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Remote Insurance Adjuster Jobs in Illinois (NOW HIRING)

Snapsheet

Total Loss Settlement Adjuster

Chicago, IL · On-site

Remote Job Type: Full-time About Snapsheet: Snapsheet is claims technology the way it should be ... Must be currently completing total loss settlements with an insurance carrier * Must have a working ...

GEICO

Auto Damage Adjuster (Field)

Chicago, IL · On-site

... auto insurers in the United States. When you join our company, we want you to feel valued ... This is not a remote role; you will be required to work in the territory listed on the job posting.

GEICO

Auto Damage Adjuster (Field)

Chicago, IL

... auto insurers in the United States. When you join our company, we want you to feel valued ... This is not a remote role; you will be required to work in the territory listed on the job posting.

GEICO

Auto Damage Adjuster (Field)

Chicago, IL · On-site

... auto insurers in the United States. When you join our company, we want you to feel valued ... Willingness to be flexible with primary work location - position may require either remote/field/in ...

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All JobsInsurance Adjuster JobsRemote Insurance Adjuster JobsRemote Insurance Adjuster Jobs in Illinois

Remote Insurance Adjuster information

See Illinois salary details

$18.9K

$72.4K

$107.1K

How much do remote insurance adjuster jobs pay per year?

As of Sep 3, 2026, the average yearly pay for remote insurance adjuster in Illinois is $72,366.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,500.00 and $96,900.00 per year, depending on experience, location, and employer.

What does a remote insurance adjuster do?

A remote insurance adjuster investigates and analyzes insurance claims to determine eligibility for an insurance payout. In this career, you work from home, though some claims adjusters need to travel to customers’ locations to perform inspection or analysis duties. You can usually communicate with clients over the phone and research policy terms and incident information on the internet. As an insurance adjuster, you can work in different areas, such as life insurance, health insurance, auto insurance, and property or business insurance. In addition to making an assessment of each claim, your responsibilities also include negotiating with clients to settle the claim.

What does a remote insurance adjuster do?

A Remote Insurance Adjuster is responsible for investigating insurance claims, assessing damages, and determining the appropriate settlement amounts—all while working from a remote location. They review policy details, communicate with claimants, gather evidence, and sometimes conduct virtual inspections using phone calls, video conferencing, or digital tools. Remote adjusters typically handle claims for auto, property, or casualty insurance. Their role is crucial in ensuring that claims are processed accurately and efficiently, even without in-person contact.

What are the key skills and qualifications needed to thrive as a remote insurance adjuster?

To thrive as a Remote Insurance Adjuster, you need strong analytical skills, attention to detail, and a solid understanding of insurance policies, often supported by a relevant degree or adjuster license. Familiarity with claims management software, virtual inspection tools, and digital documentation systems is typically required. Excellent communication, negotiation, and self-motivation are crucial soft skills for handling clients and resolving claims independently. These abilities ensure efficient, accurate claim processing and high customer satisfaction in a remote work environment.

How does a remote insurance adjuster typically collaborate with team members and clients despite working off-site?

Remote Insurance Adjusters rely heavily on digital communication tools to maintain strong collaboration with colleagues, supervisors, and clients. They often use video conferencing, secure email, and specialized claims management platforms to share information, discuss case details, and provide updates. While physical meetings are rare, regular virtual check-ins and team meetings help ensure everyone is aligned and supported. This remote setup requires strong self-motivation and clear communication skills, but it also offers the flexibility to manage your workflow more independently.

What is the difference between Remote Insurance Adjuster vs Remote Claims Examiner?

AspectRemote Insurance AdjusterRemote Claims Examiner
Required CredentialsLicenses, certifications (e.g., AIC, CPCU)Certifications in claims or insurance (e.g., CPCU, ARM)
Work EnvironmentHome-based, insurance companies, adjusting claimsHome-based, insurance companies, reviewing claims
Employer & IndustryInsurance carriers, third-party administratorsInsurance carriers, third-party administrators
Common Search & ComparisonYesYes

The Remote Insurance Adjuster and Remote Claims Examiner roles both work within the insurance industry, often from home, and require relevant certifications. Adjusters focus on investigating and settling claims, while Claims Examiners review and process claims for accuracy. Both roles are essential for efficient claims management and often overlap in skills and work environment.

How much do remote insurance adjusters make?

Remote insurance adjusters typically earn between $45,000 and $75,000 annually, with experienced professionals or those handling complex claims earning higher salaries. Compensation can vary based on experience, location, and the employer, and many adjusters work independently or through staffing agencies using claims management software.

What kind of remote insurance adjuster makes the most money?

Senior remote insurance adjusters with extensive experience, specialized certifications, and expertise in complex claims tend to earn the highest salaries. Adjusters working in high-value or specialized areas such as catastrophe claims or commercial insurance generally have higher earning potential. Advanced skills in negotiation, claim evaluation, and familiarity with industry tools also contribute to higher compensation.
More about Remote Insurance Adjuster jobs

What are the most commonly searched types of Insurance Adjuster jobs in Illinois?

The most popular types of Insurance Adjuster jobs in Illinois are:

What are popular job titles related to Remote Insurance Adjuster jobs in Illinois?

For Remote Insurance Adjuster jobs in Illinois, the most frequently searched job titles are:

What job categories do people searching Remote Insurance Adjuster jobs in Illinois look for?

The top searched job categories for Remote Insurance Adjuster jobs in Illinois are:

What cities in Illinois are hiring for Remote Insurance Adjuster jobs?

