As a remote conventional mortgage underwriter, your job is to evaluate the risk of each loan application and help determine whether to approve or decline it. In this work from home position, you use virtual office software to obtain and organize information, help customers choose financing options, protect the interests of the lender, and choose which type of loan to offer a borrower. Remote conventional mortgage underwriters focus exclusively on conventional mortgages, which are home loans that do not have a guarantee from the federal government. These loans are considered somewhat riskier, so lending institutions prefer underwriters who have experience evaluating risk and are willing to impose tougher criteria on applicants.