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Remote Loan Officer Jobs (NOW HIRING)

Carlile Realty Group

Loan Officer

Sacramento, CA · Remote

$200K - $300K/yr

Loan Originator (Mortgage Loan Officer)** **ERA Carlile Realty Group & Carlile Lending** Sacramento ... CalDRE #01907175 | NMLS #785733 This is a remote position.

Obsidian Financial Services

Be Seen First

Licensed Mortgage Loan Officer

Camden, NJ · Remote

$70K - $300K/yr

Our Loan Officers Benefit from Our Unique Programs such as our FHA VOE and Earned Equity Programs ... Ability to work independently in a remote environment Preferred Qualifications * Bilingual (Spanish ...

Obsidian Financial Services

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Licensed Mortgage Loan Officer

Bradenton, FL · Remote

$70K - $300K/yr

Our Loan Officers Benefit from Our Unique Programs such as our FHA VOE and Earned Equity Programs ... Ability to work independently in a remote environment Preferred Qualifications * Bilingual (Spanish ...

Obsidian Financial Services

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Licensed Mortgage Loan Officer

Santa Clara, CA · Remote

$70K - $300K/yr

Our Loan Officers Benefit from Our Unique Programs such as our FHA VOE and Earned Equity Programs ... Ability to work independently in a remote environment Preferred Qualifications * Bilingual (Spanish ...

Obsidian Financial Services

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Licensed Mortgage Loan Officer

Newark, NJ · Remote

$70K - $300K/yr

Our Loan Officers Benefit from Our Unique Programs such as our FHA VOE and Earned Equity Programs ... Ability to work independently in a remote environment Preferred Qualifications * Bilingual (Spanish ...

Obsidian Financial Services

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Licensed Mortgage Loan Officer

New Port Richey, FL · Remote

$70K - $300K/yr

Our Loan Officers Benefit from Our Unique Programs such as our FHA VOE and Earned Equity Programs ... Ability to work independently in a remote environment Preferred Qualifications * Bilingual (Spanish ...

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All JobsRemote Loan Officer Jobs

Remote LOAN Officer information

See salary details

$22.5K

$70.3K

$126.5K

How much do remote loan officer jobs pay per year?

As of Jun 13, 2026, the average yearly pay for remote loan officer in the United States is $70,335.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,000.00 and $90,000.00 per year, depending on experience, location, and employer.

What Does a Remote Loan Officer Do?

As a remote loan officer, you work from home to help a client search for and secure lending opportunities, such as a home mortgage or car loan. In this remote role, you may use virtual document storage software to keep track of customers' paperwork submissions, verify the accuracy of submitted documents, and explain the lending institution's options to help a consumer make an informed decision about which loan to get. You provide personalized advice to help improve the chance a bank approves the application, including details on how the client can finance their repayment plan. Other duties include initiating the application process and collecting loan documents. You may specialize in residential, commercial, or even industrial loans.

How can I make 2000 a week working from home?

A remote loan officer can potentially earn $2,000 or more weekly by building a strong client base, working efficiently, and closing high-value loans. Success depends on experience, sales skills, and the volume of loans processed, often requiring certifications and familiarity with loan origination software.

Can a loan officer work remotely?

Yes, many loan officers work remotely, especially with the increased use of digital communication tools and online loan processing systems. Remote work allows loan officers to evaluate applications, communicate with clients, and manage documentation from any location, often requiring familiarity with loan origination software and strong communication skills.

What is the difference between Remote Loan Officer vs Mortgage Underwriter?

AspectRemote Loan OfficerMortgage Underwriter
CredentialsLoan officer license, sometimes NMLS certificationMortgage license, NMLS certification often required
Work EnvironmentRemote or in-office, interacts with clients and lendersTypically in-office or remote, reviews loan files and documents
Industry UsageCommonly employed by banks, credit unions, mortgage companiesEmployed by lenders, banks, or mortgage companies
Search & Comparison IntentFocuses on client interaction, loan originationFocuses on loan approval, risk assessment

Remote Loan Officers primarily interact with clients to originate loans, requiring sales skills and licensing. Mortgage Underwriters evaluate loan applications for risk, often working behind the scenes. While both roles require NMLS certification and are employed in the mortgage industry, their daily tasks and focus differ significantly.

What is a Remote Loan Officer?

A Remote Loan Officer is a financial professional who evaluates, authorizes, or recommends approval of loan applications for individuals or businesses, working from a remote location rather than a traditional office. Their duties include reviewing financial information, assessing creditworthiness, and guiding clients through the loan process via phone, email, or virtual meetings. This role allows greater flexibility and often involves the use of online tools and platforms to manage client relationships and process loans efficiently. Remote Loan Officers typically work for banks, credit unions, or mortgage companies, and must stay updated on lending regulations and financial products.

What are the key skills and qualifications needed to thrive as a Remote Loan Officer, and why are they important?

To thrive as a Remote Loan Officer, you need a solid understanding of lending practices, financial analysis, and typically a background in finance, business, or a related field. Familiarity with loan origination systems (LOS), customer relationship management (CRM) software, and relevant state or federal licensing is essential. Strong communication, attention to detail, and self-motivation are vital soft skills for building client trust and managing tasks independently. These skills ensure accurate loan processing, regulatory compliance, and excellent customer service in a remote work environment.

