officer looking for real lead flow and real earning potential? At Opulence Home Equity, we provide our Loan Officers with company-generated leads, proprietary ...

Opulence Funding LLC

Reverse Mortgage Loan Officer

Miami, FL · Remote

$50K - $250K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

Remote Are you a licensed Mortgage Loan Officer looking for real lead flow and real earning potential? At Opulence Home Equity, we provide our Loan Officers with company-generated leads, proprietary ...

Opulence Funding LLC

Reverse Mortgage Loan Officer

Orlando, FL · Remote

$50K - $250K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

Remote Are you a licensed Mortgage Loan Officer looking for real lead flow and real earning potential? At Opulence Home Equity, we provide our Loan Officers with company-generated leads, proprietary ...

Opulence Funding LLC

Reverse Mortgage Loan Officer

Modesto, CA · Remote

$50K - $250K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

Remote Are you a licensed Mortgage Loan Officer looking for real lead flow and real earning potential? At Opulence Home Equity, we provide our Loan Officers with company-generated leads, proprietary ...

United Financial

Be Seen First

Mortgage Loan Officer

Los Angeles, CA · Remote

$100K - $500K/yr

Mortgage Loan Officers United Financial | Remote + Hybrid Options | Nationwide Ready to run your own business? We're offering an unmatched opportunity for licensed MLOs to plug into our powerful ...

Opulence Funding LLC

Reverse Mortgage Loan Officer

Irvine, CA · Remote

$50K - $250K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

Remote Are you a licensed Mortgage Loan Officer looking for real lead flow and real earning potential? At Opulence Home Equity, we provide our Loan Officers with company-generated leads, proprietary ...

Opulence Funding LLC

Reverse Mortgage Loan Officer

Tampa, FL · Remote

$50K - $250K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

Remote Are you a licensed Mortgage Loan Officer looking for real lead flow and real earning potential? At Opulence Home Equity, we provide our Loan Officers with company-generated leads, proprietary ...

Opulence Funding LLC

Reverse Mortgage Loan Officer

San Jose, CA · Remote

$50K - $250K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

Remote Are you a licensed Mortgage Loan Officer looking for real lead flow and real earning potential? At Opulence Home Equity, we provide our Loan Officers with company-generated leads, proprietary ...

Opulence Funding LLC

Reverse Mortgage Loan Officer

Stockton, CA · Remote

$50K - $250K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

Remote Are you a licensed Mortgage Loan Officer looking for real lead flow and real earning potential? At Opulence Home Equity, we provide our Loan Officers with company-generated leads, proprietary ...

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All JobsLoan Officer JobsRemote Loan Officer Jobs

Remote LOAN Officer information

See salary details

$22.5K

$70.3K

$126.5K

How much do remote loan officer jobs pay per year?

As of Aug 13, 2026, the average yearly pay for remote loan officer in the United States is $70,335.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,000.00 and $90,000.00 per year, depending on experience, location, and employer.

What does a remote loan officer do?

As a remote loan officer, you work from home to help a client search for and secure lending opportunities, such as a home mortgage or car loan. In this remote role, you may use virtual document storage software to keep track of customers' paperwork submissions, verify the accuracy of submitted documents, and explain the lending institution's options to help a consumer make an informed decision about which loan to get. You provide personalized advice to help improve the chance a bank approves the application, including details on how the client can finance their repayment plan. Other duties include initiating the application process and collecting loan documents. You may specialize in residential, commercial, or even industrial loans.

What is the difference between Remote Loan Officer vs Mortgage Underwriter?

AspectRemote Loan OfficerMortgage Underwriter
CredentialsLoan officer license, sometimes NMLS certificationMortgage license, NMLS certification often required
Work EnvironmentRemote or in-office, interacts with clients and lendersTypically in-office or remote, reviews loan files and documents
Industry UsageCommonly employed by banks, credit unions, mortgage companiesEmployed by lenders, banks, or mortgage companies
Search & Comparison IntentFocuses on client interaction, loan originationFocuses on loan approval, risk assessment

Remote Loan Officers primarily interact with clients to originate loans, requiring sales skills and licensing. Mortgage Underwriters evaluate loan applications for risk, often working behind the scenes. While both roles require NMLS certification and are employed in the mortgage industry, their daily tasks and focus differ significantly.

What is a remote loan officer?

A Remote Loan Officer is a financial professional who evaluates, authorizes, or recommends approval of loan applications for individuals or businesses, working from a remote location rather than a traditional office. Their duties include reviewing financial information, assessing creditworthiness, and guiding clients through the loan process via phone, email, or virtual meetings. This role allows greater flexibility and often involves the use of online tools and platforms to manage client relationships and process loans efficiently. Remote Loan Officers typically work for banks, credit unions, or mortgage companies, and must stay updated on lending regulations and financial products.

