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Remote Insurance Rater Jobs in Michigan (NOW HIRING)

$79.50K - $105.20K/yr

Knowledge of insurance, accounting and rate-making concepts. * Strong ability to independently ... Please note we are hiring for this role remote anywhere in the United States with the following ...

... Rate starting at $21.00 depending on experience * $30-$100 bonus per sale * Fully Remote Position ... Life and accident insurance * 401(K) and Roth options * Tax-advantaged accounts (HSA, FSA)

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Remote Insurance Rater information

What are the key skills and qualifications needed to thrive as a Remote Insurance Rater, and why are they important?

To thrive as a Remote Insurance Rater, you need strong analytical abilities, attention to detail, and typically a background in insurance or a relevant certification such as the Associate in Personal Insurance (API). Familiarity with rating software, policy management systems, and spreadsheet tools like Excel is usually required. Excellent written communication, time management, and problem-solving skills help remote raters collaborate effectively and process applications efficiently. These skills and qualifications ensure accurate policy rating, minimize errors, and support seamless remote workflow in the insurance industry.

What are some common challenges faced by Remote Insurance Raters and how can they be addressed?

Remote Insurance Raters often encounter challenges such as interpreting complex policy language, maintaining accuracy while reviewing high volumes of applications, and staying updated on varying state regulations. To address these, it's important to develop strong attention to detail, utilize digital tools for efficient document management, and participate in regular training sessions. Clear communication with underwriters and other team members is also key to resolving ambiguous cases and ensuring consistency across ratings.

What does a Remote Insurance Rater do?

A Remote Insurance Rater is responsible for evaluating insurance applications and calculating premiums based on risk assessment guidelines, but they perform their work from a remote location rather than an office. They review data such as client history, coverage requests, and relevant financial or personal information to determine the appropriate insurance rate. Their work ensures that premiums are fair and aligned with company policies and regulatory requirements. Remote Insurance Raters typically use specialized software and communicate with agents or clients via phone or email.
What are popular job titles related to Remote Insurance Rater jobs in Michigan? For Remote Insurance Rater jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Remote Insurance Rater jobs in Michigan look for? The top searched job categories for Remote Insurance Rater jobs in Michigan are:
Infographic showing various Remote Insurance Rater job openings in Michigan as of May 2026, with employment types broken down into 50% Full Time, 40% Part Time, and 10% Contract. Highlights an 40% In-person, and 60% Remote job distribution.

Remote Insurance Broker

Spieldenner Financial Group

Ann Arbor, MI • On-site, Remote

$74.40K - $97.80K/yr

Contractor

Posted 11 days ago


Job description

Spieldenner Financial Group is looking for our next business partner to help us revolutionize the Mortgage Protection Industry!
The Day-To-Day:
Setting Appointments: 6-8 hours per week: reaching out to potential clients that have previously requested coverage with our company and scheduling a time to meet with them to discuss their mortgage protection coverage.
  • Research: 4-5 hours per week: digging into the information the client provided in order to customize options to meet their financial need in the case of a death or disability.
  • Meeting with Families: 2 days per week: meeting with clients either virtually or in-person (the choice is yours) to present their options, discuss the details of the coverage, and help them apply for coverage.
  • Administrative: 2 hours per week: following up with insurance carriers to facilitate client applications through underwriting

Requirements:
Skill set isn't everything: We are looking for coachable, challenge-seeking, self-disciplined individuals with a growth mindset
Passion for people is a MUST.
What We Do:
  • We serve people: Every week, we sit with our clients (in person or virtually) and take a deep dive into their financial situation.
  • We protect our clients: We partner with top-rated insurance companies to customize a plan that provides a personalized solution that will protect their largest asset: the ability to make an income.
  • We grow: We are a personal development company that just happens to sell insurance. We strive to make a generational impact in the lives of our clients, our agents, and our community!

If you feel this might be the home you have been looking for. Click APPLY!
*Equal opportunity, not equal outcome.
No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.