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Remote Independent Insurance Adjuster Jobs (NOW HIRING)

USAA

Inside Property Adjuster

Chesapeake, VA · On-site +1

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Investigates claim damages by conducting research from various sources, including the insured ...

USAA

Inside Property Adjuster

Phoenix, AZ · On-site +1

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Investigates claim damages by conducting research from various sources, including the insured ...

AlphaStaffHCM

Senior Property Adjuster

San Antonio, TX · Remote

$63K - $114K/yr

Adjusters recognize and empathize with customers' life events, as appropriate. The Inside Senior ... Investigates claim damages by conducting research from various sources, including the insured ...

USAA

Inside Property Adjuster

Colorado Springs, CO · On-site +1

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Investigates claim damages by conducting research from various sources, including the insured ...

Reserv

Claims Adjuster - APD (Trucking)

Atlanta, GA · Remote

Active insurance adjuster's license by way of a designated home state, or home state * Minimum of 5 ... Foster a culture of empathy, transparency, and empowerment in a remote-first environment At Reserv ...

Allstate

Auto Field Adjuster

San Fernando, CA · On-site +1

$35.82 - $45.58/hr

... independent insurance agents, as well as directly to consumers. The Auto Field Adjuster is ... responsible for working in the field to assess vehicle damage, conduct on-site inspections, and ...

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Remote Independent Insurance Adjuster information

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$82.5K

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How much do remote independent insurance adjuster jobs pay per year?

As of Jun 8, 2026, the average yearly pay for remote independent insurance adjuster in the United States is $82,500.00, according to ZipRecruiter salary data. Most workers in this role earn between $73,500.00 and $91,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Remote Independent Insurance Adjuster, and why are they important?

To thrive as a Remote Independent Insurance Adjuster, you need strong investigative, analytical, and claims management skills, typically supported by a high school diploma or equivalent and, in many states, an adjuster’s license. Familiarity with claims management software, remote collaboration tools, and sometimes industry certifications like the AIC or CPCU are important for efficiency. Excellent communication, time management, and self-motivation are critical soft skills for working independently and serving clients remotely. These skills and qualities ensure accurate claim assessments, regulatory compliance, and high-quality customer service from a remote environment.

What is a Remote Independent Insurance Adjuster?

A Remote Independent Insurance Adjuster is a professional who evaluates insurance claims on behalf of insurance companies while working remotely, often from home. They are not directly employed by a single insurance company but instead work as independent contractors or for adjusting firms. Their main responsibilities include investigating claims, assessing damages, reviewing policy details, and negotiating settlements with claimants, all through digital tools, phone calls, and online platforms. This role offers flexibility and the ability to handle claims from various locations without being tied to a specific office. Remote independent adjusters must have strong communication, analytical, and organizational skills.

What is the difference between Remote Independent Insurance Adjuster vs Remote Staff Insurance Adjuster?

AspectRemote Independent Insurance AdjusterRemote Staff Insurance Adjuster
CredentialsAdjuster license, insurance knowledgeAdjuster license, insurance knowledge
Work EnvironmentIndependent, self-employed, flexibleEmployer-based, structured, team environment
Employer & Industry UsageInsurance carriers, third-party administratorsInsurance companies, claims departments

The main difference is that Remote Independent Insurance Adjusters work independently and are often self-employed, handling claims on a contract basis. In contrast, Remote Staff Insurance Adjusters are employed directly by insurance companies, working within a structured team. Both roles require similar credentials and industry knowledge, but their work environment and employment structure differ significantly.

What are some common challenges faced by remote independent insurance adjusters, and how can they be managed?

Remote independent insurance adjusters often face challenges such as managing a fluctuating workload, staying organized without direct supervision, and efficiently handling communication with clients and insurance companies. Adapting to a remote work environment requires strong self-discipline, reliable technology, and excellent time management skills. Many adjusters find success by using specialized claims management software, setting clear daily goals, and maintaining open lines of communication with both clients and team members. Regularly participating in professional development opportunities can also help adjusters stay current with industry changes and best practices.
What cities are hiring for Remote Independent Insurance Adjuster jobs? Cities with the most Remote Independent Insurance Adjuster job openings:
What are the most commonly searched types of Independent Insurance Adjuster jobs? The most popular types of Independent Insurance Adjuster jobs are:
What states have the most Remote Independent Insurance Adjuster jobs? States with the most job openings for Remote Independent Insurance Adjuster jobs include:
Remote Independent Insurance Adjuster jobs near you

Senior Field Property Claims Adjuster | Remote

KING'S INSURANCE STAFFING LLC

Boston, MA • Remote

$100K - $115K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 12 days ago

Job description

Our client, a leading P&C Regional Insurance Carrier, is looking to add an experienced Senior Field Property Claims Adjuster to their Massachusetts team. This role involves full-cycle handling of both residential and commercial property claims, from initial inspection to resolution. You’ll assess damage on-site, interpret policy coverage, and negotiate settlements while maintaining a strong focus on customer service and efficient claims management.

The selected individual will be responsible for driving claims to resolution while maintaining strong technical accuracy, regulatory compliance, and a high level of service for policyholders and business partners. This is a fully remote position with a company-issued vehicle for both business and personal use!

Responsibilities

  • Handle complex first-party property losses involving residential and commercial risks from assignment through final disposition
  • Analyze coverage, evaluate damages, and assess financial exposure on high-severity claims
  • Conduct detailed investigations involving policy interpretation, liability analysis, and cause of loss determination
  • Establish and adjust claim reserves based on evolving claim activity and litigation exposure
  • Work closely with outside counsel on litigated matters, including strategy discussions, mediations, arbitrations, and trial preparation
  • Coordinate with independent adjusters, engineers, consultants, contractors, and forensic experts throughout the life of the claim
  • Lead settlement negotiations within authority guidelines while balancing customer experience and cost containment
  • Maintain accurate file documentation and ensure compliance with applicable state regulations and internal procedures
  • Monitor claim activity proactively to ensure timely progression toward resolution
  • Identify and pursue recovery opportunities when applicable
  • Communicate effectively with insureds, brokers, attorneys, vendors, and internal stakeholders
  • Participate in claim reviews and contribute technical insight on complex loss trends and claim handling best practices

Qualifications

  • 5 - 10+ years' experience handling residential and/or commercial property claims
  • Prior experience managing large loss exposures is a plus
  • Background working for an insurance carrier strongly preferred
  • Demonstrated ability to manage reserves and negotiate high-value settlements
  • Well versed in Xactimate
  • Proficiency with claims management platforms and electronic file documentation
  • Excellent organizational, analytical, and communication skills
  • Ability to independently manage a demanding caseload in a remote environment

Salary & Benefits

  • Base salary ranging from $90,000 – $125,000 annually depending on experience
  • Company vehicle provided (Business and Personal use) plus company-issued credit card for business expenses
  • Performance-based bonus opportunity
  • Fully remote work environment
  • Comprehensive healthcare coverage including medical, dental, vision, and life insurance
  • Generous paid time off package
  • Retirement savings program with employer matching contributions