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Remote Loan Officer Jobs (NOW HIRING)

Mission Loans

Loan Officer

Scottsdale, AZ · Remote

$120K - $200K/yr

Mission Loans is looking for E xperienced Remote Loan Officers to join our team! As a Loan Officer , you'll play a key role in helping clients navigate their financial journey by assessing their ...

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Mission Loans, LLC

Loan Officer

Scottsdale, AZ · On-site +1

$120K - $200K/yr

Mission Loans is looking for E xperienced Remote Loan Officers to join our team! As a Loan Officer , you'll play a key role in helping clients navigate their financial journey by assessing their ...

Equity Smart Home Loans

Loan Officer

South Pasadena, CA · On-site +1

Welcome! Being a Loan Officer at Equity Smart At Equity Smart Home Loans, we believe our loan ... We offer everything a remote, independent contractor needs to succeed for their clients. Learn more ...

Filo Mortgage LLC

Loan Officer- Remote

Remote Summary: The Loan Officer evaluates and authorizes approval or denies loan applications for individuals or businesses and acts as liaison between customers and our financial institution to ...

Anchor Loan

Loan Officer, RTL

$75K/yr

Anchor Loans is looking for a Loan Officer who are passionate about the customer experience and ... Ability to prioritize workload and manage time in a remote environment * Highly analytical with ...

KORE MORTGAGE LLC

Loan Officer

Midlothian, VA · Remote

Competitive Commissioned Compensation Job Summary We are seeking an Licensed Loan Officer to join ... Ability to perform in a goal-oriented environment This is a remote position.

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Sparks Group

Loan Officer

Mount Laurel, NJ · On-site +1

As the Loan Officer you will be responsible for establishing referral source relationships and ... is Hybrid Remote. We offer several comprehensive benefits package including health and life ...

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QuestRock

Loan Officer - Georgia (Remote)

Roswell, GA · Remote

Loan Officer Location: Georgia (Remote / Hybrid / In-Office as applicable) Employment Type: Full-Time About the Role We are seeking a motivated and licensed Loan Officer in Georgia to help clients ...

L'attitude

Licensed Mortgage Loan Officer

Cherry Hill, NJ · Remote

$150K - $190K/yr

The Licensed Mortgage Loan Officer role is a full-time, remote W-2 role with benefits, high earning potential, and the kind of support that helps you advance professionally. As a Licensed Mortgage ...

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All JobsRemote Loan Officer Jobs

Remote LOAN Officer information

See salary details

$22.5K

$70.3K

$126.5K

How much do remote loan officer jobs pay per year?

As of Jul 4, 2026, the average yearly pay for remote loan officer in the United States is $70,335.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,000.00 and $90,000.00 per year, depending on experience, location, and employer.

What Does a Remote Loan Officer Do?

As a remote loan officer, you work from home to help a client search for and secure lending opportunities, such as a home mortgage or car loan. In this remote role, you may use virtual document storage software to keep track of customers' paperwork submissions, verify the accuracy of submitted documents, and explain the lending institution's options to help a consumer make an informed decision about which loan to get. You provide personalized advice to help improve the chance a bank approves the application, including details on how the client can finance their repayment plan. Other duties include initiating the application process and collecting loan documents. You may specialize in residential, commercial, or even industrial loans.

What is the difference between Remote Loan Officer vs Mortgage Underwriter?

AspectRemote Loan OfficerMortgage Underwriter
CredentialsLoan officer license, sometimes NMLS certificationMortgage license, NMLS certification often required
Work EnvironmentRemote or in-office, interacts with clients and lendersTypically in-office or remote, reviews loan files and documents
Industry UsageCommonly employed by banks, credit unions, mortgage companiesEmployed by lenders, banks, or mortgage companies
Search & Comparison IntentFocuses on client interaction, loan originationFocuses on loan approval, risk assessment

Remote Loan Officers primarily interact with clients to originate loans, requiring sales skills and licensing. Mortgage Underwriters evaluate loan applications for risk, often working behind the scenes. While both roles require NMLS certification and are employed in the mortgage industry, their daily tasks and focus differ significantly.

What is a Remote Loan Officer?

A Remote Loan Officer is a financial professional who evaluates, authorizes, or recommends approval of loan applications for individuals or businesses, working from a remote location rather than a traditional office. Their duties include reviewing financial information, assessing creditworthiness, and guiding clients through the loan process via phone, email, or virtual meetings. This role allows greater flexibility and often involves the use of online tools and platforms to manage client relationships and process loans efficiently. Remote Loan Officers typically work for banks, credit unions, or mortgage companies, and must stay updated on lending regulations and financial products.

What are the key skills and qualifications needed to thrive as a Remote Loan Officer, and why are they important?

To thrive as a Remote Loan Officer, you need a solid understanding of lending practices, financial analysis, and typically a background in finance, business, or a related field. Familiarity with loan origination systems (LOS), customer relationship management (CRM) software, and relevant state or federal licensing is essential. Strong communication, attention to detail, and self-motivation are vital soft skills for building client trust and managing tasks independently. These skills ensure accurate loan processing, regulatory compliance, and excellent customer service in a remote work environment.

