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Remote Insurance Rater Jobs in Michigan (NOW HIRING)

$114.30K - $150.90K/yr

... Insurance Group (CSAA IG), a AAA insurer, is one of the leading personal lines property and ... Understand rate changes, loss trends, and regulatory shifts. Stay informed about emerging industry ...

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Remote Insurance Rater information

What are the key skills and qualifications needed to thrive as a Remote Insurance Rater, and why are they important?

To thrive as a Remote Insurance Rater, you need strong analytical abilities, attention to detail, and typically a background in insurance or a relevant certification such as the Associate in Personal Insurance (API). Familiarity with rating software, policy management systems, and spreadsheet tools like Excel is usually required. Excellent written communication, time management, and problem-solving skills help remote raters collaborate effectively and process applications efficiently. These skills and qualifications ensure accurate policy rating, minimize errors, and support seamless remote workflow in the insurance industry.

What are some common challenges faced by Remote Insurance Raters and how can they be addressed?

Remote Insurance Raters often encounter challenges such as interpreting complex policy language, maintaining accuracy while reviewing high volumes of applications, and staying updated on varying state regulations. To address these, it's important to develop strong attention to detail, utilize digital tools for efficient document management, and participate in regular training sessions. Clear communication with underwriters and other team members is also key to resolving ambiguous cases and ensuring consistency across ratings.

What does a Remote Insurance Rater do?

A Remote Insurance Rater is responsible for evaluating insurance applications and calculating premiums based on risk assessment guidelines, but they perform their work from a remote location rather than an office. They review data such as client history, coverage requests, and relevant financial or personal information to determine the appropriate insurance rate. Their work ensures that premiums are fair and aligned with company policies and regulatory requirements. Remote Insurance Raters typically use specialized software and communicate with agents or clients via phone or email.
What are popular job titles related to Remote Insurance Rater jobs in Michigan? For Remote Insurance Rater jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Remote Insurance Rater jobs in Michigan look for? The top searched job categories for Remote Insurance Rater jobs in Michigan are:
Infographic showing various Remote Insurance Rater job openings in Michigan as of May 2026, with employment types broken down into 50% Full Time, 40% Part Time, and 10% Contract. Highlights an 40% In-person, and 60% Remote job distribution.
Line of Business Underwriting Director - Commercial Auto & Worker's Compensation (Hybrid or Remote)

Line of Business Underwriting Director - Commercial Auto & Worker's Compensation (Hybrid or Remote)

Amerisure Mutual Insurance Company

Farmington Hills, MI • Remote

Full-time

Medical, Retirement, PTO

Posted 16 days ago


Job description

Amerisure creates exceptional value for its partners, policyholders, and employees. As a property and casualty insurance company, Amerisure's promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. With an A.M. Best "A" (Excellent) rating, Amerisure serves mid-sized commercial enterprises focused in construction, manufacturing and healthcare. Ranked as one of the top 100 Property & Casualty companies in the United States, we proudly manage nearly $1 Billion of Direct Written Premium and maintain $1.21 billion in surplus.

Amerisure is recruiting for a Line of Business Underwriting Director - Commercial Auto & Workers Compensation to join our team. This role will be hybrid if near a local office or for the right candidate can be remote from most locations in the U.S.

Position Summary:

The Line of Business Underwriting Director provides strategic leadership for the Workers Compensation and Auto lines of business to assist in achieving growth and profit objectives. This role shapes and executes underwriting strategies informed by market trends, industry insights, data analysis, and underwriting performance. The Director serves as a key driver of portfolio strategy, underwriting discipline, and long-term business success.

Responsibilities:

  • Lead the strategic direction for assigned lines of business including risk appetite, underwriting guidelines, opportunity identification, underwriting tools, OKRs, and overall book management

  • Develop analytic insights, leading indicators, and profitability drivers through internal and external research to support data driven decision making.

  • Monitor and analyze portfolio performance, identifying emerging trends, and pinpoint opportunities to enhance growth and profitability.

  • Recommend strategic or executional adjustments based on data-driven insights and external factors such as competitive dynamics, industry trends, and judicial or regulatory developments.

  • Identify line of business needs and manage underwriting controls, risk appetite, and tools in partnership with industry practices, product development, and field underwriting teams.

  • Evaluate risks outside of field authority in accordance with corporate guidelines and place facultative reinsurance when necessary to protect the company's financial integrity.

  • Collaborate with field underwriting, actuarial, financial planning and analytics to establish pricing program recommendations that align with company strategy.

  • Lead cross-departmental projects related to process improvement, operational efficiency, and expense management

  • Provide technical expertise for designated lines of business to support underwriting training, product development, form updates, and service enhancements.

Requirements:

  • Bachelor's degree or equivalent work-related experience

  • 10 years commercial underwriting insurance experience with expertise in construction or manufacturing exposures

  • Experience across multiple core lines of business preferred with depth of knowledge and expertise in Workers Compensation and Auto lines of business

  • Intermediate proficiency with Microsoft Office Suite.

  • Proven ability to build strong partnerships and collaborate effectively across cross-functional teams.

  • Excellent organizational skills and ability to function in a fast paced, highly visible, and evolving environment.

  • Strategic thinker with strong analytical and problem-solving capabilities, including comfort with ambiguity.

  • Excellent verbal and written communication skills with the ability to engage effectively with internal and external customers.

  • Demonstrated successful capability to resolve conflict over sensitive or complex issues.

  • Strong interpersonal skills including the ability to effectively build relationships across all levels of the organization.

  • Experience influencing and collaborating at the executive level.

#LI-Remote #LI-CR1

Just as we are committed to creating exceptional value for our Partners For Success agencies and policyholders, Amerisure also remains committed to being an employer of choice. We reinforce this commitment by adhering to an Employee Value Proposition that, in part, is provided through a competitive total rewards package. This package includes competitive base pay, performance-based incentive pay, comprehensive health and welfare benefits, a 401(k) savings plan with profit sharing, and generous paid time off programs. We also offer flexible work arrangements to promote work-life balance. Recognized as one of the Best and Brightest Companies to Work For in the Nation and one of Business Insurance magazine's Best Places to Work in Insurance, we provide a workplace that fosters excellence and professional growth. If you are looking for a collaborative and rewarding career, Amerisure is looking for you.

Amerisure Mutual Insurance Company is an Equal Employment Opportunity employer. Amerisure provides equal employment opportunities to all employees and applicants without regard to race, color, religion, sex (to include sexual orientation and gender identity), national origin, age, disability, genetic information, veteran status, or any other protected characteristic under applicable federal, state, or local laws. Amerisure complies with all applicable laws governing nondiscrimination in employment in all locations where the company operates. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. Amerisure prohibits harassment or discrimination of any kind and is committed to maintaining a workplace free from unlawful harassment or discrimination. Amerisure prohibits retaliation against anyone who reports discrimination, participates in an investigation, or opposes unlawful practices. Any improper interference with an employee's ability to perform their job duties may result in disciplinary action, up to and including termination.