What are some common challenges faced by remote loan officers, and how can they be managed?

Remote loan officers often encounter challenges related to communication and time management since they interact with clients and team members primarily through digital platforms. It's important to stay organized, use secure and efficient communication tools, and proactively follow up with clients to ensure smooth processing of loan applications. Building strong relationships remotely requires clear, timely updates and responsiveness. Staying informed about lending regulations and company policies also helps address client concerns quickly and accurately.

Will MLO be replaced by AI?

A remote loan officer (MLO) performs tasks such as evaluating loan applications and communicating with clients, which require judgment, interpersonal skills, and understanding of regulations. While AI can assist with data analysis and automate routine tasks, it is unlikely to fully replace the role due to the need for human interaction and decision-making in lending processes.

How much does a loan officer make on a $500,000 loan?

A loan officer typically earns a commission or fee based on the loan amount, often around 1% to 2%, which would be $5,000 to $10,000 for a $500,000 loan. Compensation can also include base salary and bonuses, depending on the employer and experience level.
More about Remote LOAN Officer jobs
What cities are hiring for Remote Loan Officer jobs? Cities with the most Remote Loan Officer job openings:
What are the most commonly searched types of Loan Officer jobs? The most popular types of Loan Officer jobs are:
What states have the most Remote Loan Officer jobs? States with the most job openings for Remote Loan Officer jobs include:
What job categories do people searching Remote Loan Officer jobs look for? The top searched job categories for Remote Loan Officer jobs are:
Remote LOAN Officer jobs near you
Infographic showing various Remote Loan Officer job openings in the United States as of June 2026, with employment types broken down into 89% Full Time, and 11% Part Time. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $70,335 per year, or $33.8 per hour.

Loan Officer

Carlile Realty Group

Sacramento, CA • Remote

$200K - $300K/yr

Full-time

Posted 10 days ago

Job description

Benefits:
  • Collaborative Inclusive Team
  • Marketing & Administrative Support
  • In-House Real Estate Partnership
  • Warm Leads & Referral Flow
  • Bonus based on performance
  • Profit sharing
  • Training & development
  • Competitive salary

**Loan Originator (Mortgage Loan Officer)**
**ERA Carlile Realty Group & Carlile Lending**
Sacramento, CA | Full-Time | Competitive Commission + Benefits
Are you a motivated, client-focused **Loan Originator** looking for a high-support environment with warm leads and seamless in-house real estate partnerships? Join **Carlile Lending**, the mortgage division of **ERA Carlile Realty Group** Sacramentos vertically integrated real estate and lending team.
### About Us
At ERA Carlile Realty Group and Carlile Lending, we operate under one roof at **1860 Howe Ave #100, Sacramento, CA 95825**. This unique setup allows our Loan Originators to work directly with our active real estate agents, providing clients with a true one-stop home buying or selling experience. We combine local market expertise with strong marketing support and a steady flow of real estate-driven opportunities.
### What We Offer
- Attractive commission structure with uncapped earning potential
- Direct access to buyer and seller leads from our real estate team
- Close more loans faster by working side-by-side with ERA agents on transactions
- Professional marketing materials, CRM tools, and transaction coordination assistance
- Ongoing support to help you expand your book of business in the Sacramento market
- Work in a supportive environment with experienced agents and loan officers who value teamwork
### Key Responsibilities
- Originate and process residential mortgage loans (purchase and refinance) for clients in the Sacramento area and surrounding communities
- Build and maintain relationships with real estate agents, clients, and referral partners
- Guide borrowers through the entire loan process from pre-approval to closing
- Ensure compliance with all federal, state, and company lending regulations
- Provide exceptional customer service and clear communication throughout the transaction
- Leverage in-house real estate opportunities to grow your pipeline
### What Were Looking For
- **Active California DRE License** (Salesperson or Broker) **and NMLS License** (required)
- Minimum 12 years of mortgage loan origination experience preferred
- Strong knowledge of mortgage products, underwriting guidelines, and the California real estate market
- Excellent communication, sales, and relationship-building skills
- Self-motivated with a proven track record of closing loans
- Tech-savvy and comfortable using loan origination systems and CRM tools
- Team player who thrives in a collaborative, vertically integrated environment
Whether youre an experienced Loan Originator seeking better lead flow and real estate integration or a licensed professional ready to grow with a dynamic local team, this is an excellent opportunity to build a thriving career in Sacramentos mortgage market.
### Ready to Join Our Team?
If youre passionate about helping clients achieve their homeownership goals and want to be part of a growing, vertically integrated real estate and lending company, wed love to speak with you!
Please send your resume and a brief note about your lending experience to:
**Hello@CarlileRealty.com**
or call us at **(916) 476-5696**
Visit our website to learn more: www.carlilerealty.com
ERA Carlile Realty Group & Carlile Lending is an equal opportunity employer.
CalDRE #01907175 | NMLS #785733

This is a remote position.