What are some common challenges faced by remote loan officers, and how can they be managed?

Remote loan officers often encounter challenges related to communication and time management since they interact with clients and team members primarily through digital platforms. It's important to stay organized, use secure and efficient communication tools, and proactively follow up with clients to ensure smooth processing of loan applications. Building strong relationships remotely requires clear, timely updates and responsiveness. Staying informed about lending regulations and company policies also helps address client concerns quickly and accurately.
More about Remote LOAN Officer jobs
What cities are hiring for Remote Loan Officer jobs? Cities with the most Remote Loan Officer job openings:
What are the most commonly searched types of Loan Officer jobs? The most popular types of Loan Officer jobs are:
What states have the most Remote Loan Officer jobs? States with the most job openings for Remote Loan Officer jobs include:
What job categories do people searching Remote Loan Officer jobs look for? The top searched job categories for Remote Loan Officer jobs are:
Remote LOAN Officer jobs near you
Infographic showing various Remote Loan Officer job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 93% Full Time, and 6% Part Time. Highlights an 37% Physical, 3% Hybrid, and 60% Remote job distribution, with an average salary of $70,335 per year, or $33.8 per hour.
Remote Loan Officer Assistant

Remote Loan Officer Assistant

National Mortgage Staffing

Tampa, FL • Remote

$50K - $70K/yr

Full-time

Medical, Retirement, PTO

Posted 10 days ago

Be an early applicant

Job description

Position: Loan Officer Assistant
Location: Fully Remote
Work Model: Fully Remote, equipment provided
Compensation: $50,000–$70,000 base salary; bonus
Schedule: 9-5pm EST- Overtime as needed
Benefits: PTO with notice, 401(k), health insurance
Overview
A growing mortgage company is hiring Loan Officer Assistants to support Loan Officers throughout the front end of the mortgage process, from initial borrower contact through contract acceptance. This role is focused on borrower intake, loan applications, income analysis, loan structuring, documentation, pipeline updates, and preparing complete files for Processing.
 
Responsibilities
• Support Loan Officers throughout the mortgage process from borrower intake through contract acceptance
• Contact borrowers after appointments are scheduled by the Loan Officer
• Conduct borrower interviews and complete mortgage applications over the phone
• Review online applications for accuracy, missing information, and required documentation
• Gather financial information and ensure applications are complete and accurate
• Calculate and analyze borrower income, including salaried, hourly, commission, bonus, self-employed, and other income types
• Structure loan scenarios and identify appropriate loan products based on borrower qualifications
• Review credit, income, assets, and liabilities to determine eligibility
• Maintain knowledge of Conventional, FHA, VA, Non-QM, new construction, and other loan program guidelines
• Collect and review required borrower documentation
• Follow up consistently through phone calls, emails, and text messages to obtain missing items
• Cross-reference borrower documents and update the loan application based on documentation received
• Communicate with Loan Officers, borrowers, real estate agents, listing agents, and title companies
• Provide timely and accurate pipeline updates to Loan Officers
• Maintain accurate loan records, notes, tasks, communications, and loan activity in Salesforce
• Track milestones, deadlines, and loan status updates
• Prepare complete loan files for transfer once the borrower is under contract
• Ensure required documentation has been collected and reviewed before handoff to Processing
• Communicate file-specific concerns or outstanding items during the handoff process
• Build and maintain strong working relationships with the Loan Officers being supported
Qualifications
• 3 years of mortgage experience
• Experience taking mortgage loan applications over the phone
• Strong income calculation and income analysis experience
• Ability to structure loan scenarios
• Strong understanding of mortgage guidelines
• Experience with Conventional, FHA, VA, Non-QM, new construction, and other mortgage loan programs
• Ability to review online applications and identify needed supporting documentation
• Ability to cross-reference borrower documents and update loan applications accurately
• Experience reviewing credit, income, assets, and liabilities to determine borrower eligibility
• Strong communication skills with Loan Officers, borrowers, real estate agents, listing agents, and title companies
• Strong pipeline management, organization, follow-up, and documentation skills
• Salesforce, LendingPad, and Microsoft proficiency
• NMLS license preferred and will be required to obtain within first few months of employment
• Broker shop or correspondent lender experience preferred
• Ability to work fully remote
NMS Disclaimer
Client requirements and hiring decisions are set by the hiring company. Please ensure your application details align with your resume and reflect your direct experience. Thank you for your interest!
National Mortgage Staffing logo

About National Mortgage Staffing

Sourced by ZipRecruiter

We recruit exceptional candidates for many of the nation's top mortgage companies. National Mortgage Staffing is unique as we ONLY staff in the Mortgage Industry. We have widespread knowledge of all positions in this niche industry. Once assigned to a recruiter you will work with that recruiter for all of your open positions. At National Mortgage Staffing, we have one point of contact for all of your recruiting needs. Each Recruiting Specialist is assigned to a specific job division. This recruiter will have an extensive background in the position you are looking to fill. Whether it is Operations or Sales, we have a Recruiting Specialist that will fit your needs.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Fort Myers, FL, US

Year founded

2010

View All National Mortgage Staffing Jobs