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Remote Independent Loan Processor Jobs in Raleigh, NC

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Remote Independent Loan Processor information

See Raleigh, NC salary details

$27.7K

$49.5K

$91.9K

How much do remote independent loan processor jobs pay per year?

As of Jul 13, 2026, the average yearly pay for remote independent loan processor in Raleigh, NC is $49,481.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,900.00 and $53,500.00 per year, depending on experience, location, and employer.

What is the difference between Remote Independent Loan Processor vs Remote Mortgage Underwriter?

AspectRemote Independent Loan ProcessorRemote Mortgage Underwriter
CredentialsLoan processing certifications, knowledge of loan programsUnderwriting certifications, mortgage industry knowledge
Work EnvironmentHome office, flexible hours, loan companiesHome office, financial institutions, mortgage companies
Employer & IndustryLoan processing firms, banks, credit unionsMortgage lenders, banks, financial services

The Remote Independent Loan Processor primarily reviews and prepares loan documents, ensuring accuracy for approval. In contrast, the Remote Mortgage Underwriter assesses risk and makes final approval decisions. While both roles require industry-specific certifications and work remotely, their responsibilities differ significantly within the mortgage process.

What are the most commonly searched types of Independent Loan Processor jobs in Raleigh, NC? The most popular types of Independent Loan Processor jobs in Raleigh, NC are:
What are popular job titles related to Remote Independent Loan Processor jobs in Raleigh, NC? For Remote Independent Loan Processor jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Remote Independent Loan Processor jobs in Raleigh, NC look for? The top searched job categories for Remote Independent Loan Processor jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Remote Independent Loan Processor jobs? Cities near Raleigh, NC with the most Remote Independent Loan Processor job openings:

Mortgage Processor

Commercial Realty

Raleigh, NC • Remote

$40K - $56K/yr

Full-time

Re-posted 14 days ago


Job description

We are seeking an experienced and detail-oriented Mortgage Loan Processor to manage and coordinate the processing of Commercial Real Estate and DSCR (Debt Service Coverage Ratio) loan files from application through closing. The ideal candidate will have strong knowledge of non-QM lending, commercial underwriting requirements, investor guidelines, and loan documentation procedures. This role requires excellent communication, organization, and problem-solving skills to ensure timely and accurate loan closings.
Key Responsibilities
  • Process commercial and DSCR loan files from submission to closing
  • Review loan applications, credit reports, income documentation, leases, rent rolls, operating statements, and property documentation for completeness and accuracy
  • Communicate with borrowers, brokers, underwriters, title companies, attorneys, and lenders to obtain required conditions and documentation
  • Order and review third-party reports including appraisals, title work, insurance, flood certifications, and entity documents
  • Prepare and submit complete loan packages to underwriting
  • Monitor loan pipeline and maintain status updates to ensure timely closings
  • Clear underwriting conditions and coordinate final approval
  • Work closely with closing agents and lenders to prepare for loan funding
  • Ensure compliance with company policies, investor guidelines, and regulatory requirements
  • Maintain accurate loan records within the LOS/CRM system
  • Provide exceptional customer service throughout the loan process
Qualifications
  • 2+ years of mortgage processing experience, preferably with commercial and/or DSCR loans
  • Strong understanding of commercial lending and non-QM loan products
  • Knowledge of loan documentation, underwriting guidelines, and closing procedures
  • Experience working with investors, brokers, and third-party vendors
  • Familiarity with income analysis, entity documentation, and real estate investment properties
  • Excellent organizational and multitasking skills
  • Strong written and verbal communication skills
  • Ability to work in a fast-paced environment and meet deadlines
  • Proficiency with loan origination systems (LOS), CRM platforms, and Microsoft Office Suite
Preferred Qualifications
  • Experience processing bridge loans, fix-and-flip, or portfolio loans
  • NMLS license or familiarity with mortgage compliance regulations
  • Knowledge of DSCR calculations and commercial underwriting metrics

This is a remote position.