Cities in Illinois with the most Remote Insurance Adjuster job openings:

Remote Insurance Adjuster jobs near you
Infographic showing various Remote Insurance Adjuster job openings in Illinois as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $72,366 per year, or $34.8 per hour.

Total Loss Settlement Adjuster

Snapsheet

Chicago, IL • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 16 days ago

Snapsheet rating

6.8

Company rating: 6.8 out of 10

Based on 6 frontline employees who took The Breakroom Quiz

203rd of 247 rated software companies

Job description

Job Title: Total Loss Settlement Adjuster
Company: Snapsheet
Job Location: Remote
Job Type: Full-time
About Snapsheet: Snapsheet is claims technology the way it should be: purposeful, precise, and designed to deliver outcomes. Where others bolt things on, we engineer them in to our core systems and processes across cloud-based claims management, virtual vehicle appraisals, and elite loss and recovery services. Trusted by over 170+ P&C Carriers, MGAs, MGUs, TPAs, and logistics companies, our open architecture is built to fit how our companies work, not the other way around.
What you'll get:
  • Remote working environment - your new commute is however long it takes to walk to your desk!
  • Flexibility - empathy is ingrained in who we are and we are happy to offer a flexible PTO policy, casual dress code, and more!
  • Development - Mentorship programs, 1-on-1 management, promote when ready culture, quarterly internal promotion opportunities, and goal setting sessions.
  • Fun - Celebrations just because, yearly in-person and remote events, Snapsheet Swag, Employee Resource Groups, and more!

Job Overview: As a Total Loss Settlement Adjuster at Snapsheet, you are highly competitive and motivated by constant improvement. You are an effective communicator, whether you are emailing a request to your peer, talking with a body shop, lienholder or a carrier customer. You love working in an ever-evolving environment where openness to feedback and the ability to adapt is highly valued. You are a strong problem solver, identifying and resolving the day-to-day challenges involved in auto claims handling, specifically understanding total loss evaluations, settlements with carrier customers, salvage regulations and state compliance, as well as solving more complex problems. You want to work for a company where you can make a real impact and do it all from the comfort of your home office! Not licensed? We will license you prior to starting.
Responsibilities:
  • Settle Total Loss claims with owners and lienholders
  • Secure vehicle releases, negotiate release fees, and relocate salvage
  • Mitigate expenses for storage, rental, etc, within state compliance
  • Process associated paperwork to transfer title and secure salvage returns
  • Issue settlement payments to owners and lienholders
  • Maintain working understanding of estimatics, policy and carrier guidelines, state and regional regulatory compliance and laws.
  • Maintain working understanding of Actual Cash Value. Candidates should be able to confidently speak to options, condition ratings, unrelated prior damage, refurbishments, comparable vehicles and market availability to negotiate settlement agreement
  • Utilize internal training tools and external resources to clearly document every claim with high attention to detail
  • Maintain documentation of all interactions with internal and external customers or sources
  • Work effectively with repair facilities, rental agencies and salvage yards while maintaining a positive and professional demeanor
  • Manage and maintain virtual relationships with teammates, managers, and directors while working remotely from home

Qualifications:
  • Must be currently completing total loss settlements with an insurance carrier
  • Must have a working understanding or background in estimating and evaluating total losses
  • Thorough understanding of UPD estimates, parts costs, total loss classification, and fraud detection
  • 2-5 years of Auto Total Loss Settlement experience in the Insurance Industry
  • Extensive knowledge of Automobile Total Loss Conditioning and Optioning processes
  • Thorough understanding of automobile terminology and vehicle construction.
  • Working experience of estimating platforms: Mitchell UltraMate, CCC One and/or Audatex
  • Excellent verbal and written communication skills
  • Detail-oriented and organized, with a commitment to delivering accurate and timely results
  • Excellent negotiation and communication skills to interact with customers, shops and vendors remotely
  • Team player with positive attitude and ability to work well with others
  • Ability to work independently and manage time efficiently in a virtual work environment

We're Built to Grow With You - And That Starts With How We Support You
At Snapsheet, we know that growth doesn't happen in a vacuum-it's fueled by the right support at the right time. That's why we've built a benefits experience designed to grow with you, wherever life takes you.
  • Choose from 2 robust medical plans through Blue Cross Blue Shield-plus, we contribute to your HSA when you enroll in our high-deductible health plan.
  • Offer two dental plans and one vision plan to keep you and your family healthy.
  • Peace of mind with company-paid Short Term Disability, Long Term Disability, and Life Insurance.
  • Additional protection through voluntary benefits like Accident Insurance, Hospital Indemnity, Critical Illness, and Legal Assistance.
  • 401(k) with a 4% company match-because your future is worth investing in.
  • Employee Assistance Program (EAP) with 6 sessions per life incident to support your mental well-being.

Perks That Make Growing Here Even Better:
  • Flexible PTO and 7.5 company-observed holidays to recharge on your terms.
  • In-person connection points throughout the year including our annual Summit and Roadshows.
  • Snapsheet SWAG and surprise mailers to keep the spirit alive.
  • Endless opportunity to shape your path-career growth, learning, and real impact are all within reach.
  • Health and wellness campaigns that evolve with you year over year.

*Please note that we are unable to sponsor applicants for work visas for this position at this time.
Don't meet every single requirement? Studies have shown that women and people of color are less likely to apply for jobs unless they meet every single qualification. At Snapsheet, we are dedicated to building a diverse, inclusive, and authentic workplace, so if you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyways.
Snapsheet is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need assistance or accommodations, please let us know by emailing [email protected].
Snapsheet is proud to be an Equal Opportunity employer. We do not discriminate based upon race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law.
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Snapsheet is an equal opportunity employer.

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