Can you work from home as a remote loan officer?

Yes, remote loan officers typically work from home, utilizing digital tools and communication platforms to evaluate loan applications, communicate with clients, and coordinate with teams. This role often requires strong computer skills, knowledge of loan processing software, and adherence to confidentiality standards. Many companies offer flexible schedules for remote loan officers, but specific requirements may vary by employer.

What are the key skills and qualifications needed to thrive as a remote loan officer?

To thrive as a Remote Loan Officer, you need a solid understanding of lending practices, financial analysis, and typically a background in finance, business, or a related field. Familiarity with loan origination systems (LOS), customer relationship management (CRM) software, and relevant state or federal licensing is essential. Strong communication, attention to detail, and self-motivation are vital soft skills for building client trust and managing tasks independently. These skills ensure accurate loan processing, regulatory compliance, and excellent customer service in a remote work environment.

What are some common challenges faced by remote loan officers, and how can they be managed?

Remote loan officers often encounter challenges related to communication and time management since they interact with clients and team members primarily through digital platforms. It's important to stay organized, use secure and efficient communication tools, and proactively follow up with clients to ensure smooth processing of loan applications. Building strong relationships remotely requires clear, timely updates and responsiveness. Staying informed about lending regulations and company policies also helps address client concerns quickly and accurately.
More about Remote LOAN Officer jobs

What cities are hiring for Remote Loan Officer jobs?

Cities with the most Remote Loan Officer job openings:

What are the most commonly searched types of Loan Officer jobs?

The most popular types of Loan Officer jobs are:

What states have the most Remote Loan Officer jobs?

States with the most job openings for Remote Loan Officer jobs include:

What job categories do people searching Remote Loan Officer jobs look for?

The top searched job categories for Remote Loan Officer jobs are:

Remote LOAN Officer jobs near you
Infographic showing various Remote Loan Officer job openings in the United States as of August 2026, with employment types broken down into 8% As Needed, and 92% Full Time. Highlights an 100% Remote job distribution, with an average salary of $70,335 per year, or $33.8 per hour.

Mortgage Loan Officer

Intra-Mortgage

Harrisburg, PA • Remote

Full-time

Retirement

Re-posted 7 days ago

Job description

Benefits:
  • 401(k)
  • Training & development
  • Flexible schedule

Remote Self-Producing Loan Officer – Hybrid Bank/Broker Model
Work from Anywhere | Low Rates & Costs for Borrowers | Unlimited Earning Potential
We’re hiring experienced, self-motivated Loan Officers to join a 100% remote, hybrid lending platform that empowers you to bank or broker every deal—giving your clients the lowest rates and closing costs in the market for purchase or refinance.
You produce. You close. You keep more of your commission while offering borrowers a true rate-and-cost advantage. No office. No micromanagement. Just results.
What You’ll Do
  • Originate purchase and refinance loans (FHA, VA, Conventional, Non-QM, Jumbo)
  • Consult with borrowers remotely via phone, Zoom, and email
  • Choose banked (in-house) or brokered (TPO) execution per file for optimal pricing
  • Self-generate your leads
  • Manage your pipeline in a cloud-based LOS
  • Ensure compliance with federal/state regulations and investor guidelines
Qualifications (Must-Have)
  • Active NMLS license (Ohio, Pennsylvania, Michigan, Indiana, or Florida)
  • 2+ years as a producing Loan Officer (self-sourced)
  • Proven production: Closed $5M+ in volume in the last 12 months
  • Remote-ready home office: High-speed internet, quiet workspace, dual monitors
  • Tech-savvy: Proficient with LOS, CRM, and video tools
  • Compliance-first mindset: Clean record, no disciplinary actions
  • Self-starter: No hand-holding—W-2 hybrid structure
Preferred Skills
  • Multi-state licensing (OH, PA, IN, MI, FL, etc.)
  • Experience with Non-QM, DSCR, bank statement, or ITIN loans
  • Existing referral network (realtors, builders, CPAs)
  • Bilingual (Spanish/English) a plus
Compensation & Structure
  • W-2 pay structure
  • Basis Points per file (banked or brokered)
  • No desk fees, no junk fees, no forced add-ons
  • Bi-Weekly pay | Direct to Investor pricing | In-house processing/underwriting
Why Join Us?
  • True hybrid model: Bank for speed, broker for pricing—you decide per deal
  • Borrower-first pricing: Win more deals with lower rates/costs
  • No corporate red tape: Close faster, earn more
  • Scale your business: Add LOAs or junior LOAs under your team
Ready to stop leaving money on the table?

This is a remote position.